Zillow Advice RSS: Question-Discussion-Guide,Home Equity Loans,CT http://www.zillow.com/advice/CT/mortgage-home-equity-loans/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate High LTC HELOC/Loan http://www.zillow.com/advice-thread/High-LTC-HELOC-Loan/527539/ I'm interested in a high LTV HELOC/Loan (up to 90%) for a home improvement projects. Not interested in touching the first mortgage at this time. Current value of the home is about 2.7mm.<br \><br \>1 reply Fri, 07 Feb 2014 17:52:00 GMT http://www.zillow.com/advice-thread/High-LTC-HELOC-Loan/527539/ 2014-02-07T17:52:00Z HELOC, Refi, or Home Equity Loan? http://www.zillow.com/advice-thread/HELOC-Refi-or-Home-Equity-Loan/525918/ Hello.<br/><br/>We're looking to consolidate some debt and lower our overall monthly obligations. &nbsp;We purchased our home this past summer for a tad over 700k. &nbsp;We have a first mortgage with a current balance of ~415k (30yrs 4.125%). &nbsp;When we purchased the home, the appraisal came in around 730k.&nbsp;<br/><br/>We have about 150k in student (~140) and car (13) loan debt plus about 20k in combined miscellaneous personal and credit card debts and anticipated required home improvements (furnace is dying). &nbsp;<br/><br/>The note on the care is at 3% with two years left to go. &nbsp;The payment is ~550/mo. &nbsp;The student loan debts have a range of rates from those variable right around prime through some fixed at 5.25 and 6.8.&nbsp;<br/><br/>Right now to service our various debts we're operating at a monthly shortfall of ~$500. &nbsp;We're trying to assess the best way to manage this situation. We're considering a large second mortgage to pay off the car and bulk of the student loans to extend them over 30 years, establish a HELOC to cover the shortfall and payoff personal debts in the short run (in two years, the car payment will be done as well as preschool tuition), refinancing the house up to 80% LTV and using the proceeds to cover the shortfall and pay off high interest loans, or some combination of these strategies.&nbsp;<br/><br/>Any advice or suggestions would be greatly appreciated. We've come up with a laundry list of pros and cons of many options and haven't found a clear favorite.&nbsp;<br \><br \>2 replies Sun, 26 Jan 2014 01:23:00 GMT http://www.zillow.com/advice-thread/HELOC-Refi-or-Home-Equity-Loan/525918/ 2014-01-26T01:23:00Z Need information about the value of my home how do I find it http://www.zillow.com/advice-thread/Need-information-about-the-value-of-my-home-how-do-I-find-it/517993/ 8 replies Tue, 05 Nov 2013 15:37:00 GMT http://www.zillow.com/advice-thread/Need-information-about-the-value-of-my-home-how-do-I-find-it/517993/ 2013-11-05T15:37:00Z Transferring a HELOC http://www.zillow.com/advice-thread/Transferring-a-HELOC/502336/ <p>If I sell my rental property can the HELOC be transferred to my new home?</p><br \><br \>2 replies Wed, 17 Jul 2013 16:40:00 GMT http://www.zillow.com/advice-thread/Transferring-a-HELOC/502336/ 2013-07-17T16:40:00Z i am Musa Jemi by name, the C E O, Of Musa Micro Finance, i give out loans to individuals and compan http://www.zillow.com/advice-thread/i-am-Musa-Jemi-by-name-the-C-E-O-Of-Musa-Micro-Finance-i-give-out-loans-to-individuals-and-compan/488621/ [deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]<br \><br \>2 replies Fri, 19 Apr 2013 07:55:00 GMT http://www.zillow.com/advice-thread/i-am-Musa-Jemi-by-name-the-C-E-O-Of-Musa-Micro-Finance-i-give-out-loans-to-individuals-and-compan/488621/ 2013-04-19T07:55:00Z Whats equity? http://www.zillow.com/advice-thread/Whats-equity/467183/ whats equity? do i need good credit for it?&nbsp;<br \><br \>2 replies Sat, 03 Nov 2012 22:58:00 GMT http://www.zillow.com/advice-thread/Whats-equity/467183/ 2012-11-03T22:58:00Z What can I do to get more (or better) quotes for my loan request ZR-VPTNMMP http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VPTNMMP/430425/ current 200k line is almost 10 yrs old and will convert to fixed. &nbsp;current rate is 2.25% - does anyone still write HELOC w/ 1 point below prime and no minimum rate?<br \><br \>1 reply Mon, 30 Jan 2012 23:50:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VPTNMMP/430425/ 2012-01-30T23:50:00Z What can I do to get more (or better) quotes for my loan request ZR-HGRGTZK http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-HGRGTZK/418491/ 0 replies Sat, 08 Oct 2011 01:29:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-HGRGTZK/418491/ 2011-10-08T01:29:00Z Hi everyone,I am planning to purchase a 2 or 3 bedroom condo in the FairHaven Heights, CT area. http://www.zillow.com/advice-thread/Hi-everyone-I-am-planning-to-purchase-a-2-or-3-bedroom-condo-in-the-FairHaven-Heights-CT-area/372786/ Can someone provide me with more information on this area such as crime, hosuing &nbsp;transportation, quality of issues?&nbsp; I was wondering this condo will go up in value in a few years.&nbsp; Will I receive value for it if I rent out?&nbsp; Can someone tell what would be the rental ranges for this condo unit?&nbsp; Any help you can provide me would be greatly appreciated.&nbsp; Thanks.<br \><br \>3 replies Wed, 27 Oct 2010 02:12:00 GMT http://www.zillow.com/advice-thread/Hi-everyone-I-am-planning-to-purchase-a-2-or-3-bedroom-condo-in-the-FairHaven-Heights-CT-area/372786/ 2010-10-27T02:12:00Z What is the value of 24 Franklin Woods Dr. Somers, CT 06071 http://www.zillow.com/advice-thread/What-is-the-value-of-24-Franklin-Woods-Dr-Somers-CT-06071/253440/ 2 replies Tue, 07 Jul 2009 00:27:00 GMT http://www.zillow.com/advice-thread/What-is-the-value-of-24-Franklin-Woods-Dr-Somers-CT-06071/253440/ 2009-07-07T00:27:00Z whats easier to get home equity loan or a construction loan for someone who already has a fha loan? http://www.zillow.com/advice-thread/whats-easier-to-get-home-equity-loan-or-a-construction-loan-for-someone-who-already-has-a-fha-loan/321903/ 2 replies Fri, 05 Feb 2010 13:13:00 GMT http://www.zillow.com/advice-thread/whats-easier-to-get-home-equity-loan-or-a-construction-loan-for-someone-who-already-has-a-fha-loan/321903/ 2010-02-05T13:13:00Z I live in a condo complex,a majority of the units,according to zillow,are 180k,ours is 156k. Why? http://www.zillow.com/advice-thread/I-live-in-a-condo-complex-a-majority-of-the-units-according-to-zillow-are-180k-ours-is-156k-Why/223248/ 1 reply Tue, 14 Apr 2009 00:57:00 GMT http://www.zillow.com/advice-thread/I-live-in-a-condo-complex-a-majority-of-the-units-according-to-zillow-are-180k-ours-is-156k-Why/223248/ 2009-04-14T00:57:00Z