Zillow Advice RSS: Question-Discussion-Guide,Mortgage Rates,DC http://www.zillow.com/advice/DC/mortgage-mortgage-rates/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Investment property mortgage rates http://www.zillow.com/advice-thread/Investment-property-mortgage-rates/560431/ My credit score&nbsp;is 800 and I'm in the middle of buying investment property with 25% down. So my question is&nbsp; 5.12 rate is the best I can get or should I check with other lender?<br \><br \>7 replies Wed, 24 Sep 2014 02:44:00 GMT http://www.zillow.com/advice-thread/Investment-property-mortgage-rates/560431/ 2014-09-24T02:44:00Z Current rates for FHA 203k loan? Would finance pprox 125k, excellent credit http://www.zillow.com/advice-thread/Current-rates-for-FHA-203k-loan-Would-finance-pprox-125k-excellent-credit/434929/ Hello. What is the current rate for a 30 year FHA 203k refinance?<br/><br/>Some details:<br/>- I have excellent credit (low 800s)<br/>- Project would involve borrowing 125k approximately (including 10% contingency)<br/>- Currently owe 260k on the house<br/><br/>I was preapproved by several banks in the fall for 4.25% with zero points, which I thought was pretty decent (Rates were&nbsp;a bit&nbsp;over 4% then).&nbsp;Given that rates are&nbsp;a bit lower now, shouldn't it make sense&nbsp;that I could potentially see a rate of&nbsp;4% or&nbsp;so?<br/>The reason I ask is that when I approached Wells Fargo today, I was told that the rate&nbsp;likely in the "mid 4s."&nbsp; This was the same guy I worked with in the fall, who quoted my 4.25% when rates were higher. <br/><br/>Am I missing something? Are 203k rates higher now for some reason?<br/><br/><br/><br/><br \><br \>5 replies Mon, 12 Mar 2012 20:38:00 GMT http://www.zillow.com/advice-thread/Current-rates-for-FHA-203k-loan-Would-finance-pprox-125k-excellent-credit/434929/ 2012-03-12T20:38:00Z Looking for a good rate for refiance. Want 20 year fixed rate - 4.25% reasonable? http://www.zillow.com/advice-thread/Looking-for-a-good-rate-for-refiance-Want-20-year-fixed-rate-4-25-reasonable/397682/ I'm looking to refinance. Currently have a 30 year fixed rate with PMI at 5%. Would like to refinance to a 20 year fixed rate, with no PMI if possible. The amount I'd like to refinance is $269,000.&nbsp;Zillow online lenders are offering rates of 4.25% with APR around 4.3%. Does this seem reasonable?<br/><br/>Should I go for it? One thing I notice is that "Total Lender Fees" vary from about $1200 to over $6000! Why the difference?! Are these points added for the higher fee amounts?<br/><br/>Here are some details: I have outstanding credit (over 760). Obtained my current loan on October 2009 for $283,000 (purchase price was $315,000). Currently have $269,000 outstanding, which I'd like to refinance. I don't want/need to take any money out. Property is a row house (fee simple) located in Washington DC. <br/><br/>I've contacted two lenders already (my current mortgage lender and another one I had contact with previously for my original loan) regarding refinancing at 4.25% for 20 years with no PMI. Neither one has been responsive - is this an indication that the online zillow rates are too good to be true?<br/><br/>Any help would be much appreciated. Thanks!<br/><br/><br \><br \>7 replies Wed, 04 May 2011 21:40:00 GMT http://www.zillow.com/advice-thread/Looking-for-a-good-rate-for-refiance-Want-20-year-fixed-rate-4-25-reasonable/397682/ 2011-05-04T21:40:00Z How far out can I lock in rates http://www.zillow.com/advice-thread/How-far-out-can-I-lock-in-rates/353533/ I'm having a 680,000 home built but it won't be finished until mid November. I'd like to know how far out can I lock in rates? We would love to capitalize on the low rates being offered. Any suggestions? We would probably do an 80/10/10 if possible.<br \><br \>8 replies Fri, 11 Jun 2010 12:13:00 GMT http://www.zillow.com/advice-thread/How-far-out-can-I-lock-in-rates/353533/ 2010-06-11T12:13:00Z On average, how much higher are 30 yr. fixed mortgage rates for a coop vs. a condo? http://www.zillow.com/advice-thread/On-average-how-much-higher-are-30-yr-fixed-mortgage-rates-for-a-coop-vs-a-condo/214093/ 1 reply Mon, 23 Mar 2009 18:32:00 GMT http://www.zillow.com/advice-thread/On-average-how-much-higher-are-30-yr-fixed-mortgage-rates-for-a-coop-vs-a-condo/214093/ 2009-03-23T18:32:00Z Get Ready to Lock!!! http://www.zillow.com/advice-thread/Get-Ready-to-Lock/206193/ Obama is going to save the <a href="http://www.zillow.com/mortgage/">mortgage</a> industry tomorrow.&nbsp; You L.O.'s better prepared to lock in these amazing low rates tomorrow.<br/><br/>Borrower's you better get those applications in.&nbsp; <br/><br \><br \>5 replies Tue, 03 Mar 2009 22:47:00 GMT http://www.zillow.com/advice-thread/Get-Ready-to-Lock/206193/ 2009-03-03T22:47:00Z What is the point of this stress test? http://www.zillow.com/advice-thread/What-is-the-point-of-this-stress-test/204694/ <p>I believe the governments worse case numbers for GDP is -3.3%, and how much did GDP fall this quarter -6.8%???<br/><br/>This stress test is pointless, this problem is getting too large...<br/></p><br \><br \>12 replies Fri, 27 Feb 2009 19:48:00 GMT http://www.zillow.com/advice-thread/What-is-the-point-of-this-stress-test/204694/ 2009-02-27T19:48:00Z There goes the 15k tax credit... http://www.zillow.com/advice-thread/There-goes-the-15k-tax-credit/198316/ Working to accommodate the new, lower overall limit of the bill, negotiators effectively wiped out a Senate-passed provision for a new $15,000 tax credit to defray the cost of buying a home, these officials said.<br/><br/><a rel="nofollow" href="http://news.yahoo.com/s/ap/congress_stimulus">Link</a><br \><br \>33 replies Wed, 11 Feb 2009 20:19:00 GMT http://www.zillow.com/advice-thread/There-goes-the-15k-tax-credit/198316/ 2009-02-11T20:19:00Z