Zillow Advice RSS: Question-Discussion-Guide,Home Equity Loans,Pacifica- CA http://www.zillow.com/advice/Pacifica-CA/mortgage-home-equity-loans/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate I paid off my home.I have excellent credit. What type of loan makes most sense for home improvemnts? http://www.zillow.com/advice-thread/I-paid-off-my-home-I-have-excellent-credit-What-type-of-loan-makes-most-sense-for-home-improvemnts/490258/ I have savings but, I don't know if it makes more sense to use my savings or secure a loan. As stated I have excellent credit but, I have limited income. My local bank does not do HELOC'S on paid off mortgages. Any informative suggestion would be much appreciated. Also, any suggestions on lenders would also be appreciated.<br \><br \>6 replies Tue, 30 Apr 2013 19:41:00 GMT http://www.zillow.com/advice-thread/I-paid-off-my-home-I-have-excellent-credit-What-type-of-loan-makes-most-sense-for-home-improvemnts/490258/ 2013-04-30T19:41:00Z financial problems http://www.zillow.com/advice-thread/financial-problems/288731/ devourced&nbsp; then forclosed on my house it went to oction gmac got all the $ owed.&nbsp; citibank Line of credit was never paid $95,00 I owe 20,000 credit cards 25,000 child support.Never filed for <a href="http://www.zillow.com/mortgage-glossary/Bankruptcy/">bankruptcy</a> i have been in highding. A process server left court pappers at my girlfriends house on the floor at the front door.child support takes half my paycheck.Will citi bank take the rest? If i dont go to court will i loose by default? Will this debt eventually go to my children? Can they get to my pension ? This was a line of credit on my house and i guess there isnt a lein on the property?In a nutshell what would u do if u were in this mess ?<br \><br \>3 replies Thu, 15 Oct 2009 23:39:00 GMT http://www.zillow.com/advice-thread/financial-problems/288731/ 2009-10-15T23:39:00Z