Zillow Advice RSS: Question-Discussion-Guide,Rent vs Buy,TX http://www.zillow.com/advice/TX/home-buying-rent-vs-buy/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate I am wanting to know if I can afford a house http://www.zillow.com/advice-thread/I-am-wanting-to-know-if-I-can-afford-a-house/539592/ I am wanting a house listed at $149,900<br/>My annual income is $48000<br/>I also have 2 car payments, loan, and two credit cards respectfully with low balances<br/>I want to know if I can afford the house I am considering applying for and is it reasonable to look at houses in that price range?<br \><br \>6 replies Tue, 06 May 2014 23:25:00 GMT http://www.zillow.com/advice-thread/I-am-wanting-to-know-if-I-can-afford-a-house/539592/ 2014-05-06T23:25:00Z rent or buy a home http://www.zillow.com/advice-thread/rent-or-buy-a-home/556993/ I have a question and I just wanted to see what advice and help could be offered here. &nbsp;Me and my family of 3 currently reside in an apartment, were tired of apartment living and we would like to move into a house, our lease is up in january. &nbsp;<br/>&nbsp; &nbsp; &nbsp;My question is what is better for me at this current time, to rent or buy a house, to us it almost seems better to rent, at least for a year because, we have no money saved up for a down payment, and my credit isnt great, below average, but is going up.<br/>&nbsp;&nbsp;&nbsp;&nbsp;Should we wait a year get our credit up and possibly save a little chunk of money, or should we try to get a house, I have heard that owning a home is cheaper than renting a home, any advice would be greatly appreciated, thank you.<br \><br \>5 replies Thu, 28 Aug 2014 17:48:00 GMT http://www.zillow.com/advice-thread/rent-or-buy-a-home/556993/ 2014-08-28T17:48:00Z How can. I raise my credit score from 528 to 620 http://www.zillow.com/advice-thread/How-can-I-raise-my-credit-score-from-528-to-620/504438/ I have 9000 in student loans and 18000 in car loan.have been late due to car accident<br \><br \>3 replies Tue, 30 Jul 2013 22:46:00 GMT http://www.zillow.com/advice-thread/How-can-I-raise-my-credit-score-from-528-to-620/504438/ 2013-07-30T22:46:00Z how can I find out if school district is good? or if area is safe? http://www.zillow.com/advice-thread/how-can-I-find-out-if-school-district-is-good-or-if-area-is-safe/546744/ 2 replies Mon, 23 Jun 2014 15:33:00 GMT http://www.zillow.com/advice-thread/how-can-I-find-out-if-school-district-is-good-or-if-area-is-safe/546744/ 2014-06-23T15:33:00Z rent instead selling my home http://www.zillow.com/advice-thread/rent-instead-selling-my-home/546795/ Dear zillo,i was wondering if you knew anything about renting my home.it is not selling well and if your estimate of what it could rent for is close it may be the thing to do at this point.if you have any info for me please contact me.Andrew Farris <strong><em><u>[contact information removed by Zillow moderator, see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>]</u></em></strong><br \><br \>1 reply Mon, 23 Jun 2014 19:51:00 GMT http://www.zillow.com/advice-thread/rent-instead-selling-my-home/546795/ 2014-06-23T19:51:00Z Rent or Buy Townhouse in Austin http://www.zillow.com/advice-thread/Rent-or-Buy-Townhouse-in-Austin/535840/ Due to family issues last year I moved in with my dad to an apartment to help him out after graduating college. Now that things are better I've decided to look for my own place. I'm a freelancer, but I've been able to get steady contracts and I made about $50K last year and its projected to be about the same or better this year, I have about $30K in savings, and I know that I have excellent credit.&nbsp;<br/><br/>I've been looking at townhouses in the area I'm living at now and I thought it would be a good idea because I'm a freelancer if I need to move to another city like LA I wouldn't be tied down as much as with a house and I could rent it out while I'm gone. I've only just started researching and I'm still young so I don't know if what I'm thinking is a good idea or not.&nbsp;<br \><br \>8 replies Wed, 09 Apr 2014 22:57:00 GMT http://www.zillow.com/advice-thread/Rent-or-Buy-Townhouse-in-Austin/535840/ 2014-04-09T22:57:00Z first time buyer. http://www.zillow.com/advice-thread/first-time-buyer/498376/ &nbsp;credit score is in the high 500. should i buy a home or keep renting a apartment?&nbsp;<br \><br \>8 replies Fri, 21 Jun 2013 19:35:00 GMT http://www.zillow.com/advice-thread/first-time-buyer/498376/ 2013-06-21T19:35:00Z I am wanting to know if I can afford a house http://www.zillow.com/advice-thread/I-am-wanting-to-know-if-I-can-afford-a-house/539592/ I am wanting a house listed at $149,900<br/>My annual income is $48000<br/>I also have 2 car payments, loan, and two credit cards respectfully with low balances<br/>I want to know if I can afford the house I am considering applying for and is it reasonable to look at houses in that price range?<br \><br \>3 replies Tue, 06 May 2014 23:25:00 GMT http://www.zillow.com/advice-thread/I-am-wanting-to-know-if-I-can-afford-a-house/539592/ 2014-05-06T23:25:00Z How do you buy a home at arent to own,when the rent to own lease has been roken yrs ago? http://www.zillow.com/advice-thread/How-do-you-buy-a-home-at-arent-to-own-when-the-rent-to-own-lease-has-been-roken-yrs-ago/539217/ lived there 5 + yrs&nbsp; owner happens to be brother in law and says he's tired of it and wants to sell but with little or no money down make it difficult to buy plus the house also needs to be put to code and we really don't want to move<br \><br \>1 reply Sun, 04 May 2014 16:11:00 GMT http://www.zillow.com/advice-thread/How-do-you-buy-a-home-at-arent-to-own-when-the-rent-to-own-lease-has-been-roken-yrs-ago/539217/ 2014-05-04T16:11:00Z Obtenez votre cĂ´lon De toxique http://www.zillow.com/advice-thread/Obtenez-votre-c-lon-De-toxique/535123/ [Content removed by Zillow Moderator. Please see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>]<br \><br \>0 replies Fri, 04 Apr 2014 15:02:00 GMT http://www.zillow.com/advice-thread/Obtenez-votre-c-lon-De-toxique/535123/ 2014-04-04T15:02:00Z (Moved): FRIST TIME BUYER http://www.zillow.com/advice-thread/Moved-FRIST-TIME-BUYER/534827/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/FRIST-TIME-BUYER/534822/">http://www.zillow.com/advice-thread/FRIST-TIME-BUYER/534822/</a><br \><br \>0 replies Wed, 02 Apr 2014 16:03:00 GMT http://www.zillow.com/advice-thread/Moved-FRIST-TIME-BUYER/534827/ 2014-04-02T16:03:00Z What can I do to get more (or better) quotes for my loan request ZR-FLTFMPP? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-FLTFMPP/531935/ I am 21 years old i have no credit score i make 12000 a year still looking for a 2nd job looking to buy a house of my own. Will live with mother and two brothers both employed. what are my steps in purchasing a home of my own?<br \><br \>1 reply Wed, 12 Mar 2014 00:48:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-FLTFMPP/531935/ 2014-03-12T00:48:00Z LEASE PURCHASES HOW DIFFICULT AND WHERE R THEY IN TEXAS http://www.zillow.com/advice-thread/LEASE-PURCHASES-HOW-DIFFICULT-AND-WHERE-R-THEY-IN-TEXAS/500735/ 1 reply Sun, 07 Jul 2013 21:41:00 GMT http://www.zillow.com/advice-thread/LEASE-PURCHASES-HOW-DIFFICULT-AND-WHERE-R-THEY-IN-TEXAS/500735/ 2013-07-07T21:41:00Z I earn $60,000 what price home can I purchase http://www.zillow.com/advice-thread/I-earn-60-000-what-price-home-can-I-purchase/510266/ No credit card debt 60000 down payment<br \><br \>17 replies Fri, 06 Sep 2013 19:21:00 GMT http://www.zillow.com/advice-thread/I-earn-60-000-what-price-home-can-I-purchase/510266/ 2013-09-06T19:21:00Z How soon after bankruptcy discharge can you buya house? or is it better to wait and rent to own? http://www.zillow.com/advice-thread/How-soon-after-bankruptcy-discharge-can-you-buya-house-or-is-it-better-to-wait-and-rent-to-own/497815/ after identity theft I filed chapter 13 which was discharged this past February. I still have a va loan available, and my credit scores are lowest 650, highest 708.<br \><br \>6 replies Tue, 18 Jun 2013 21:00:00 GMT http://www.zillow.com/advice-thread/How-soon-after-bankruptcy-discharge-can-you-buya-house-or-is-it-better-to-wait-and-rent-to-own/497815/ 2013-06-18T21:00:00Z How do I know how easy or hard will be resell a property in North East TX? http://www.zillow.com/advice-thread/How-do-I-know-how-easy-or-hard-will-be-resell-a-property-in-North-East-TX/499660/ 2 replies Sun, 30 Jun 2013 01:41:00 GMT http://www.zillow.com/advice-thread/How-do-I-know-how-easy-or-hard-will-be-resell-a-property-in-North-East-TX/499660/ 2013-06-30T01:41:00Z I'm wondering if I should buy a home or rent one in Pearland,TX,as I will be moving out after 3 yrs? http://www.zillow.com/advice-thread/I%27m-wondering-if-I-should-buy-a-home-or-rent-one-in-Pearland-TX-as-I-will-be-moving-out-after-3-yrs/483608/ I've been living in an apartment for a while and am looking forward to move in a house. I'm not sure whether to buy one or rent one. I'll be moving out of the country after three years, so I'm looking at a three year horizon. I live in Pearland, TX, 15 miles from Houston and would like to live there for the next three years. Please advice.<br \><br \>4 replies Tue, 19 Mar 2013 02:17:00 GMT http://www.zillow.com/advice-thread/I%27m-wondering-if-I-should-buy-a-home-or-rent-one-in-Pearland-TX-as-I-will-be-moving-out-after-3-yrs/483608/ 2013-03-19T02:17:00Z Rent or Buy? Am I crazy? http://www.zillow.com/advice-thread/Rent-or-Buy-Am-I-crazy/476900/ I currently am renting in the Midtown area of Houston, Texas. &nbsp;Our rent is ~$1200 for a 690sqft, 1bdr, 1 bath apartment. &nbsp;Our lease ends in 7 months and we want to find &nbsp;larger place which will run between $1800-$2200/ month rent. &nbsp;I don't know whether I should buy or not. &nbsp;Should I buy if I plan to live in a house for only 2-3 years and then move to another state or continue to rent for the 2 years before moving? &nbsp;Here's my thinking, please tell me if this is sounds erroneous..<br/><br/>Renting:<br/>Renting for 2 years @ $2000/month = $48,000&nbsp;<br/><br/>Buying:<br/>Buying a house for $300,000<br/>Selling that house after 2 years for $300,000<br/>The fees that I will pay out of pocket will be (may not be accurate, just throwing numbers out there):<br/>~$10,000 escrow, loan cost, etc<br/>~$18,000 6%&nbsp;Realtor&nbsp;fee when selling<br/><br/>= $28,000 in cost I will not recoup.<br/><br/><br/>I may 'lose' money on the house but I am still 'losing' less than the $48,000 I am going to spend renting a place, correct?<br/><br/><br/>I may be way off here. &nbsp;I'd love to get some advise from your professionals out there.<br/><br/>Thanks,<br/><br/><br \><br \>7 replies Fri, 01 Feb 2013 17:43:00 GMT http://www.zillow.com/advice-thread/Rent-or-Buy-Am-I-crazy/476900/ 2013-02-01T17:43:00Z What can I do to get more (or better) quotes for my loan request ZR-PMZPVWB? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-PMZPVWB/473641/ 3 replies Tue, 08 Jan 2013 21:01:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-PMZPVWB/473641/ 2013-01-08T21:01:00Z Buy vs Rent in Midland, TX? Rent for a 3bed 2bath apt is around $2K per month http://www.zillow.com/advice-thread/Buy-vs-Rent-in-Midland-TX-Rent-for-a-3bed-2bath-apt-is-around-2K-per-month/467459/ I will be living no more than 2 years in Midland, TX and to rent an apartment, 3 bed 2 baths, is $2K a month. What should I do? I can find a house the same size for about $180K. The area is in the middle of an oil boom. I know there is a lot of risk, but wasting almost $50K in 2 years worth of renting hurts a lot.<br \><br \>0 replies Tue, 06 Nov 2012 04:31:00 GMT http://www.zillow.com/advice-thread/Buy-vs-Rent-in-Midland-TX-Rent-for-a-3bed-2bath-apt-is-around-2K-per-month/467459/ 2012-11-06T04:31:00Z