Zillow Advice RSS: Question-Discussion-Guide,Home Equity Loans,NV http://www.zillow.com/advice/NV/mortgage-home-equity-loans/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Mortgage using existing properties in LV as security - Canadian Resident http://www.zillow.com/advice-thread/Mortgage-using-existing-properties-in-LV-as-security-Canadian-Resident/568924/ I have six properties in Las vegas with appraised at about 1m total. The properties are free and clear.&nbsp;<br/><br/>I would like to use these properties as security to purchase more properties.&nbsp;I am a Canadian resident.&nbsp;<br/>&nbsp;<br/>Is there any banks/lenders that can underwrite this?&nbsp;<br \><br \>3 replies Sun, 07 Dec 2014 00:08:00 GMT http://www.zillow.com/advice-thread/Mortgage-using-existing-properties-in-LV-as-security-Canadian-Resident/568924/ 2014-12-07T00:08:00Z Mortgage using existing properties in LV as security - Canadian Resident http://www.zillow.com/advice-thread/Mortgage-using-existing-properties-in-LV-as-security-Canadian-Resident/568924/ I have six properties in Las vegas with appraised at about 1m total. The properties are free and clear.&nbsp;<br/><br/>I would like to use these properties as security to purchase more properties.&nbsp;I am a Canadian resident.&nbsp;<br/>&nbsp;<br/>Is there any banks/lenders that can underwrite this?&nbsp;<br \><br \>1 reply Sun, 07 Dec 2014 00:08:00 GMT http://www.zillow.com/advice-thread/Mortgage-using-existing-properties-in-LV-as-security-Canadian-Resident/568924/ 2014-12-07T00:08:00Z I short sold my home in 2012; I now live in a home paid for in cash. Can I get a home equity loan? http://www.zillow.com/advice-thread/I-short-sold-my-home-in-2012-I-now-live-in-a-home-paid-for-in-cash-Can-I-get-a-home-equity-loan/492647/ I had to do a short sale in 2012 due to a divorce; but I now live in a home that is fully paid for. &nbsp;I am employed and have a credit score over 700; but my bank told me they wouldn't give me a home equity loan because of last year's short sale! &nbsp;What are my options?<br \><br \>3 replies Thu, 16 May 2013 19:43:00 GMT http://www.zillow.com/advice-thread/I-short-sold-my-home-in-2012-I-now-live-in-a-home-paid-for-in-cash-Can-I-get-a-home-equity-loan/492647/ 2013-05-16T19:43:00Z Any lender willing to lend? http://www.zillow.com/advice-thread/Any-lender-willing-to-lend/529171/ I own 2 real estates in Las Vegas (both fully paid). I would like to purchase another property but getting a loan for it is almost impossible (non-warrantable) OR lenders only borrow money with really high interest rates. <br/><br/>I am looking into taking out a Home Equity Loan for both properties. My question is:<br/>Are lenders OK if I take out a Home Equity Loan for both properties, while NONE of them are owner occupied? (they are rentals). One is valued at approx. $150,000, other is valued at approx. $45,000. Even if I only get 80% on them, I would have the rest in cash to pay for the new property. <br/><br/>I am fine on papers otherwise, just would like to know what my chances are...<br \><br \>6 replies Thu, 20 Feb 2014 13:05:00 GMT http://www.zillow.com/advice-thread/Any-lender-willing-to-lend/529171/ 2014-02-20T13:05:00Z What would the interest rate be on a Home Equity Loan for $150,000 http://www.zillow.com/advice-thread/What-would-the-interest-rate-be-on-a-Home-Equity-Loan-for-150-000/526537/ 3 replies Thu, 30 Jan 2014 19:02:00 GMT http://www.zillow.com/advice-thread/What-would-the-interest-rate-be-on-a-Home-Equity-Loan-for-150-000/526537/ 2014-01-30T19:02:00Z 100% Equity in investment home, whats good loan program to fix it up? http://www.zillow.com/advice-thread/100-Equity-in-investment-home-whats-good-loan-program-to-fix-it-up/465334/ I own a home that I purchased 3300Sft custom house in 2009 for 179K cash thinking we would move there in a few years, now that I am work in Afghanistan at the Embassy I have no time to spend on the house. &nbsp;My wife and I would want to just fix up &nbsp;the home and sell it. Its gone up in value to about 250-270K thus far.<br/><br/>Who has a good 40K no quali loan program for such a home in Las Vegas?<br \><br \>0 replies Mon, 22 Oct 2012 23:51:00 GMT http://www.zillow.com/advice-thread/100-Equity-in-investment-home-whats-good-loan-program-to-fix-it-up/465334/ 2012-10-22T23:51:00Z What can I do to get more (or better) quotes for my loan request ZR-VVKXNBN http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VVKXNBN/422565/ I am purchasing a home via a short sale and it is a fixer-upper.&nbsp; The estimated home value is approximately $315,000 and purchase price is $260,000 with about a 82% LTV.&nbsp; Can I get a <a href="http://www.zillow.com/home-equity-loan/">home equity</a> loan...I have good credit and am getting a VA <a href="http://www.zillow.com/mortgage-rates/">loan</a> on for the primary mortgage.<br \><br \>4 replies Fri, 11 Nov 2011 20:48:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VVKXNBN/422565/ 2011-11-11T20:48:00Z What's (No disclosures in XQ) means? http://www.zillow.com/advice-thread/What%27s-No-disclosures-in-XQ-means/377147/ 1 reply Wed, 08 Dec 2010 01:47:00 GMT http://www.zillow.com/advice-thread/What%27s-No-disclosures-in-XQ-means/377147/ 2010-12-08T01:47:00Z what if no loan offers come into mortgage marketplace http://www.zillow.com/advice-thread/what-if-no-loan-offers-come-into-mortgage-marketplace/293115/ 4 replies Sat, 31 Oct 2009 19:09:00 GMT http://www.zillow.com/advice-thread/what-if-no-loan-offers-come-into-mortgage-marketplace/293115/ 2009-10-31T19:09:00Z My lender (Citi) Is my 1st mortgage and also my heloc. http://www.zillow.com/advice-thread/My-lender-Citi-Is-my-1st-mortgage-and-also-my-heloc/288810/ If we foreclose on the 1st <a href="http://www.zillow.com/mortgage/">mortgage</a>, what happens to the heloc. We owe 34k on the heloc &amp; 221k on the 1st. Value of the home Is 170k.<br \><br \>1 reply Fri, 16 Oct 2009 04:51:00 GMT http://www.zillow.com/advice-thread/My-lender-Citi-Is-my-1st-mortgage-and-also-my-heloc/288810/ 2009-10-16T04:51:00Z I have a F&C property that I need to pull $30k out of and have a low fico (630) is it still possible http://www.zillow.com/advice-thread/I-have-a-F-C-property-that-I-need-to-pull-30k-out-of-and-have-a-low-fico-630-is-it-still-possible/194301/ I foreclosed on this property in 08 and have moved title back into my name.&nbsp; The property is F&amp;C, and I have owned it since the early 90's, but have sold it on contract twice and have taken it back both times.&nbsp; I want to keep the home and property now and need to do extensive remodel/repair.&nbsp; I have only been working since Jan 1st. and before that had unreportable income for years (legal, but unreported) The <a href="http://www.zillow.com/mortgage-glossary/FICO/">fico</a> score is down because my X had included me as an "authorized signer" on some of her accounts and is now in default and its harming my score.&nbsp; The accounts are in dispute but that doesn't help at the moment.&nbsp; My personal fico was in the high 680's in November, till she went south on her cards.&nbsp;I have little personal&nbsp;debt (under 5k) and have nearly $300k in assets.&nbsp; This property is easily worth $250k even in this market. It is 5 ac., with a 1600 sqft Manufactured Home converted to real property, a 1200 sqft finished garage and of course the well, septic, electric etc...so, help me out here everyone.... thanks<br \><br \>1 reply Sat, 31 Jan 2009 06:04:00 GMT http://www.zillow.com/advice-thread/I-have-a-F-C-property-that-I-need-to-pull-30k-out-of-and-have-a-low-fico-630-is-it-still-possible/194301/ 2009-01-31T06:04:00Z