Zillow Advice RSS: Question-Discussion-Guide,Home Ownership,KS http://www.zillow.com/advice/KS/home-ownership/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate My name is on the mortgage loan alone but my name and my ex wifes name are on the deed http://www.zillow.com/advice-thread/My-name-is-on-the-mortgage-loan-alone-but-my-name-and-my-ex-wifes-name-are-on-the-deed/400526/ <p>If i refinace will that take my ex wifes name off the title or do i need her to do&nbsp;something to get her name off the deed?</p><br \><br \>3 replies Thu, 26 May 2011 00:22:00 GMT http://www.zillow.com/advice-thread/My-name-is-on-the-mortgage-loan-alone-but-my-name-and-my-ex-wifes-name-are-on-the-deed/400526/ 2011-05-26T00:22:00Z I want to know what my house is really worth ? http://www.zillow.com/advice-thread/I-want-to-know-what-my-house-is-really-worth/303541/ Hi Tracy, as I think about it, I suspect that is what Vanessa is working on - <a href="http://www.zillow.com/refinance/">refinancing</a> with equity that ends the PMI.&nbsp;&nbsp; Vanessa, as Tracy says for that you need an appraisal.&nbsp; What is either puzzling or scary or both, is the part about the <a href="http://www.zillow.com/directory/lenders/">mortgage company</a> saying the zestimate would confirm the value of the house.&nbsp;<br \><br \>0 replies Thu, 03 Dec 2009 20:49:00 GMT http://www.zillow.com/advice-thread/I-want-to-know-what-my-house-is-really-worth/303541/ 2009-12-03T20:49:00Z can u rent to own? http://www.zillow.com/advice-thread/can-u-rent-to-own/330633/ <p class="MsoNormal">Hello Patrick,&nbsp;<br/><br/> &nbsp;&nbsp; You can Rent-to-Own however I would advise against doing this because you are not protected in anyway.&nbsp; If the owner should decide to sell you could lose everything you've been working towards.&nbsp; However, if the seller or landlord still has a mortgage on the property, Rent-to-Own or a Lease with the option to purchase might be your only choice since the lenders Due On Sale clause would prevent the property from being technically sold.<br/><br/>&nbsp;&nbsp; If the seller does not have a mortgage on the property then you should do what is called a Contract for Deed.&nbsp; This is when you actually have a closing where contracts and deeds are signed an held either at the closing company, a lawyer's office, or even a bank until the debt is either paid off or you default at which time you would loose everything and the property would go back to the seller.&nbsp;<br/><br/> &nbsp;&nbsp; This is the best option for you since you are protected from the seller selling the property out from under you.&nbsp; Technically the property would now be in your name, you would be responsible for paying taxes and the day to day maintenance on the property.&nbsp; The seller would have no rights to the property unless you default on your payments.<br/><br/>&nbsp;&nbsp; Hope this helps,&nbsp; Tim</p><br \><br \>0 replies Wed, 25 Aug 2010 13:51:00 GMT http://www.zillow.com/advice-thread/can-u-rent-to-own/330633/ 2010-08-25T13:51:00Z