Zillow Advice RSS: Question-Discussion-Guide,Refinance,Town of Oneonta- NY http://www.zillow.com/advice/Town-of-Oneonta-NY/mortgage-refinance/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Mortgage tax in NY on a refinance? http://www.zillow.com/advice-thread/Mortgage-tax-in-NY-on-a-refinance/371023/ Hello, <br/>I'm looking to refinance an existing mortgage with same lender without "cashing out". I've received conflicting information regarding the "mortgage tax" charged by the county. On one hand, I'm told that I won't have to pay this 1% tax as long as I'm not adding "new money" to the mortgage. On the other hand, I'm being told that I will have to pay this tax unless I do a CEMA? Please clarify.<br \><br \>9 replies Tue, 12 Oct 2010 22:47:00 GMT http://www.zillow.com/advice-thread/Mortgage-tax-in-NY-on-a-refinance/371023/ 2010-10-12T22:47:00Z