Zillow Advice RSS: Question-Discussion-Guide,Mortgage Rates,PA http://www.zillow.com/advice/PA/mortgage-mortgage-rates/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate Help on Mortgage Interest Lock/ Information http://www.zillow.com/advice-thread/Help-on-Mortgage-Interest-Lock-Information/498946/ First Time Buyers- So we found a home and got offer accept and already were pre-appove for the loan. On May 27 we went to the Lender to complete the application and all the disclouser forms and pay for the appraisal of the home. Loan Officer said he would order the appraisal and should take 2 weeks to get back. At that point our interest raing was at 3.87%. Kept call to touch up and they said should be done this week and soon. On Thursday another Loan Officer called me and said it would be another $150 for the appraisal because they had to find another company to do the appraisal, they give me different excuses and said the appraisal should be done yesterday and I asked what the rate was and she stated 4.27% I ask again if I could lock it and she said not until the loan is approved.&nbsp;<br \><br \>14 replies Tue, 25 Jun 2013 19:08:00 GMT http://www.zillow.com/advice-thread/Help-on-Mortgage-Interest-Lock-Information/498946/ 2013-06-25T19:08:00Z Can a new home builder refuse to allow a VA loan in a new development if they are approved VA/FHA? http://www.zillow.com/advice-thread/Can-a-new-home-builder-refuse-to-allow-a-VA-loan-in-a-new-development-if-they-are-approved-VA-FHA/289764/ This home is already built.&nbsp; Trying to avoid <a href="http://www.zillow.com/mortgage/">mortgage</a> insurance.&nbsp;<br \><br \>0 replies Tue, 20 Oct 2009 00:48:00 GMT http://www.zillow.com/advice-thread/Can-a-new-home-builder-refuse-to-allow-a-VA-loan-in-a-new-development-if-they-are-approved-VA-FHA/289764/ 2009-10-20T00:48:00Z what is the going credit score rate to obtain a mortage http://www.zillow.com/advice-thread/what-is-the-going-credit-score-rate-to-obtain-a-mortage/558903/ Be aware that a Vantage score and a Fico score are not the same, and that mortgage lenders will lend based on your Fico score.<br/><br/>The top VantageScore is 990, in contrast to the top FICO score of 850. You could multiply your VantageScore by 0.86 (850/990) to get a rough approximation of your FICO score. &nbsp;Or use Bankrate.com free&nbsp;<u><strong>FICO score estimator</strong></u> to get an idea of what your "FICO Classic" score is.<br/><br/><img imageid="X1-IAjnycfx7xj2fr1000000000_po9yj" uploadtype="new" imagetype="8" src="http://photos2.zillowstatic.com/o_a/IS13jrgx7xj2fr1000000000.jpg" height=" 211px" width=" 569px"/><br \><br \>0 replies Thu, 11 Sep 2014 21:16:00 GMT http://www.zillow.com/advice-thread/what-is-the-going-credit-score-rate-to-obtain-a-mortage/558903/ 2014-09-11T21:16:00Z Negotiating Mortgage Rate http://www.zillow.com/advice-thread/Negotiating-Mortgage-Rate/379817/ <p>Do lending institutions entertain you trying to get a rate "UNDER" what they are offering,&nbsp;even if&nbsp;it is at what your current&nbsp;state rate is?</p><br \><br \>18 replies Thu, 06 Jan 2011 16:17:00 GMT http://www.zillow.com/advice-thread/Negotiating-Mortgage-Rate/379817/ 2011-01-06T16:17:00Z HomeStyle mortgage lenders http://www.zillow.com/advice-thread/HomeStyle-mortgage-lenders/572051/ Can you share the HomeStyle lenders info in PA state.<br \><br \>4 replies Tue, 13 Jan 2015 02:56:00 GMT http://www.zillow.com/advice-thread/HomeStyle-mortgage-lenders/572051/ 2015-01-13T02:56:00Z What interest rates can I expect for a new house at $480K with 10% down http://www.zillow.com/advice-thread/What-interest-rates-can-I-expect-for-a-new-house-at-480K-with-10-down/583818/ Many of the jumbo lenders on Zillow in the place wetdawgs mentioned have lower interest rates on jumbo than conventional.&nbsp; Try out the link to see the best rates offered anywhere.&nbsp; http://www.zillow.com/mortgage-rates<br \><br \>0 replies Wed, 22 Apr 2015 20:41:00 GMT http://www.zillow.com/advice-thread/What-interest-rates-can-I-expect-for-a-new-house-at-480K-with-10-down/583818/ 2015-04-22T20:41:00Z I just heard Congress is going to pay off everyone mortgage that is underwater! http://www.zillow.com/advice-thread/I-just-heard-Congress-is-going-to-pay-off-everyone-mortgage-that-is-underwater/194962/ All you need to do is&nbsp;fill&nbsp;out forms: 562(c), 1542, 4544(f), IOU(c), 1042(o), 568, 4875li, 1824, 768, 471, 9687, w89 , 10482923(V), oBAMA09 (T), INS 254. <br/><br/>Once all your paperwork is processed and the 30 year waiting period has expired you will receive an approval letter.<br \><br \>3 replies Mon, 02 Feb 2009 21:54:00 GMT http://www.zillow.com/advice-thread/I-just-heard-Congress-is-going-to-pay-off-everyone-mortgage-that-is-underwater/194962/ 2009-02-02T21:54:00Z Looking for a No Cost mortgage refinance http://www.zillow.com/advice-thread/Looking-for-a-No-Cost-mortgage-refinance/452550/ Hello,<br/><br/>I currently have 4.125 @ 30 yr fixed. I am looking for a better rate with no cost. No Cash out Good ATV <br/><br/>Can you suggest any good lenders<br/><br/>Thx<br \><br \>3 replies Wed, 25 Jul 2012 14:23:00 GMT http://www.zillow.com/advice-thread/Looking-for-a-No-Cost-mortgage-refinance/452550/ 2012-07-25T14:23:00Z Being self employed affect mortgage application? http://www.zillow.com/advice-thread/Being-self-employed-affect-mortgage-application/417888/ How does being self employed affect mortgage application process and interest rates?<br \><br \>10 replies Mon, 03 Oct 2011 05:08:00 GMT http://www.zillow.com/advice-thread/Being-self-employed-affect-mortgage-application/417888/ 2011-10-03T05:08:00Z refinacing residential property held in corp title http://www.zillow.com/advice-thread/refinacing-residential-property-held-in-corp-title/374803/ You will need to do commercial financing with a local bank.&nbsp; No one underwriting mortgages for Fannie/Freddie RMBS securitization will be able to assist you with residential properties titled in an entity - LLC or Corporation.<br \><br \>0 replies Sat, 13 Nov 2010 18:02:00 GMT http://www.zillow.com/advice-thread/refinacing-residential-property-held-in-corp-title/374803/ 2010-11-13T18:02:00Z What can I do to get more (or better) quotes for my loan request ZR-HHYLCKF? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-HHYLCKF/482659/ Talk to a loan officer and look at your options. This is definitely the time to make a move. If you are even slightly considering an FHA loan, you will want to move now. There are major changes coming up with the annual mortgage insurance premiums and the upfront mortgage insurance premiums.<br \><br \>0 replies Wed, 13 Mar 2013 12:17:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-HHYLCKF/482659/ 2013-03-13T12:17:00Z Can I mortgage with an FHA 203K? http://www.zillow.com/advice-thread/Can-I-mortgage-with-an-FHA-203K/415085/ I'm interested in purchasing a foreclosed property in another state, about 70min from where I live now.&nbsp; I was interested in a FHA 203k mortgage to finance and help cover the costs of any majors items ... plumbing, heating etc.&nbsp; I would like to use this foreclosed property as my primary residance and rent my present home when the work is completed and the house is more liveable.&nbsp; Will I be eligible for this 203k mortgage to help assist with this purchase??<br \><br \>3 replies Sat, 10 Sep 2011 19:20:00 GMT http://www.zillow.com/advice-thread/Can-I-mortgage-with-an-FHA-203K/415085/ 2011-09-10T19:20:00Z How do you get a no doc mortgage? http://www.zillow.com/advice-thread/How-do-you-get-a-no-doc-mortgage/496021/ I have a&nbsp;poor credit history, as well as a low score at this point. I didn't think I would qualify for any kind of mortgage at this time, however someone recently told me that because I now own a business and have a high income, I will not have a problem getting a home with a no doc loan. I do not know anything about this process and would like some input.<br \><br \>12 replies Sat, 08 Jun 2013 04:51:00 GMT http://www.zillow.com/advice-thread/How-do-you-get-a-no-doc-mortgage/496021/ 2013-06-08T04:51:00Z What is the monthly mortgage price difference for a loan interest rate of 4% vs 3.75% vs 3,5%? http://www.zillow.com/advice-thread/What-is-the-monthly-mortgage-price-difference-for-a-loan-interest-rate-of-4-vs-3-75-vs-3-5/428393/ I am looking for a <a href="http://www.zillow.com/mortgage-rates/">mortgage</a> for a <a href="http://www.zillow.com/mortgage-rates/">loan</a> amount of $258,000, after putting 20% down. My husband and I have great credit scores (mine &gt;760, my husbands &gt;800). A <a href="http://www.zillow.com/directory/lenders/">mortgage broker</a> through my realtor is quoting me at 4% fixed with no points. Is there any way of getting a better rate, and how much of a difference will it really make??<br \><br \>4 replies Wed, 11 Jan 2012 20:36:00 GMT http://www.zillow.com/advice-thread/What-is-the-monthly-mortgage-price-difference-for-a-loan-interest-rate-of-4-vs-3-75-vs-3-5/428393/ 2012-01-11T20:36:00Z