Zillow Advice RSS: Question-Discussion,Home Buying,Saint Petersburg- FL http://www.zillow.com/advice/Saint-Petersburg-FL/home-buying/question-discussion/ Zillow Advice search results | Zillow Real Estate Is there a way to check home sales on ZIllow? http://www.zillow.com/advice-thread/Is-there-a-way-to-check-home-sales-on-ZIllow/582981/ 2 replies Wed, 15 Apr 2015 16:19:00 GMT http://www.zillow.com/advice-thread/Is-there-a-way-to-check-home-sales-on-ZIllow/582981/ 2015-04-15T16:19:00Z that I've lived in for 27 years for my landor and I have a cosigner what is the best way to go about http://www.zillow.com/advice-thread/that-I%27ve-lived-in-for-27-years-for-my-landor-and-I-have-a-cosigner-what-is-the-best-way-to-go-about/582702/ should I use a quick claim deed are is there another way to go around it to just buy it straight from her<br \><br \>3 replies Mon, 13 Apr 2015 17:33:00 GMT http://www.zillow.com/advice-thread/that-I%27ve-lived-in-for-27-years-for-my-landor-and-I-have-a-cosigner-what-is-the-best-way-to-go-about/582702/ 2015-04-13T17:33:00Z is the house on 2021 25th st. s, st petersburg, still for sale? http://www.zillow.com/advice-thread/is-the-house-on-2021-25th-st-s-st-petersburg-still-for-sale/582593/ 2 replies Sun, 12 Apr 2015 19:28:00 GMT http://www.zillow.com/advice-thread/is-the-house-on-2021-25th-st-s-st-petersburg-still-for-sale/582593/ 2015-04-12T19:28:00Z why can I not get an estimate for 50,000 borrowing & 15 years term http://www.zillow.com/advice-thread/why-can-I-not-get-an-estimate-for-50-000-borrowing-15-years-term/577983/ 3 replies Fri, 06 Mar 2015 19:56:00 GMT http://www.zillow.com/advice-thread/why-can-I-not-get-an-estimate-for-50-000-borrowing-15-years-term/577983/ 2015-03-06T19:56:00Z (Moved): can I qualify for a loan with a credit score of 554? http://www.zillow.com/advice-thread/Moved-can-I-qualify-for-a-loan-with-a-credit-score-of-554/576381/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/can-I-qualify-for-a-loan-with-a-credit-score-of-554/576370/">http://www.zillow.com/advice-thread/can-I-qualify-for-a-loan-with-a-credit-score-of-554/576370/</a><br \><br \>0 replies Fri, 20 Feb 2015 16:45:00 GMT http://www.zillow.com/advice-thread/Moved-can-I-qualify-for-a-loan-with-a-credit-score-of-554/576381/ 2015-02-20T16:45:00Z How do I get an estimated value on a property http://www.zillow.com/advice-thread/How-do-I-get-an-estimated-value-on-a-property/573352/ I am interested in the condo in the Itopia Complex at 10263 Gandy Blvd.&nbsp; The unit is 742 SF, one bedroom ground floor with terrace and lake view.&nbsp; What should I expect to pay for this property?<br \><br \>4 replies Sun, 25 Jan 2015 05:35:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-an-estimated-value-on-a-property/573352/ 2015-01-25T05:35:00Z How do I get an estimated value on a property http://www.zillow.com/advice-thread/How-do-I-get-an-estimated-value-on-a-property/573352/ I am interested in the condo in the Itopia Complex at 10263 Gandy Blvd.&nbsp; The unit is 742 SF, one bedroom ground floor with terrace and lake view.&nbsp; What should I expect to pay for this property?<br \><br \>4 replies Sun, 25 Jan 2015 05:35:00 GMT http://www.zillow.com/advice-thread/How-do-I-get-an-estimated-value-on-a-property/573352/ 2015-01-25T05:35:00Z In all-cash purchase, how do I make sure seller is properly notified of title defects to be cured? http://www.zillow.com/advice-thread/In-all-cash-purchase-how-do-I-make-sure-seller-is-properly-notified-of-title-defects-to-be-cured/573332/ I live in Florida.&nbsp; Interested in buying my first home (not for investment purposes) paying all-cash.&nbsp; Concerned about a potential pitfall I see pertaining to title due-diligence.<br/><p>From the standard state contract&nbsp; FAR-BAR 2014&nbsp; Residential Contract For Sale And Purchase:</p><p>Paragraph 18(a)(ii) TITLE EXAMINATION, beginning on or about line 430, says:</p><p><br/>"Buyer shall have 5 days after receipt of Title Commitment to examine it and notify Seller in writing specifying defect(s), if any, that render title unmarketable."<br/>.....<br/>"If Buyer fails to so notify Seller, Buyer shall be deemed to have accepted title as it then is."</p><br/>As I understand it, the title commitment letter will list as exceptions to coverage, all unsatisfied/unreleased liens discovered in the public records.<p>Coupling this observation with the above clause from the purchase contract, it means that by default, I accept responsibility for any liens including the seller's outstanding mortgage(s).&nbsp; In order to obligate the seller to pay off the outstanding balance(s) out of the proceeds of the sale, the onus is on me the buyer, to invoke and execute the provision in the TITLE EXAMINATION clause to have the seller timely notified of title defects to be cured.</p><p>What I would like to know is,</p><p><br/>How do I make it an iron-clad requirement, rather than just a casual handshake agreement between myself and the title agency's attorney and employees, that the title agency forward this list of defects to the seller?&nbsp; I would expect to incur some fee with the title agency to guarantee that they perform this critical step.&nbsp; Is this a gray area, or is there an established process to make sure the title company conducts this notification step in no ambiguous terms?</p><p><br/>- David B</p><br/><br/><br/><br \><br \>2 replies Sun, 25 Jan 2015 00:13:00 GMT http://www.zillow.com/advice-thread/In-all-cash-purchase-how-do-I-make-sure-seller-is-properly-notified-of-title-defects-to-be-cured/573332/ 2015-01-25T00:13:00Z In all-cash purchase, how do I make sure seller is properly notified of title defects to be cured? http://www.zillow.com/advice-thread/In-all-cash-purchase-how-do-I-make-sure-seller-is-properly-notified-of-title-defects-to-be-cured/573332/ I live in Florida.&nbsp; Interested in buying my first home (not for investment purposes) paying all-cash.&nbsp; Concerned about a potential pitfall I see pertaining to title due-diligence.<br/><p>From the standard state contract&nbsp; FAR-BAR 2014&nbsp; Residential Contract For Sale And Purchase:</p><p>Paragraph 18(a)(ii) TITLE EXAMINATION, beginning on or about line 430, says:</p><p><br/>"Buyer shall have 5 days after receipt of Title Commitment to examine it and notify Seller in writing specifying defect(s), if any, that render title unmarketable."<br/>.....<br/>"If Buyer fails to so notify Seller, Buyer shall be deemed to have accepted title as it then is."</p><br/>As I understand it, the title commitment letter will list as exceptions to coverage, all unsatisfied/unreleased liens discovered in the public records.<p>Coupling this observation with the above clause from the purchase contract, it means that by default, I accept responsibility for any liens including the seller's outstanding mortgage(s).&nbsp; In order to obligate the seller to pay off the outstanding balance(s) out of the proceeds of the sale, the onus is on me the buyer, to invoke and execute the provision in the TITLE EXAMINATION clause to have the seller timely notified of title defects to be cured.</p><p>What I would like to know is,</p><p><br/>How do I make it an iron-clad requirement, rather than just a casual handshake agreement between myself and the title agency's attorney and employees, that the title agency forward this list of defects to the seller?&nbsp; I would expect to incur some fee with the title agency to guarantee that they perform this critical step.&nbsp; Is this a gray area, or is there an established process to make sure the title company conducts this notification step in no ambiguous terms?</p><p><br/>- David B</p><br/><br/><br/><br \><br \>2 replies Sun, 25 Jan 2015 00:13:00 GMT http://www.zillow.com/advice-thread/In-all-cash-purchase-how-do-I-make-sure-seller-is-properly-notified-of-title-defects-to-be-cured/573332/ 2015-01-25T00:13:00Z I am an Realestate agent in Florida and am interested in advertising for buyers http://www.zillow.com/advice-thread/I-am-an-Realestate-agent-in-Florida-and-am-interested-in-advertising-for-buyers/572104/ 2 replies Tue, 13 Jan 2015 17:56:00 GMT http://www.zillow.com/advice-thread/I-am-an-Realestate-agent-in-Florida-and-am-interested-in-advertising-for-buyers/572104/ 2015-01-13T17:56:00Z like to buy an apartment unit near st.petersburg,fl http://www.zillow.com/advice-thread/like-to-buy-an-apartment-unit-near-st-petersburg-fl/568121/ 4 replies Fri, 28 Nov 2014 18:29:00 GMT http://www.zillow.com/advice-thread/like-to-buy-an-apartment-unit-near-st-petersburg-fl/568121/ 2014-11-28T18:29:00Z Going through 2nd foreclosure http://www.zillow.com/advice-thread/Going-through-2nd-foreclosure/550827/ Have an attorney and going through foreclosure case.&nbsp; We have decided we no longer want the home--no equity and underwater. Is a Deed in Lieu just as bad as foreclosure?&nbsp; Our mortgage is the biggest debt we have that is behind in payments.&nbsp; We really don't want to file bankruptcy. We want to find a rent to own home that has more room for about a year and than purchase.&nbsp; Any suggestions?<br \><br \>3 replies Tue, 22 Jul 2014 23:02:00 GMT http://www.zillow.com/advice-thread/Going-through-2nd-foreclosure/550827/ 2014-07-22T23:02:00Z What does Status, "Active-contingent" mean? http://www.zillow.com/advice-thread/What-does-Status-Active-contingent-mean/392392/ 10 replies Sat, 26 Mar 2011 12:38:00 GMT http://www.zillow.com/advice-thread/What-does-Status-Active-contingent-mean/392392/ 2011-03-26T12:38:00Z who is the #1 foreclousure agent in the St Pete area? http://www.zillow.com/advice-thread/who-is-the-1-foreclousure-agent-in-the-St-Pete-area/511240/ 2 replies Fri, 13 Sep 2013 21:15:00 GMT http://www.zillow.com/advice-thread/who-is-the-1-foreclousure-agent-in-the-St-Pete-area/511240/ 2013-09-13T21:15:00Z Can I bid 40,000 under asking price for a foreclosure http://www.zillow.com/advice-thread/Can-I-bid-40-000-under-asking-price-for-a-foreclosure/553129/ I'm wondering if I would be completely out of line for bidding approx 50 to 60k under asking price for a foreclosure. With this being said it is priced at 225000 right now. It has been on the market for over 65 days, vacant for about 1.5 yrs and the price has already come down 25,000 in 65 days. It needs new windows, completely new kitchen, all appliances, new garage door, paint, flooring, possible major plumming, pool deck needs refinished, pool needs re surfaced. Average home price in neighborhood is 180 to 206,000. Home is appraised around 175,000 according to zillow and trulia. Am I hoping for something that is completely crazy or have a point? My agent is not very helpful at pulling comps or giving much advice about this home, which is in Saint Petersburg, Florida.<br \><br \>9 replies Tue, 05 Aug 2014 04:12:00 GMT http://www.zillow.com/advice-thread/Can-I-bid-40-000-under-asking-price-for-a-foreclosure/553129/ 2014-08-05T04:12:00Z Has the market started climbing again? http://www.zillow.com/advice-thread/Has-the-market-started-climbing-again/456852/ In some very desirable areas the market has started climbing and in some areas many sellers are making 12-30% increases on their sales of their home. St Petersburg, Fl, is one of those areas. The downtown market has very little inventory. Rentals are rarely available and the rents have doubled from several years ago.&nbsp; This is a great time to try to find an investment property and rent it out!<br/><br \><br \>10 replies Wed, 22 Aug 2012 19:32:00 GMT http://www.zillow.com/advice-thread/Has-the-market-started-climbing-again/456852/ 2012-08-22T19:32:00Z How to find a realtor to buy a cheaper home? http://www.zillow.com/advice-thread/How-to-find-a-realtor-to-buy-a-cheaper-home/549901/ I will be moving to the St Petersburg, Fl area in a few weeks and will be looking to buy a home.&nbsp; Being retired, I am looking at houses around $45,000, which I will pay cash.<br/><br/>About 3 months ago, I visited that area&nbsp; for a couple of weeks to see what was available and become familiar.&nbsp; Prior to that and during that visit, I had some horrible experiences with realtors because I was looking at cheaper homes.<br/><br/>Most of the realtors never bothered to answer my inquiries.&nbsp; Some exchanged a couple of emails and then told me they didn't have the time for so little money.<br/><br/>I thought that I found one that would work with me, and he showed us a couple one day.&nbsp; We made arrangements to see another place the next morning, and the next morning I get an EMAIL from him saying that it is not worth his time.<br/><br/>So, my question is how can I find a realtor that will work with someone like me looking at cheaper homes?<br \><br \>5 replies Wed, 16 Jul 2014 18:25:00 GMT http://www.zillow.com/advice-thread/How-to-find-a-realtor-to-buy-a-cheaper-home/549901/ 2014-07-16T18:25:00Z home buying specifics http://www.zillow.com/advice-thread/home-buying-specifics/549494/ I am interested in a 55+ property that allows pets in the St. Petersburg area.&nbsp; My first choice would be a MH park but I will consider a condo or villa.&nbsp; Is there any way I can receive just the&nbsp;listings that satisfy these options?&nbsp; I've already clicked&nbsp;on the options for price, etc. but couldn't find specifics for age or pets.<br/>Thank you<br \><br \>2 replies Sun, 13 Jul 2014 11:57:00 GMT http://www.zillow.com/advice-thread/home-buying-specifics/549494/ 2014-07-13T11:57:00Z Are the listings in Zillow subject to the compensation agreement in the Multiple Listing Service (ML http://www.zillow.com/advice-thread/Are-the-listings-in-Zillow-subject-to-the-compensation-agreement-in-the-Multiple-Listing-Service-ML/542099/ <br/>What is the relationship, if any, between Zillow and MLS?&nbsp;&nbsp;<br/><br/>I am a licensed real estate agent in Florida.&nbsp; I want to purchase a house&nbsp;I discovered on Zillow as my permanent personal residence, but do not want to pay any commissions on the sale.&nbsp;&nbsp;Will I have to pay the commissions required for properties listed in the MLS if I agree to purchase that house?<br \><br \>2 replies Thu, 22 May 2014 22:21:00 GMT http://www.zillow.com/advice-thread/Are-the-listings-in-Zillow-subject-to-the-compensation-agreement-in-the-Multiple-Listing-Service-ML/542099/ 2014-05-22T22:21:00Z late appraisal, may not make contract deadline http://www.zillow.com/advice-thread/late-appraisal-may-not-make-contract-deadline/540493/ <p>My husband and I are buying our first home using an FHA loan and going through one of the largest banks in the country (we are in Florida.) According to our loan officer our loan is going to smoothly, no hiccups on our side. However, the appraisal has yet to be done, we were billed for it (they used our credit card) over a week ago, and no one has contacted my agent, or the seller to set up an appraisal. We are about 10 days from our close date. We were notified by our agent today that the seller has received a back up offer and is not willing to extend our closing date if need be. We are calling our LO every day and he really doesn't have an answer for us other than he is trying to get it done. What can we do, and how likely are we to actually close this deal? We are pretty stressed out.</p><br \><br \>5 replies Tue, 13 May 2014 05:12:00 GMT http://www.zillow.com/advice-thread/late-appraisal-may-not-make-contract-deadline/540493/ 2014-05-13T05:12:00Z