Zillow Advice RSS: Question-Discussion-Guide,Mortgage Types,TN http://www.zillow.com/advice/TN/mortgage-mortgage-types/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Home equity loan for foreigners http://www.zillow.com/advice-thread/Home-equity-loan-for-foreigners/564996/ Im a f-1 student with not credit in the US. I'm wondering if I can take a 50% loan from my propert I bought with cash. The property is worth around $300,000 thanks<br \><br \>6 replies Fri, 31 Oct 2014 19:47:00 GMT http://www.zillow.com/advice-thread/Home-equity-loan-for-foreigners/564996/ 2014-10-31T19:47:00Z USDA Loans - How do they work?? http://www.zillow.com/advice-thread/USDA-Loans-How-do-they-work/556017/ I'm looking for a reputable person to talk to about our purchasing options and obtaining a USDA loan - after doing a lot of research it seems that type of loan would be our best option. &nbsp;<br/><br/>Does anyone know of a good mortgage broker to talk to? &nbsp;We spoke to one person but he didn't seem to know as much as he claimed to about the subject and didn't give much information at all. He told us "it's a loan for rural areas"..that's it. &nbsp;We knew that, we're looking for specifics of how it works, what are the qualifications, can they be used on short sale properties, ect..<br \><br \>9 replies Fri, 22 Aug 2014 18:22:00 GMT http://www.zillow.com/advice-thread/USDA-Loans-How-do-they-work/556017/ 2014-08-22T18:22:00Z What kind of home loans should i try and apply for? http://www.zillow.com/advice-thread/What-kind-of-home-loans-should-i-try-and-apply-for/561051/ I'm a 37year old. mother pf two i draw SSI and my credit isn't to good can someone please. help me to purchase a home I'm so tired of paying high rent payments to dead beat landlords.I'm ready to pay for my own lil piece of happiness,so that me and my children. will have a place to become a home that's all ours!<br \><br \>6 replies Mon, 29 Sep 2014 14:56:00 GMT http://www.zillow.com/advice-thread/What-kind-of-home-loans-should-i-try-and-apply-for/561051/ 2014-09-29T14:56:00Z Stated Income or NIV Mortgage Program http://www.zillow.com/advice-thread/Stated-Income-or-NIV-Mortgage-Program/545395/ Do such programs still exist? &nbsp;I'm a new self employed who just bought a business in Aug 2013. &nbsp;Last yr tax doc net 55k (5 months ownership). &nbsp;If I wait till Jan 2015 to file tax then I only have 1 and half yrs of ownership, but 2014 income would be above 120k. &nbsp;I'm looking to purchase a house in the 500k range closer to my business. &nbsp;Down would be up to 20%. FICO 710.<br \><br \>2 replies Fri, 13 Jun 2014 17:02:00 GMT http://www.zillow.com/advice-thread/Stated-Income-or-NIV-Mortgage-Program/545395/ 2014-06-13T17:02:00Z Can you still get a 5% down loan if your looking to buy a second home. http://www.zillow.com/advice-thread/Can-you-still-get-a-5-down-loan-if-your-looking-to-buy-a-second-home/543689/ My husband and I are wanting to rent out the home we currently live in and purchase another. I wasn't sure how that works seeing as we really wanted to only put down around 5%.&nbsp;He has been with the company he works for, for almost 30years. He has great credit. I have ok credit. We are wanting to use our current house as a kind of investment property. Is it possible to still get a Low down payment loan.<br \><br \>5 replies Mon, 02 Jun 2014 15:07:00 GMT http://www.zillow.com/advice-thread/Can-you-still-get-a-5-down-loan-if-your-looking-to-buy-a-second-home/543689/ 2014-06-02T15:07:00Z where can I find a bank or mortage company that will lend money on a mobile home with land? http://www.zillow.com/advice-thread/where-can-I-find-a-bank-or-mortage-company-that-will-lend-money-on-a-mobile-home-with-land/532784/ I'm trying to find lenders for my property as I'm selling this property.<br \><br \>6 replies Tue, 18 Mar 2014 18:24:00 GMT http://www.zillow.com/advice-thread/where-can-I-find-a-bank-or-mortage-company-that-will-lend-money-on-a-mobile-home-with-land/532784/ 2014-03-18T18:24:00Z Portfolio Lenders in Nashville http://www.zillow.com/advice-thread/Portfolio-Lenders-in-Nashville/519608/ We are looking for Portfolio lenders in Nashville. &nbsp;We are 6 months out from non-consumer bankruptcy (bad investment property), have good income and a 50%+ down payment, and credit is fair, considering. &nbsp;But, obviously, cannot do conventional or FHA because we aren't 2 years out. &nbsp;Google is not particularly helpful and since this is a relocation from another part of the country I have no local resources. &nbsp;Any ideas where to look? &nbsp;I've heard there are portfolio lenders that will do this, but I do not know how or where to find them. &nbsp;Otherwise we will have to just buy what we can afford in cash but we're not thrilled with the options.<br \><br \>4 replies Wed, 20 Nov 2013 18:02:00 GMT http://www.zillow.com/advice-thread/Portfolio-Lenders-in-Nashville/519608/ 2013-11-20T18:02:00Z Loan options for investment home http://www.zillow.com/advice-thread/Loan-options-for-investment-home/511407/ I would like find out which type of loan is available for an investment home with 20% down payment.&nbsp;&nbsp; I have foreclosure over 3 years ago.<br/><br/>Thanks!<br/><br/>Nguyen Nguyen<br \><br \>1 reply Sun, 15 Sep 2013 06:31:00 GMT http://www.zillow.com/advice-thread/Loan-options-for-investment-home/511407/ 2013-09-15T06:31:00Z I own 10 acres (free and clear) in a desirable location and want to get a construction loan. I also http://www.zillow.com/advice-thread/I-own-10-acres-free-and-clear-in-a-desirable-location-and-want-to-get-a-construction-loan-I-also/507662/ 7 replies Mon, 19 Aug 2013 23:10:00 GMT http://www.zillow.com/advice-thread/I-own-10-acres-free-and-clear-in-a-desirable-location-and-want-to-get-a-construction-loan-I-also/507662/ 2013-08-19T23:10:00Z want a mortgage but been discharge 1 year out of chapter 7 http://www.zillow.com/advice-thread/want-a-mortgage-but-been-discharge-1-year-out-of-chapter-7/509675/ our score is about 600. we did a chapter 7 with no mortgages invovled, Been <br/>discharge 1 year ago. Is it possible to get a mortgage now? What type? I am disable and my medicals is the reason we had to do bankruptcy.<br \><br \>1 reply Mon, 02 Sep 2013 17:44:00 GMT http://www.zillow.com/advice-thread/want-a-mortgage-but-been-discharge-1-year-out-of-chapter-7/509675/ 2013-09-02T17:44:00Z what is an recd mortgage and what is needed to quailify? http://www.zillow.com/advice-thread/what-is-an-recd-mortgage-and-what-is-needed-to-quailify/221758/ 1 reply Thu, 09 Apr 2009 21:05:00 GMT http://www.zillow.com/advice-thread/what-is-an-recd-mortgage-and-what-is-needed-to-quailify/221758/ 2009-04-09T21:05:00Z Can we get a 30yr fixed rate at retirement age? http://www.zillow.com/advice-thread/Can-we-get-a-30yr-fixed-rate-at-retirement-age/501553/ <br/>We have excellent credit and average about 5000 a months with no debts.<br \><br \>6 replies Fri, 12 Jul 2013 16:06:00 GMT http://www.zillow.com/advice-thread/Can-we-get-a-30yr-fixed-rate-at-retirement-age/501553/ 2013-07-12T16:06:00Z What is the best loan type if i would like to buy a home and live in it for 4-5 Years only. http://www.zillow.com/advice-thread/What-is-the-best-loan-type-if-i-would-like-to-buy-a-home-and-live-in-it-for-4-5-Years-only/399237/ Can someone advice me on what type of loan would be appropriate in my case:<br/>I plan to buy a new home and as of today i plan to stay in the home for the next 4-5 years and sell it off at the end of 4-5 years.<br \><br \>16 replies Mon, 16 May 2011 20:51:00 GMT http://www.zillow.com/advice-thread/What-is-the-best-loan-type-if-i-would-like-to-buy-a-home-and-live-in-it-for-4-5-Years-only/399237/ 2011-05-16T20:51:00Z Ask our community... http://www.zillow.com/advice-thread/Ask-our-community/482513/ If you have a credit score of 680 or higher,&nbsp;a Conventional loan with 3%-5% down&nbsp;can be much better than FHA.<br \><br \>0 replies Tue, 12 Mar 2013 17:50:00 GMT http://www.zillow.com/advice-thread/Ask-our-community/482513/ 2013-03-12T17:50:00Z Anyone know of a lender that will fund non-warrantable condos? http://www.zillow.com/advice-thread/Anyone-know-of-a-lender-that-will-fund-non-warrantable-condos/449845/ Seriously, I don't need a waiver, I need someone who will finance non-warrantable. Any ideas?<br \><br \>5 replies Fri, 06 Jul 2012 04:01:00 GMT http://www.zillow.com/advice-thread/Anyone-know-of-a-lender-that-will-fund-non-warrantable-condos/449845/ 2012-07-06T04:01:00Z Anyone offer mortgage on house with acreage classified as agri even though not used for agriculture? http://www.zillow.com/advice-thread/Anyone-offer-mortgage-on-house-with-acreage-classified-as-agri-even-though-not-used-for-agriculture/472550/ Trying to buy a house through a short sale.&nbsp; It has 48 acres and is classified as agricultural because of the acreage, even though property isn't used for that.&nbsp; Are there any lenders who will offer a mortgage on this type property?&nbsp; I've only found 3 so far.&nbsp; Farm credit requires 25% down, and I only have 5-10%.&nbsp; One local bank will do it, but at 5% down they will only give a 6% interest rate.&nbsp;&nbsp; The other is a&nbsp;small regional lender who says they can do it with interest rates&nbsp;less than 4%.&nbsp; I would&nbsp;like to have&nbsp;other options in case the deal falls through with this lender.&nbsp; Thanks&nbsp;&nbsp;&nbsp;<br \><br \>4 replies Sun, 30 Dec 2012 13:44:00 GMT http://www.zillow.com/advice-thread/Anyone-offer-mortgage-on-house-with-acreage-classified-as-agri-even-though-not-used-for-agriculture/472550/ 2012-12-30T13:44:00Z I need to get a loan for a non warrantable unit, I can put up to 50% down in Nashville TN http://www.zillow.com/advice-thread/I-need-to-get-a-loan-for-a-non-warrantable-unit-I-can-put-up-to-50-down-in-Nashville-TN/461311/ <div style="text-align: left;">Building is non warrantable because of how few units it has. &nbsp;and is investor owned. 5 of 6 units are invested owned</div><br \><br \>1 reply Tue, 25 Sep 2012 14:34:00 GMT http://www.zillow.com/advice-thread/I-need-to-get-a-loan-for-a-non-warrantable-unit-I-can-put-up-to-50-down-in-Nashville-TN/461311/ 2012-09-25T14:34:00Z Ask our community... http://www.zillow.com/advice-thread/Ask-our-community/427744/ <p align="left">I am interested in relocating. My current home is&nbsp;worth around $195k....but could probably sell for $185k&nbsp;in the curent market.&nbsp;We owe just under $100k. We refinanced in December 2010 and our current payment is $499/month, 30year fixed. I was hoping to rent my current home and purchase the new home for around $220k. We both have reasonably good credit, scores around 750 and combined income of $70k.<br/>Total debt (aside from home) is around $11,000. Two car payments totaling $656 a month as well.<br/>Curious about your initial thoughts -- if you think it might even be possible for us&nbsp;to purchase with 0 down, and if so, what <a href="http://www.zillow.com/mortgage-rates/">loans</a> might be out there to consider. Thanks!</p><br \><br \>3 replies Thu, 05 Jan 2012 20:18:00 GMT http://www.zillow.com/advice-thread/Ask-our-community/427744/ 2012-01-05T20:18:00Z Finance in Memphis http://www.zillow.com/advice-thread/Finance-in-Memphis/415312/ Was told Bridge Capital Loans and Finance is a good lender in Memphis - does anyone have a contact no for them?<br \><br \>2 replies Mon, 12 Sep 2011 18:25:00 GMT http://www.zillow.com/advice-thread/Finance-in-Memphis/415312/ 2011-09-12T18:25:00Z How can I work my mobile home loss into my modular home loan? http://www.zillow.com/advice-thread/How-can-I-work-my-mobile-home-loss-into-my-modular-home-loan/400170/ We currently have a single wide sitting on an acre of land. We have found a good deal on a modular home that we are attempting to buy. The company is willing to buy the mobile home but I already know we owe more than its value. Is there a way I can work this into my new loan. I need some advice on what my options are.<br \><br \>1 reply Tue, 24 May 2011 01:39:00 GMT http://www.zillow.com/advice-thread/How-can-I-work-my-mobile-home-loss-into-my-modular-home-loan/400170/ 2011-05-24T01:39:00Z