Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,Louisville- KY http://www.zillow.com/advice/Louisville-KY/mortgage-mortgage-types/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Can someone explain an offer letter mortgage? http://www.zillow.com/advice-thread/Can-someone-explain-an-offer-letter-mortgage/555406/ My family is looking to move back to the US and buy a home. Most of the mortgages I have found say they need at least one month of paystubs but I did find mention of something called an offer letter mortgage. Are there any restrictions to whom these are given? Is there anyone in the Louisville area that knows more about them?<br/><br/>We have a few reason why we looking for an immediate home purchase. We will be moving from Germany so if we wait for a month or two we have to pay for movers and other costs twice within a year. We have three pets that will be coming with us and most apartments only accept two. And we also have a daughter that will need to start school and we would rather not have her start one school and then move to another one after a few months. &nbsp;One of us starting early while the rest of our family remains in Germany will not be possible.<br/><br/>So would this option be available to us?<br \><br \>7 replies Tue, 19 Aug 2014 07:04:00 GMT http://www.zillow.com/advice-thread/Can-someone-explain-an-offer-letter-mortgage/555406/ 2014-08-19T07:04:00Z Anyone know of any bank or lender who will only require 10% down or less on Construction Loans? http://www.zillow.com/advice-thread/Anyone-know-of-any-bank-or-lender-who-will-only-require-10-down-or-less-on-Construction-Loans/515834/ 10 replies Sat, 19 Oct 2013 00:12:00 GMT http://www.zillow.com/advice-thread/Anyone-know-of-any-bank-or-lender-who-will-only-require-10-down-or-less-on-Construction-Loans/515834/ 2013-10-19T00:12:00Z Made the mistake of buying a home with a friend that had bad credit. Put her name on deed only all http://www.zillow.com/advice-thread/Made-the-mistake-of-buying-a-home-with-a-friend-that-had-bad-credit-Put-her-name-on-deed-only-all/499763/ financial responsibilities are on me.&nbsp; She moved out 5 years ago, refuses to qquit claim, pay anything, and expects half of the proceeds should I sell.&nbsp; I can not refinance without her okay.&nbsp; 1)&nbsp; What can I do to get her off the deed?&nbsp; 2)&nbsp; What if any monies does she get if I sell the house?&nbsp; 3)&nbsp; If she is building a house can she use this home for financing without my knowledge?<br \><br \>2 replies Sun, 30 Jun 2013 22:28:00 GMT http://www.zillow.com/advice-thread/Made-the-mistake-of-buying-a-home-with-a-friend-that-had-bad-credit-Put-her-name-on-deed-only-all/499763/ 2013-06-30T22:28:00Z