Zillow Advice RSS: Question-Discussion-Guide,Home Ownership,HI http://www.zillow.com/advice/HI/home-ownership/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate Adding a Joint Tenant But NOT to Avoid Probate reason http://www.zillow.com/advice-thread/Adding-a-Joint-Tenant-But-NOT-to-Avoid-Probate-reason/558464/ We're a married couple who own a house with two mortgages.&nbsp; We can barely make the payments.&nbsp; We want my brother to move in and buy a 25% interest in the home.&nbsp; A mortgage specialist told us the cheapest way is to put him on the title as a "joint tenant".&nbsp; Wait six months for the title to "season", and then refinance.&nbsp; All web info I find on "joint tenancy" is about adding kids or spouses to avoid probate and all the pitfalls etc.&nbsp;&nbsp; We DON'T need that advice.&nbsp; We need to know the nuts and bolts of how to do it.&nbsp; What paperwork do we file and with whom?&nbsp; Are we required by law to notify our current lien holders?&nbsp; Can we specify the percentage he owns? We all plan to live there for at least two years, so will this give us the capital gains exception should we decide to sell within five years?<br/>Thank you for your advice.<br/><br \><br \>2 replies Mon, 08 Sep 2014 19:33:00 GMT http://www.zillow.com/advice-thread/Adding-a-Joint-Tenant-But-NOT-to-Avoid-Probate-reason/558464/ 2014-09-08T19:33:00Z Does the balance of the mortgage and mechanic lien my responsibility if I purchased the home? http://www.zillow.com/advice-thread/Does-the-balance-of-the-mortgage-and-mechanic-lien-my-responsibility-if-I-purchased-the-home/288219/ I noticed a Possessory Mechanic Lien on the property. Is it the buyer's responsibility to satisfy both the existing <a href="http://www.zillow.com/mortgage/">mortgage</a> lien as well as the Mechanic lien? &nbsp;If not, how does the mechanic lien get removed?<br \><br \>0 replies Wed, 14 Oct 2009 05:38:00 GMT http://www.zillow.com/advice-thread/Does-the-balance-of-the-mortgage-and-mechanic-lien-my-responsibility-if-I-purchased-the-home/288219/ 2009-10-14T05:38:00Z Value http://www.zillow.com/advice-thread/Value/77703/ Ok, what will the monthly <a href="http://www.zillow.com/mortgage/">mortgage</a> be for this house?<br \><br \>0 replies Tue, 14 Aug 2007 02:57:00 GMT http://www.zillow.com/advice-thread/Value/77703/ 2007-08-14T02:57:00Z Is this two homes in one, like a duplex? http://www.zillow.com/advice-thread/Is-this-two-homes-in-one-like-a-duplex/63925/ Aloha CM:<br/><br/>I am a Broker in Honolulu with RE/MAX Honolulu and you can visit my website at <a rel="nofollow" href="http://www.hawaiirealestatestatistics.com">www.hawaiirealestatestatistics.com</a> to look up property and also find all stats on almost any neighborhood on Oahu.<br/><br/>What you are going to need to do first is contact a mortgage lender and find out what you may qualify for a mortgage.<br/><br/>I suggest a Mr. Young Hong and you can reach by cell at 808-220-1311 and in 10minutes he can tell you what the lenders will be willing to lend you and what your monthly mortgage will be.<br/><br/>You can then 'Shop' on the internet looking for a home in the 'correct' price range or you can let me know what the amount is you want to spend and I'll do the rest.<br/><br/>You can reach me at 808-384-9015cell or email mikeg@hawaii.rr.com<br/><br/>I wish you much Aloha,<br/>Mike G.<br \><br \>0 replies Fri, 30 Nov 2007 19:03:00 GMT http://www.zillow.com/advice-thread/Is-this-two-homes-in-one-like-a-duplex/63925/ 2007-11-30T19:03:00Z i realy want to see this home,and i don't know what to do to get the loan,can you help me with that http://www.zillow.com/advice-thread/i-realy-want-to-see-this-home-and-i-don%27t-know-what-to-do-to-get-the-loan-can-you-help-me-with-that/256434/ If you want to offer on a house I would definitely see the inside first. Regarding a <a href="http://www.zillow.com/mortgage/">loan</a> get preapproved with a <a href="http://www.zillow.com/mortgage/">mortgage</a> pro(there are many on this site). best of luck.<br \><br \>0 replies Wed, 15 Jul 2009 06:55:00 GMT http://www.zillow.com/advice-thread/i-realy-want-to-see-this-home-and-i-don%27t-know-what-to-do-to-get-the-loan-can-you-help-me-with-that/256434/ 2009-07-15T06:55:00Z There is not a mortgage on this property. The above listed pymt of $3,298. is erroneous. Remove. http://www.zillow.com/advice-thread/There-is-not-a-mortgage-on-this-property-The-above-listed-pymt-of-3-298-is-erroneous-Remove/260993/ Please remove boggus <a href="http://www.zillow.com/mortgage/">mortgage</a> pymt of $3,298.&nbsp; It doesn't exist.&nbsp; We own the home free and clear.<br \><br \>2 replies Mon, 27 Jul 2009 07:16:00 GMT http://www.zillow.com/advice-thread/There-is-not-a-mortgage-on-this-property-The-above-listed-pymt-of-3-298-is-erroneous-Remove/260993/ 2009-07-27T07:16:00Z Hi,can you tell me... http://www.zillow.com/advice-thread/Hi-can-you-tell-me/131728/ Thank you for your quick reply.How soon do you need to sell?What is the existing mortgage?Would you be able to carry any financing on it?Thank you in advance.<br \><br \>0 replies Mon, 05 May 2008 02:18:00 GMT http://www.zillow.com/advice-thread/Hi-can-you-tell-me/131728/ 2008-05-05T02:18:00Z what is the total mortgage you pay each month? including the maint fee and taxes? http://www.zillow.com/advice-thread/what-is-the-total-mortgage-you-pay-each-month-including-the-maint-fee-and-taxes/252410/ 1 reply Fri, 03 Jul 2009 10:51:00 GMT http://www.zillow.com/advice-thread/what-is-the-total-mortgage-you-pay-each-month-including-the-maint-fee-and-taxes/252410/ 2009-07-03T10:51:00Z If I go overseas for PhD school is my home still my primary residence? http://www.zillow.com/advice-thread/If-I-go-overseas-for-PhD-school-is-my-home-still-my-primary-residence/372209/ You already own the condo right?<br/>I don't understand why it matters.&nbsp;<br/><br/>You can declare the condo your primary residence.&nbsp; <br/>No one will be renting it correct?&nbsp;<br/>Do you want to&nbsp;buy another property - is that why&nbsp;your asking?<br/>Will you (&amp; perhaps&nbsp;your wife)&nbsp;rent overseas?&nbsp;&nbsp;<br/><br/>I believe if&nbsp;you pay your mortgage, don't rent it out and are temporarily away and plan to return to it in the near future it remains your primary residence.&nbsp;&nbsp;<br/><br/>Sincerely,<br/>Celia <br/>&nbsp;<br \><br \>0 replies Fri, 22 Oct 2010 04:01:00 GMT http://www.zillow.com/advice-thread/If-I-go-overseas-for-PhD-school-is-my-home-still-my-primary-residence/372209/ 2010-10-22T04:01:00Z