Zillow Advice RSS: Question-Discussion-Guide,Home Equity Loans,Oakland- CA http://www.zillow.com/advice/Oakland-CA/mortgage-home-equity-loans/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Need advice - Home equity loan while in Chapter 13 http://www.zillow.com/advice-thread/Need-advice-Home-equity-loan-while-in-Chapter-13/527709/ Hello - We are 3.5 years into a 5 year Chapter 13 payment plan, own our condo free and clear (worth approximately $700k; purchased after payment plan settled, not part of Ch 13), and would like to secure a $75k loan. I am looking for advice on best path forward, timing, and who to contact for such a loan.<br/><br/>Thank you.<br \><br \>2 replies Sat, 08 Feb 2014 21:48:00 GMT http://www.zillow.com/advice-thread/Need-advice-Home-equity-loan-while-in-Chapter-13/527709/ 2014-02-08T21:48:00Z cash-flow challenge / strong equity situation http://www.zillow.com/advice-thread/cash-flow-challenge-strong-equity-situation/523486/ All<br/><br/>Looking for some counsel.&nbsp;<br/><br/>Own a house that currently has $850K in positive equity....loan $950K / value $1.8m. Going through a tight cash-flow scenario. Credit score has been plummeting due to ongoing late payment scenario / starting new business.<br/><br/>Our current mortgage broker has declined a house equity situation on my income ($170K per annum) / credit background. Wife not working / home mother. We do not want to change her situation. I'd say my credit score is below 500 now.<br/><br/>Seeking a $50K loan scenario taking into account strong house equity situation to pay outstanding bills. Do not want to sell the house<br/><br/>Would appreciate ideas and avenues to pursue ....websites, types of loan, government help, good people to talk with<br/><br/>Thanks<br/>&nbsp;<br \><br \>5 replies Mon, 06 Jan 2014 16:58:00 GMT http://www.zillow.com/advice-thread/cash-flow-challenge-strong-equity-situation/523486/ 2014-01-06T16:58:00Z How does an interest only payment show on you credit report? http://www.zillow.com/advice-thread/How-does-an-interest-only-payment-show-on-you-credit-report/516605/ Does the interest only payment only show your minimum payment on your credit report? &nbsp;I am trying to buy another investment property and my dti is getting close to the max. &nbsp;I plan on taking out a heloc for 50k and use the funds to close on another investment property. &nbsp;I would like to know if when I calculate my new dti will I only be required to use the minimum interest only payment on my heloc, for qualifying purposes on a new property.<br \><br \>5 replies Fri, 25 Oct 2013 00:29:00 GMT http://www.zillow.com/advice-thread/How-does-an-interest-only-payment-show-on-you-credit-report/516605/ 2013-10-25T00:29:00Z 90% LTV Home Equity Loan in Bay Area? http://www.zillow.com/advice-thread/90-LTV-Home-Equity-Loan-in-Bay-Area/497777/ I purchased my first home in Oakland, CA last month with a 20% downpayment, but I underestimated the cost of renovating it and am now looking for a home equity loan or line of credit to finance repairs and renovations.&nbsp;<br/><br/>Can anyone recommend a broker or institution that works with high LTV home equity loan products in the Bay Area?&nbsp;<br \><br \>2 replies Tue, 18 Jun 2013 18:17:00 GMT http://www.zillow.com/advice-thread/90-LTV-Home-Equity-Loan-in-Bay-Area/497777/ 2013-06-18T18:17:00Z What can I do to get more (or better) quotes for my loan request ZR-VPNXMRS http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VPNXMRS/441820/ need equity loan for children's college expenses<br \><br \>1 reply Mon, 07 May 2012 16:12:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VPNXMRS/441820/ 2012-05-07T16:12:00Z