Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,NE http://www.zillow.com/advice/NE/mortgage-mortgage-types/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate where can I grt loan from http://www.zillow.com/advice-thread/where-can-I-grt-loan-from/510235/ I am international student who has a contract job with University of Nebraska-Lincoln. I need get loan, however I don't know where can I go to talk?<br/><br/>Thanks,<br/>Jenny<br \><br \>4 replies Fri, 06 Sep 2013 15:46:00 GMT http://www.zillow.com/advice-thread/where-can-I-grt-loan-from/510235/ 2013-09-06T15:46:00Z What can I do to get more (or better) quotes for my loan request ZR-BJRVTDG http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BJRVTDG/437134/ 1 reply Thu, 29 Mar 2012 20:27:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BJRVTDG/437134/ 2012-03-29T20:27:00Z 5 yr ARM Just at 2 yrs over, bank just lowered rate again http://www.zillow.com/advice-thread/5-yr-ARM-Just-at-2-yrs-over-bank-just-lowered-rate-again/372324/ Seven years ago my husband and I refinanced our 30 year fixed mortgage (original loan in 2001 for $137k at 6.25%) and in 2004 got a 5/1 ARM w/ 5.25%. We are in our first home, were positive that we would be gone within that 5 years. Over those 5 years we made money pitfalls, as most of America it seems did... Our credit ratings took a hit, mine mostly... Which is probably ok considering I'm not the money maker. We do have a couple late pays on our mortgage, thats killer! Last year we got a letter telling us that our interest rate is being adjusted and our new rate was now 4.125%!!!!!! Then marital issues took the driver seat. But i will say that thankfully our finances are in good repair. My husband was even able to get a credit line for when we needed to replace a major appliance. June I remembered that we stood a good chance at having our payment go up, so I when i called the bank she told me to check the 12 month LIBOR for Sept, and that would affect out DEC payment. New LIBOR, new bank letter. Our interest is now 3%!!! So our payments are $970 now (started around $1275). We owe $128k Our house would most likely catch anywhere from $195-$180k. My question is... What do we do? We have outgrown our house. But now we dont know if we are stuck. I dont know if i gave enough info. But i really need some guidance.<br \><br \>3 replies Fri, 22 Oct 2010 23:03:00 GMT http://www.zillow.com/advice-thread/5-yr-ARM-Just-at-2-yrs-over-bank-just-lowered-rate-again/372324/ 2010-10-22T23:03:00Z Seller Carry-Back and Taking Over the Seller's Mortgage http://www.zillow.com/advice-thread/Seller-Carry-Back-and-Taking-Over-the-Seller%27s-Mortgage/215949/ <p>Will banks allow seller financing in addition to their <a href="http://www.zillow.com/mortgage/">loan</a> (a seller second), if the total of the two exceeds the bank's established LTV percentage?<br/><br/>I've heard of taking over the seller's <a href="http://www.zillow.com/mortgage/">mortgage</a> payments while it remains in their name. Is this legit and accepted by the banking industry? Is the property bought on contract or is the property transferred to the buyer while the mortgage remains in the seller's name? Not sure how that would&nbsp;work.&nbsp;<br/>Any and all input is greatly appreciated!</p><br \><br \>1 reply Fri, 27 Mar 2009 02:41:00 GMT http://www.zillow.com/advice-thread/Seller-Carry-Back-and-Taking-Over-the-Seller%27s-Mortgage/215949/ 2009-03-27T02:41:00Z