Zillow Advice RSS: Question-Discussion-Guide,Home Ownership,NY http://www.zillow.com/advice/NY/home-ownership/question-discussion-guide/mortgage/?s=0 Zillow Advice search results | Zillow Real Estate Virtual tour and complete layout of our home http://www.zillow.com/advice-thread/Virtual-tour-and-complete-layout-of-our-home/79930/ If you are ready to buy, come with your best offer and a check.<br/>Also bring with you a committment from your bank or <a href="http://www.zillow.com/directory/lenders/">mortgage company</a>. <br/>We will not accept an offer unless you have a committment in writing. <br/>Call 516-909-0217 for an appointment.<br/>Marty<br \><br \>0 replies Fri, 05 Oct 2007 06:30:00 GMT http://www.zillow.com/advice-thread/Virtual-tour-and-complete-layout-of-our-home/79930/ 2007-10-05T06:30:00Z Why is my house say it is in foreclosure? http://www.zillow.com/advice-thread/Why-is-my-house-say-it-is-in-foreclosure/469485/ The mortgage on my house is paid in full as of 12/2009. Why does it say in foreclosure?<br \><br \>1 reply Mon, 26 Nov 2012 04:21:00 GMT http://www.zillow.com/advice-thread/Why-is-my-house-say-it-is-in-foreclosure/469485/ 2012-11-26T04:21:00Z How can we transfer a deed from my husband to myself (technically just changing names) http://www.zillow.com/advice-thread/How-can-we-transfer-a-deed-from-my-husband-to-myself-technically-just-changing-names/437669/ this is not a divorce. &nbsp;He doesn't want to be the owner of this investment property. there's no mortgage, it's a clean title.<br \><br \>1 reply Tue, 03 Apr 2012 14:11:00 GMT http://www.zillow.com/advice-thread/How-can-we-transfer-a-deed-from-my-husband-to-myself-technically-just-changing-names/437669/ 2012-04-03T14:11:00Z Would owners be interested in holding mortgage???? http://www.zillow.com/advice-thread/Would-owners-be-interested-in-holding-mortgage/235135/ Would you be able to hold a mortgage?&nbsp; Please contact at chersos@gmail.com<br/><br/>Thanks so much!<br/>Cheryl<br \><br \>0 replies Fri, 15 May 2009 02:59:00 GMT http://www.zillow.com/advice-thread/Would-owners-be-interested-in-holding-mortgage/235135/ 2009-05-15T02:59:00Z We are a local couple looking to move to Cayuga Heights - are you still selling? http://www.zillow.com/advice-thread/We-are-a-local-couple-looking-to-move-to-Cayuga-Heights-are-you-still-selling/337957/ There are currently some fantastic&nbsp;values in Cayuga Heights, and low&nbsp;mortgage rates make it an extremely advantageous time to buy. If you're not already working with a buyer's agent, I would be happy to meet with you to explain the great benefits of&nbsp;buyer agency. Call me at 342-3749.<br \><br \>0 replies Mon, 21 Jun 2010 10:59:00 GMT http://www.zillow.com/advice-thread/We-are-a-local-couple-looking-to-move-to-Cayuga-Heights-are-you-still-selling/337957/ 2010-06-21T10:59:00Z Why does this site say this house was sold in 2004? I have owned this house from day one. http://www.zillow.com/advice-thread/Why-does-this-site-say-this-house-was-sold-in-2004-I-have-owned-this-house-from-day-one/206231/ <p><br/>Usually when a second mortgage or home equity loan is applied for, a new mortgage note is filed with the local county.&nbsp; This information is then passed on to public records.&nbsp; Even if you sell a portion of an existing lot, it will show up as a sale.&nbsp; If you ever see a substantially less amount showing up for a sale, it usually means someone did sell off part of their lot.</p><br \><br \>0 replies Tue, 05 Oct 2010 02:09:00 GMT http://www.zillow.com/advice-thread/Why-does-this-site-say-this-house-was-sold-in-2004-I-have-owned-this-house-from-day-one/206231/ 2010-10-05T02:09:00Z $8000 Homebuyer Tax Credit http://www.zillow.com/advice-thread/8000-Homebuyer-Tax-Credit/257256/ Correction<br/>&nbsp;congress is rumored to be&nbsp;working on eliminating &nbsp;the tax deduction for home owner <a href="http://www.zillow.com/Mortgage_Rates/">mortgage interest</a> ( I said insurance previoulsy, typing to fast) and the eliminating other&nbsp;property home&nbsp;deductions.<br \><br \>0 replies Fri, 17 Jul 2009 03:56:00 GMT http://www.zillow.com/advice-thread/8000-Homebuyer-Tax-Credit/257256/ 2009-07-17T03:56:00Z Does "loan assumption" still exist http://www.zillow.com/advice-thread/Does-loan-assumption-still-exist/266667/ I believe you can still assume <a href="http://www.zillow.com/fha-loan/">FHA</a> mortgages.<br \><br \>0 replies Fri, 26 Mar 2010 11:33:00 GMT http://www.zillow.com/advice-thread/Does-loan-assumption-still-exist/266667/ 2010-03-26T11:33:00Z Can a person who is retired qualify for a loan? Also, can that be person have more than 1 co-signer? http://www.zillow.com/advice-thread/Can-a-person-who-is-retired-qualify-for-a-loan-Also-can-that-be-person-have-more-than-1-co-signer/423615/ You could qualify for a <a href="http://www.zillow.com/mortgage-rates/">loan</a> but it most likely have a higher intrest rate and it's possible you might not qualify for the amount you're looking for. Speak to a bank , credit union and a <a href="http://www.zillow.com/directory/lenders/">mortgage broker</a> to see what you qualify for. All the best.<br \><br \>0 replies Mon, 21 Nov 2011 19:23:00 GMT http://www.zillow.com/advice-thread/Can-a-person-who-is-retired-qualify-for-a-loan-Also-can-that-be-person-have-more-than-1-co-signer/423615/ 2011-11-21T19:23:00Z What does pending mean? http://www.zillow.com/advice-thread/What-does-pending-mean/237570/ Hi Rosada,<br/><br/>Pending means that both parites have agreed and a price and terms of a sale and they are just waiting for the rest of the <a href="http://www.zillow.com/mortgage/">mortgage</a> process to be completed before they can actually close on the property.&nbsp;<br/><br/>Happy Hunting,<br/>Chris<br \><br \>0 replies Thu, 21 May 2009 18:55:00 GMT http://www.zillow.com/advice-thread/What-does-pending-mean/237570/ 2009-05-21T18:55:00Z Transaction Not Included in Zestimate http://www.zillow.com/advice-thread/Transaction-Not-Included-in-Zestimate/141542/ I am completely infuriated by comments from Zillow. This house was purchased between unrelated parties, fully appraised for the purchase price through CitiBank and a normal <a href="http://www.zillow.com/mortgage/">mortgage</a> was obtained for the property. That Zillow could claim anything else shows how completely faulty their system is and any bank using Zillow for evaluating the price of a house should not be trusted.<br \><br \>2 replies Thu, 19 Jun 2008 18:24:00 GMT http://www.zillow.com/advice-thread/Transaction-Not-Included-in-Zestimate/141542/ 2008-06-19T18:24:00Z Is this available by the owner or the bank? How does one contact them? http://www.zillow.com/advice-thread/Is-this-available-by-the-owner-or-the-bank-How-does-one-contact-them/329142/ This may be a house I am interested in. I would need more information. What are the cross streets? Who needs to be contacted, the owner or a bank? What is the outstanding mortgage?<br \><br \>2 replies Sat, 27 Feb 2010 21:35:00 GMT http://www.zillow.com/advice-thread/Is-this-available-by-the-owner-or-the-bank-How-does-one-contact-them/329142/ 2010-02-27T21:35:00Z looking for house http://www.zillow.com/advice-thread/looking-for-house/305474/ You can&nbsp;see&nbsp; all available properties, and closed properties by looking at MLSLI.com. Interview a few agents, choose the one you like best and take it from there--You may also wish to&nbsp;visit with any qualified <a href="http://www.zillow.com/mortgage/">loan</a> officer(s) &nbsp;beforehand and see what the budget can handle--while there ask for a mortgage&nbsp;pre-qualification/approval&nbsp;letter.<br/><br/>Anna<br \><br \>0 replies Mon, 14 Dec 2009 00:07:00 GMT http://www.zillow.com/advice-thread/looking-for-house/305474/ 2009-12-14T00:07:00Z WILL OWNER RENT TO OWN OR HOLD MORTGAGE. http://www.zillow.com/advice-thread/WILL-OWNER-RENT-TO-OWN-OR-HOLD-MORTGAGE/332732/ 0 replies Wed, 10 Mar 2010 16:02:00 GMT http://www.zillow.com/advice-thread/WILL-OWNER-RENT-TO-OWN-OR-HOLD-MORTGAGE/332732/ 2010-03-10T16:02:00Z Why is the price of my Townhouse reflecting a lower price than comp's in my complex? http://www.zillow.com/advice-thread/Why-is-the-price-of-my-Townhouse-reflecting-a-lower-price-than-comp%27s-in-my-complex/206828/ Real Estate is local.&nbsp; The internet based serice that Zillow provides, is not able to take into consideration many factors that determine value.&nbsp; A LOCAL professional Realtor will use the same criteria as a bank appraiser when determining current market value.&nbsp; That is your best source for true value.&nbsp; Your mortgage company should be using the services of a LOCAL appraiser who will use more accurant information based on recent sales in the area of "like" properties.&nbsp;<br \><br \>0 replies Sat, 09 Oct 2010 02:11:00 GMT http://www.zillow.com/advice-thread/Why-is-the-price-of-my-Townhouse-reflecting-a-lower-price-than-comp%27s-in-my-complex/206828/ 2010-10-09T02:11:00Z Saw house is it structurally sound? http://www.zillow.com/advice-thread/Saw-house-is-it-structurally-sound/343502/ Wondering if owner would hold mortgage with a down payment. I currently own a home in NT and am looking to put it on the market and downsize.<br \><br \>0 replies Mon, 12 Apr 2010 22:43:00 GMT http://www.zillow.com/advice-thread/Saw-house-is-it-structurally-sound/343502/ 2010-04-12T22:43:00Z Need advice on expanding parents house. http://www.zillow.com/advice-thread/Need-advice-on-expanding-parents-house/237481/ I am thinking of expanding my parents house to accommodate both them as well as my family. My father is handicap and his house needs a lot of work as well as updating to make it accessible and my wife and I are in the market for a home so it would be a win - win. My question is, do we buy the house and use some of the precedes to do the work or do my parents take out a <a href="http://www.zillow.com/mortgage/">mortgage</a> and we use that money and then put the house in my name at a later date? My parents are on board with whatever we need to do, I just don't know how to start.<br \><br \>3 replies Thu, 21 May 2009 15:42:00 GMT http://www.zillow.com/advice-thread/Need-advice-on-expanding-parents-house/237481/ 2009-05-21T15:42:00Z LOCATION http://www.zillow.com/advice-thread/LOCATION/124185/ What is this monthly payment? We own the house and do NOT have a mortgage!<br \><br \>0 replies Fri, 01 Aug 2008 14:41:00 GMT http://www.zillow.com/advice-thread/LOCATION/124185/ 2008-08-01T14:41:00Z what is or when was the last mortgage taken on this property, and with what bank? http://www.zillow.com/advice-thread/what-is-or-when-was-the-last-mortgage-taken-on-this-property-and-with-what-bank/299274/ 0 replies Wed, 18 Nov 2009 21:06:00 GMT http://www.zillow.com/advice-thread/what-is-or-when-was-the-last-mortgage-taken-on-this-property-and-with-what-bank/299274/ 2009-11-18T21:06:00Z I know this house is in foreclosure what bank does have the mortgage? http://www.zillow.com/advice-thread/I-know-this-house-is-in-foreclosure-what-bank-does-have-the-mortgage/261348/ 0 replies Tue, 28 Jul 2009 00:36:00 GMT http://www.zillow.com/advice-thread/I-know-this-house-is-in-foreclosure-what-bank-does-have-the-mortgage/261348/ 2009-07-28T00:36:00Z