Zillow Advice RSS: Question-Discussion-Guide,Refinance,PR http://www.zillow.com/advice/PR/mortgage-refinance/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Trying to HARP re-fi my house in Puerto Rico. http://www.zillow.com/advice-thread/Trying-to-HARP-re-fi-my-house-in-Puerto-Rico/477546/ I purchased a house in PR when I was stationed there with the USCG in 2007. I am stuck at 6.5% and am $100k underwater. I can't use the HARP re-finance because Citimortage has used PMI Group and all the PR banks will not touch my loan. Excellent credit (750), never delinquent. Just trying to take advantage of the HARP &amp; lower interest rates before they go back up. Any help would be appreciated. This is month 10 of the effort.<br \><br \>0 replies Wed, 06 Feb 2013 18:19:00 GMT http://www.zillow.com/advice-thread/Trying-to-HARP-re-fi-my-house-in-Puerto-Rico/477546/ 2013-02-06T18:19:00Z I have a mortgage debt for $47,500 and I want to refinance, i want to repairs and place up to date. http://www.zillow.com/advice-thread/I-have-a-mortgage-debt-for-47-500-and-I-want-to-refinance-i-want-to-repairs-and-place-up-to-date/410835/ one unit home ( 2 bedrooms, 1 bath and 1000mt2 at the rural area of Carolina, Puerto Rico, about 3 years ago&nbsp;was appraisal for $116,000. I want to make a refinance&nbsp;of this property.&nbsp;Whats you recommend me in this case..&nbsp; Thanks<br/>felloro9@gmail.com<br/>&nbsp;<br \><br \>1 reply Mon, 08 Aug 2011 21:58:00 GMT http://www.zillow.com/advice-thread/I-have-a-mortgage-debt-for-47-500-and-I-want-to-refinance-i-want-to-repairs-and-place-up-to-date/410835/ 2011-08-08T21:58:00Z 70% LTV when combine 1st and HELOC? http://www.zillow.com/advice-thread/70-LTV-when-combine-1st-and-HELOC/366985/ Appraisal came in high enough to provide better than 80% LTV on a combined 1st of $385K and HELOC of $177K but above 70% LTV.<br/><br/>Bank said since HELOC is a type of cash-out, max LTV is 70% - logic in this?&nbsp; Bank holds both loans, WA State and want to roll both into one loan...<br/><br/>Thank in advance.<br/><br/>(Seattle area)<br \><br \>5 replies Mon, 20 Sep 2010 05:17:00 GMT http://www.zillow.com/advice-thread/70-LTV-when-combine-1st-and-HELOC/366985/ 2010-09-20T05:17:00Z