Zillow Advice RSS: Question-Discussion-Guide,Refinance,El Paso- TX http://www.zillow.com/advice/El-Paso-TX/mortgage-refinance/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Why do I have to pay for title service insurance if I'm refinancing my own home? http://www.zillow.com/advice-thread/Why-do-I-have-to-pay-for-title-service-insurance-if-I%27m-refinancing-my-own-home/475456/ 5 replies Wed, 23 Jan 2013 01:24:00 GMT http://www.zillow.com/advice-thread/Why-do-I-have-to-pay-for-title-service-insurance-if-I%27m-refinancing-my-own-home/475456/ 2013-01-23T01:24:00Z Refinancing FHA 203k http://www.zillow.com/advice-thread/Refinancing-FHA-203k/461113/ Background: &nbsp;I'm military and getting stationed in a different state in a month from now. &nbsp;I've owned my current home for 18 months, looking to rent it out, once I move, for 2-3 years and sell once the home values are (hopefully) on the up tick. &nbsp;Also, this is my first home.<br/><br/>Is refinancing worth it for me? If so, should I go FHA or conventional?<br/><br/>Facts: &nbsp;<br/><br/>Original loan value: $165,348 (203k at 5.25 % interest rate)<br/>Current balance: $159,691<br/>Appraised value 18 months ago: $194,000<br/><br/>Monthly payment: 1606.05 (Principal: $313.04, Interest: $700.02, Escrow: $692.99 (of which $149.02 is PMI))<br/><br/>I may be able to pay down about 5 grand to help my chances at getting to 80% LTV. Is that what I'm aiming for to get rid of PMI or is it 78%? &nbsp;It would obviously help if the house would appraise for a bit more this time around, I'm going to ask a local agent if they feel it would be worth it to get an updated appraisal (based on current market).<br/><br/>If it is worth refinancing, I understand that I'll need to come up with my escrow balance to put down on the refinance but are there any additional fees I need to be concerned with?<br/><br/>Thanks for helping me out as I'm relatively clueless :)<br \><br \>5 replies Sun, 23 Sep 2012 22:06:00 GMT http://www.zillow.com/advice-thread/Refinancing-FHA-203k/461113/ 2012-09-23T22:06:00Z I have a texas home equity loan. Will harp refinace that? http://www.zillow.com/advice-thread/I-have-a-texas-home-equity-loan-Will-harp-refinace-that/368475/ 1 reply Fri, 01 Oct 2010 20:15:00 GMT http://www.zillow.com/advice-thread/I-have-a-texas-home-equity-loan-Will-harp-refinace-that/368475/ 2010-10-01T20:15:00Z What kind of help did Obama implement to help investors that own rental properties? http://www.zillow.com/advice-thread/What-kind-of-help-did-Obama-implement-to-help-investors-that-own-rental-properties/282016/ I have two rental properties that I can no longer afford to take the $700 per month loss on due to losing my job (My call center was shipped off to the Philippines.). The rental income does not cover the note. Should I just let them go into foreclosure? I have great tenants. The Florida property is valued at 145K and I owe 160.&nbsp;Mortgage is 1450 per month and income is on ly 1025.&nbsp;The other one is valued at 210K and I owe 180K.The payment is 1650 as well&nbsp;and the income is 1450. I would like to keep both properties.&nbsp;<br \><br \>6 replies Thu, 24 Sep 2009 20:42:00 GMT http://www.zillow.com/advice-thread/What-kind-of-help-did-Obama-implement-to-help-investors-that-own-rental-properties/282016/ 2009-09-24T20:42:00Z Do I have to pay closing costs to refinance up front or can they be deducted from my payout? http://www.zillow.com/advice-thread/Do-I-have-to-pay-closing-costs-to-refinance-up-front-or-can-they-be-deducted-from-my-payout/203596/ 1 reply Wed, 25 Feb 2009 03:45:00 GMT http://www.zillow.com/advice-thread/Do-I-have-to-pay-closing-costs-to-refinance-up-front-or-can-they-be-deducted-from-my-payout/203596/ 2009-02-25T03:45:00Z i see that my home on zillow my home is 670,500 but the appraiser told me that it is 625,000 why i http://www.zillow.com/advice-thread/i-see-that-my-home-on-zillow-my-home-is-670-500-but-the-appraiser-told-me-that-it-is-625-000-why-i/196339/ 1 reply Fri, 06 Feb 2009 03:24:00 GMT http://www.zillow.com/advice-thread/i-see-that-my-home-on-zillow-my-home-is-670-500-but-the-appraiser-told-me-that-it-is-625-000-why-i/196339/ 2009-02-06T03:24:00Z