Zillow Advice RSS: Question-Discussion-Guide,Mortgage Rates,MN http://www.zillow.com/advice/MN/mortgage-mortgage-rates/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How do I find the interest rate on a USDA loan? http://www.zillow.com/advice-thread/How-do-I-find-the-interest-rate-on-a-USDA-loan/579288/ I am working with a lender to do a USDA loan and he said the rate will be 4%. I was researching the interest rate today and it is at 3.875. Is this right? Does anyone know where I can find current USDA rates?<br \><br \>6 replies Wed, 18 Mar 2015 02:40:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-the-interest-rate-on-a-USDA-loan/579288/ 2015-03-18T02:40:00Z Looking for 80-10-10 (piggyback loan) who offers these in MN? http://www.zillow.com/advice-thread/Looking-for-80-10-10-piggyback-loan-who-offers-these-in-MN/565676/ <p>Looking at a purchase in Chanhassen MN. 370K purchase price with 10% down and would like to avoid PMI.&nbsp; Credit score 760.&nbsp; Thanks!</p><br \><br \>11 replies Fri, 07 Nov 2014 00:05:00 GMT http://www.zillow.com/advice-thread/Looking-for-80-10-10-piggyback-loan-who-offers-these-in-MN/565676/ 2014-11-07T00:05:00Z Looking for 80-10-10 (piggyback loan) who offers these in MN? http://www.zillow.com/advice-thread/Looking-for-80-10-10-piggyback-loan-who-offers-these-in-MN/565676/ <p>Looking at a purchase in Chanhassen MN. 370K purchase price with 10% down and would like to avoid PMI.&nbsp; Credit score 760.&nbsp; Thanks!</p><br \><br \>11 replies Fri, 07 Nov 2014 00:05:00 GMT http://www.zillow.com/advice-thread/Looking-for-80-10-10-piggyback-loan-who-offers-these-in-MN/565676/ 2014-11-07T00:05:00Z If I lock in a rate with a mortgage broker, am I required to use that broker / bank? http://www.zillow.com/advice-thread/If-I-lock-in-a-rate-with-a-mortgage-broker-am-I-required-to-use-that-broker-bank/353433/ 6 replies Thu, 10 Jun 2010 16:37:00 GMT http://www.zillow.com/advice-thread/If-I-lock-in-a-rate-with-a-mortgage-broker-am-I-required-to-use-that-broker-bank/353433/ 2010-06-10T16:37:00Z Should I humor a 5/1 arm for a mortgage on a house we bought a year ago? 30y fixed and 3.75%. I am b http://www.zillow.com/advice-thread/Should-I-humor-a-5-1-arm-for-a-mortgage-on-a-house-we-bought-a-year-ago-30y-fixed-and-3-75-I-am-b/491408/ <p>We are being offered a deal of rolling 30K of consumer debt into a new 5/1 mortgage and paying $991 vs $1624 on $221K left. Yuk!</p><br \><br \>11 replies Wed, 08 May 2013 23:46:00 GMT http://www.zillow.com/advice-thread/Should-I-humor-a-5-1-arm-for-a-mortgage-on-a-house-we-bought-a-year-ago-30y-fixed-and-3-75-I-am-b/491408/ 2013-05-08T23:46:00Z Taking a point to reduce closing cost http://www.zillow.com/advice-thread/Taking-a-point-to-reduce-closing-cost/469080/ My wife are building a new home. &nbsp;We have been "preapproved" for 336,000 for 30 years at around 3.5%. &nbsp;We are still too far out from closing to lock in at a rate. &nbsp;The builder is paying most of our closing cost with the exception of the escrow accounts (HOA and insurance) and&nbsp;interest&nbsp;which will come to around $3,000. &nbsp;<br/><br/>My question is, if we "took" a point ($3,360) to pay the remaining closing cost, how much more would our&nbsp;mortgage rate jump from the 3.5% we were at,<br \><br \>1 reply Tue, 20 Nov 2012 17:13:00 GMT http://www.zillow.com/advice-thread/Taking-a-point-to-reduce-closing-cost/469080/ 2012-11-20T17:13:00Z What can I do to get more (or better) quotes for my loan request ZR-XKMYTJY http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-XKMYTJY/460640/ For some reason , I am getting no quotes for 15yr fixed. Even though I have equity and a great credit score.<br \><br \>3 replies Thu, 20 Sep 2012 01:07:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-XKMYTJY/460640/ 2012-09-20T01:07:00Z Are there any conventional loans for an owner occupied duplex with less then 20% down? The property http://www.zillow.com/advice-thread/Are-there-any-conventional-loans-for-an-owner-occupied-duplex-with-less-then-20-down-The-property/450693/ 0 replies Thu, 12 Jul 2012 03:30:00 GMT http://www.zillow.com/advice-thread/Are-there-any-conventional-loans-for-an-owner-occupied-duplex-with-less-then-20-down-The-property/450693/ 2012-07-12T03:30:00Z Why is the 15 year mortgage down today when the 30 year is up almost 25 bps? http://www.zillow.com/advice-thread/Why-is-the-15-year-mortgage-down-today-when-the-30-year-is-up-almost-25-bps/337638/ 3 replies Thu, 25 Mar 2010 21:53:00 GMT http://www.zillow.com/advice-thread/Why-is-the-15-year-mortgage-down-today-when-the-30-year-is-up-almost-25-bps/337638/ 2010-03-25T21:53:00Z IN LOOKING AT QUOTES ON A 5/1ARM, HOW CAN THE APR BE LOWER THAN THE RATE, IF THE APR INCLUDES FEES? http://www.zillow.com/advice-thread/IN-LOOKING-AT-QUOTES-ON-A-5-1ARM-HOW-CAN-THE-APR-BE-LOWER-THAN-THE-RATE-IF-THE-APR-INCLUDES-FEES/282404/ 9 replies Fri, 25 Sep 2009 23:40:00 GMT http://www.zillow.com/advice-thread/IN-LOOKING-AT-QUOTES-ON-A-5-1ARM-HOW-CAN-THE-APR-BE-LOWER-THAN-THE-RATE-IF-THE-APR-INCLUDES-FEES/282404/ 2009-09-25T23:40:00Z Broker didn't lock when I told her to. Any recourse? http://www.zillow.com/advice-thread/Broker-didn%27t-lock-when-I-told-her-to-Any-recourse/242149/ I told my broker to lock my rate at 4.875% on May 6, and she said she would get working on it that day. I found out last Friday (May 29th), that she hadn't locked the rate, now it is at 5.5%. Do I have any recourse?<br \><br \>17 replies Wed, 03 Jun 2009 12:44:00 GMT http://www.zillow.com/advice-thread/Broker-didn%27t-lock-when-I-told-her-to-Any-recourse/242149/ 2009-06-03T12:44:00Z what is ZMM , what is that? http://www.zillow.com/advice-thread/what-is-ZMM-what-is-that/242659/ Any <a href="http://www.zillow.com/directory/lenders/">lenders</a>, please let me know... Names please, the DTI is 55%...<br \><br \>1 reply Thu, 04 Jun 2009 18:46:00 GMT http://www.zillow.com/advice-thread/what-is-ZMM-what-is-that/242659/ 2009-06-04T18:46:00Z 15 year rates goes up, Zillow.com shows it's down to 4.5% http://www.zillow.com/advice-thread/15-year-rates-goes-up-Zillow-com-shows-it%27s-down-to-4-5/218859/ &nbsp;Zillow.com shows the following:<br/><h2>---<br/>15 year fixed <a href="http://www.zillow.com/Mortgage_Rates/">mortgage rates</a> go up to 4.73%</h2><h3>Thursday, April 2, 2009</h3><p>Mortgage rates for a <a href="http://www.zillow.com/15_Year_Fixed_Mortgage_Rates/">15 year fixed mortgage</a> climbed 2 basis points from 4.71% to 4.73% on Thursday, Zillow Mortgage Marketplace announced.</p><p>The 15 year fixed <a href="http://www.zillow.com/Mortgage_Rates/">mortgage rate</a> on April 2, 2009, is down 5 basis points from the previous week's average rate of 4.78% and down 5 basis points from the average rate of 4.78% from three months ago.<br/>---<br/><br/>however the 15 year rate graph shows it dropped to 4.5% today. Who shold we believe?</p><br \><br \>1 reply Thu, 02 Apr 2009 22:29:00 GMT http://www.zillow.com/advice-thread/15-year-rates-goes-up-Zillow-com-shows-it%27s-down-to-4-5/218859/ 2009-04-02T22:29:00Z When do you see the national market recovering? http://www.zillow.com/advice-thread/When-do-you-see-the-national-market-recovering/197558/ 5 replies Mon, 09 Feb 2009 21:38:00 GMT http://www.zillow.com/advice-thread/When-do-you-see-the-national-market-recovering/197558/ 2009-02-09T21:38:00Z Do the monthly payments quoted in the "My Loan Quotes" include insurance and taxes? http://www.zillow.com/advice-thread/Do-the-monthly-payments-quoted-in-the-My-Loan-Quotes-include-insurance-and-taxes/192980/ 1 reply Tue, 27 Jan 2009 18:11:00 GMT http://www.zillow.com/advice-thread/Do-the-monthly-payments-quoted-in-the-My-Loan-Quotes-include-insurance-and-taxes/192980/ 2009-01-27T18:11:00Z