Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Hayward- CA http://www.zillow.com/advice/Hayward-CA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate how do you remove saved homes http://www.zillow.com/advice-thread/how-do-you-remove-saved-homes/591634/ 2 replies Wed, 17 Jun 2015 04:09:00 GMT http://www.zillow.com/advice-thread/how-do-you-remove-saved-homes/591634/ 2015-06-17T04:09:00Z any sewer lateral ordinance compliance for city of hayward california http://www.zillow.com/advice-thread/any-sewer-lateral-ordinance-compliance-for-city-of-hayward-california/571999/ 2 replies Mon, 12 Jan 2015 18:24:00 GMT http://www.zillow.com/advice-thread/any-sewer-lateral-ordinance-compliance-for-city-of-hayward-california/571999/ 2015-01-12T18:24:00Z Question on Investment property http://www.zillow.com/advice-thread/Question-on-Investment-property/592411/ Hi,<br/>I am planning to buy an Investment property and have question related to insurance of investment property. <br/><div>The question is , suppose I like a home and the seller doesn't disclose that there was any addition/modification done without permit and I didn't notice anything that should have had permit.<br/></div><div>The city data does not show any permits pulled but as I said, I didn't expect any because I didn't see anything from outside that needed permit.<br/>&nbsp;<br/>Suppose a fire or other hazard started later that shows there was unpermitted work (like electrical plugs added that needed permit but was never disclosed).<br/></div><div>What does insurance company does in this case? does it deny the claim? Is there any precaution I can take to avoid this situation (like special inspection that will uncover all the unpermitted work) while buying investment property ?<br/>&nbsp;<br/>Suppose the work was done by some owner long time back and the current owner (the seller) has no knowledge about it, how do we avoid this situation?<br/></div><div><br/></div><div>Appreciate expert's reply.<br/><br/>Thanks,<br/></div><br \><br \>3 replies Mon, 22 Jun 2015 19:31:00 GMT http://www.zillow.com/advice-thread/Question-on-Investment-property/592411/ 2015-06-22T19:31:00Z any sewer lateral ordinance compliance for city of hayward california http://www.zillow.com/advice-thread/any-sewer-lateral-ordinance-compliance-for-city-of-hayward-california/571999/ 0 replies Mon, 12 Jan 2015 18:24:00 GMT http://www.zillow.com/advice-thread/any-sewer-lateral-ordinance-compliance-for-city-of-hayward-california/571999/ 2015-01-12T18:24:00Z divedend http://www.zillow.com/advice-thread/divedend/554853/ [spam]<br \><br \>0 replies Thu, 14 Aug 2014 21:58:00 GMT http://www.zillow.com/advice-thread/divedend/554853/ 2014-08-14T21:58:00Z Got deposit back from reputed builder after 4 months. http://www.zillow.com/advice-thread/Got-deposit-back-from-reputed-builder-after-4-months/552941/ Got deposit back from reputed builder after 4 months.<br/>&nbsp;Builder &nbsp;did for me &nbsp;a huge good turn by giving back my money without a fight and without a compromise.<br/>I was wondering whether it is easy to get back deposit from builders....Please let me know.<br/>&nbsp;<br \><br \>0 replies Mon, 04 Aug 2014 04:55:00 GMT http://www.zillow.com/advice-thread/Got-deposit-back-from-reputed-builder-after-4-months/552941/ 2014-08-04T04:55:00Z Are you previewing Open Homes today? http://www.zillow.com/advice-thread/Are-you-previewing-Open-Homes-today/500703/ [Promotion removed by Zillow moderator. Please see our Good Neighbor Policy for more information.]<br/>I am hosting the open house for Gina B. of Keller Williams today. &nbsp;I would love to have you join me if you are out previewing homes for your next purchase investment. &nbsp;<br/><img src="http://photos2.zillow.com/o_a/ISpld2cw0fwmos0000000000.jpg" width="250px" height="200px" imageid="X1-IA76tnaw0fwmos0000000000_l854p" uploadtype="new" imagetype="8"/><br \><br \>0 replies Sun, 07 Jul 2013 17:55:00 GMT http://www.zillow.com/advice-thread/Are-you-previewing-Open-Homes-today/500703/ 2013-07-07T17:55:00Z My brother and I inherited our mother's house upon her death. http://www.zillow.com/advice-thread/My-brother-and-I-inherited-our-mother%27s-house-upon-her-death/490728/ The house has been appraised at $300,000.00 and there is a mortgage of $150,000.00 with a bank.&nbsp; I want the house and my brother wants me to buy him out.&nbsp; How much do I have to pay him to buy him out of his half considering we are both responsible for the mortgage?<br \><br \>7 replies Fri, 03 May 2013 19:45:00 GMT http://www.zillow.com/advice-thread/My-brother-and-I-inherited-our-mother%27s-house-upon-her-death/490728/ 2013-05-03T19:45:00Z If a home is not in foreclosure and is posted for sale less than $10k, what does that mean ? http://www.zillow.com/advice-thread/If-a-home-is-not-in-foreclosure-and-is-posted-for-sale-less-than-10k-what-does-that-mean/454137/ 3 replies Sun, 05 Aug 2012 04:34:00 GMT http://www.zillow.com/advice-thread/If-a-home-is-not-in-foreclosure-and-is-posted-for-sale-less-than-10k-what-does-that-mean/454137/ 2012-08-05T04:34:00Z Buying Affordable House http://www.zillow.com/advice-thread/Buying-Affordable-House/425243/ Hi,<br/>I'm Janette and I have 3 kids for single income, I am looking for a single house at Hayward, I wonder if i can get a help from your Representative.<br/><br/>Please contact me for the list of house available to look.<br/><br/>THanks-JAnette<br \><br \>1 reply Thu, 08 Dec 2011 23:28:00 GMT http://www.zillow.com/advice-thread/Buying-Affordable-House/425243/ 2011-12-08T23:28:00Z Is it a good time to rent out my current home and buy another in a better school district http://www.zillow.com/advice-thread/Is-it-a-good-time-to-rent-out-my-current-home-and-buy-another-in-a-better-school-district/387295/ Hi, we're considering renting out our 5bed 4.5 bath in the east bay (sf bay) and buying a new home on the peninsula in a better school district. Our current mortgage adjusts every year but we dont want to refinance because we'd have to buy down more of the principal and after that we wont have enough for a downpayment on the new home. We cannot sell because it'll probably take a long time and we wont get much for the house since the value has reduced.<br/><br/>We do qualify for the transaction but I'm wondering if the timing is right given the market, rates, etc. We have two kids.<br \><br \>6 replies Thu, 17 Feb 2011 17:14:00 GMT http://www.zillow.com/advice-thread/Is-it-a-good-time-to-rent-out-my-current-home-and-buy-another-in-a-better-school-district/387295/ 2011-02-17T17:14:00Z what is cms mean? http://www.zillow.com/advice-thread/what-is-cms-mean/410544/ 1 reply Sat, 06 Aug 2011 07:08:00 GMT http://www.zillow.com/advice-thread/what-is-cms-mean/410544/ 2011-08-06T07:08:00Z I'm currently renting out home, want to buy second home closer to work. Possible w/ no downpayment? http://www.zillow.com/advice-thread/I%27m-currently-renting-out-home-want-to-buy-second-home-closer-to-work-Possible-w-no-downpayment/403289/ Current rent collected is $2100; mortgage payment is $2500. Gross income is $8k. ( only debt is $20k car)Want to buy second home in Hayward to make as primary residence.<br \><br \>3 replies Wed, 15 Jun 2011 07:37:00 GMT http://www.zillow.com/advice-thread/I%27m-currently-renting-out-home-want-to-buy-second-home-closer-to-work-Possible-w-no-downpayment/403289/ 2011-06-15T07:37:00Z I've never bought a house before, my wife has lost hers, Can I still buy a house on my own? http://www.zillow.com/advice-thread/I%27ve-never-bought-a-house-before-my-wife-has-lost-hers-Can-I-still-buy-a-house-on-my-own/394271/ My wife bought a house w/her daughter, I was not part of the buying process, she just sshort sold the house, I've never bought a house in my life, do you think I can buy a house on my own? We do not have checking account, do not do taxes together, no credit , norhing. What are my chances of buying a home in the near future? Please need some help. Thank you.<br \><br \>8 replies Sat, 09 Apr 2011 01:51:00 GMT http://www.zillow.com/advice-thread/I%27ve-never-bought-a-house-before-my-wife-has-lost-hers-Can-I-still-buy-a-house-on-my-own/394271/ 2011-04-09T01:51:00Z I sold my property as a Short Sale in June of 2009. Will I be eligible for an FHA Loan in June 2011? http://www.zillow.com/advice-thread/I-sold-my-property-as-a-Short-Sale-in-June-of-2009-Will-I-be-eligible-for-an-FHA-Loan-in-June-2011/378698/ 8 replies Mon, 27 Dec 2010 20:37:00 GMT http://www.zillow.com/advice-thread/I-sold-my-property-as-a-Short-Sale-in-June-of-2009-Will-I-be-eligible-for-an-FHA-Loan-in-June-2011/378698/ 2010-12-27T20:37:00Z A Little-Known loan program for Fixer Uppers http://www.zillow.com/advice-thread/A-Little-Known-loan-program-for-Fixer-Uppers/375215/ <p>Home buyers thinking of purchasing a distressed property in need of repair, but who are concerned that the cost of the repairs could drain their savings account may qualify for the Federal Housing Administration's (FHA) 203(k) rehabilitation program.</p><p>*&nbsp;The FHA's 203(k) rehabilitation program provides loans for covering renovation costs as well as the purchase price of the primary residence. Investors are not eligible for this program. Additionally, similar to traditional FHA loan programs, the rehab program allows for a down payment of as little as 3.5 percent.<br/>*&nbsp;A common misperception about the program is that the house needs to be unlivable. Realistically, the property just needs to be outdated, according to a lender familiar with the program. The property "just has to appraise below market value and then at market value with the repairs."<br/>*&nbsp;Improvements deemed "luxury" are ineligible; however, the program has a wide range of definitions for "repairs" and "modernization." Covered repairs include items such as a new roof or heating system, as well as decorative changes, like replacing vinyl with ceramic tile on the kitchen floor or painting the interior.<br/>*&nbsp;In addition to putting down at least 3.5 percent of the current value of the property, buyers also must use a HUD-approved lender, appraiser, and a contractor approved by the lender for the repairs.</p><br \><br \>2 replies Tue, 16 Nov 2010 22:30:00 GMT http://www.zillow.com/advice-thread/A-Little-Known-loan-program-for-Fixer-Uppers/375215/ 2010-11-16T22:30:00Z Does anyone know where to obtain information about below market rate properties in the bay area? http://www.zillow.com/advice-thread/Does-anyone-know-where-to-obtain-information-about-below-market-rate-properties-in-the-bay-area/362464/ I currently live in the East Bay area of California and would like to know were to get information about below market rate homes for sale. I am currently in the low income bracket but I am tired of throwing my money away on rent every month. How can I obtain information about BMR properties for sale in my area?<br \><br \>5 replies Tue, 17 Aug 2010 02:26:00 GMT http://www.zillow.com/advice-thread/Does-anyone-know-where-to-obtain-information-about-below-market-rate-properties-in-the-bay-area/362464/ 2010-08-17T02:26:00Z Loan just got rejected due to the townhouse has no HOA. http://www.zillow.com/advice-thread/Loan-just-got-rejected-due-to-the-townhouse-has-no-HOA/285013/ Are there <a href="http://www.zillow.com/directory/lenders/">lenders</a> out there willing to give us <a href="http://www.zillow.com/mortgage/">loan</a> for this townhouse (255k) ? We have excellent credit with 10% down. Inspection &amp; Appraisal done without any problem. or any advice?<br \><br \>2 replies Sat, 03 Oct 2009 21:37:00 GMT http://www.zillow.com/advice-thread/Loan-just-got-rejected-due-to-the-townhouse-has-no-HOA/285013/ 2009-10-03T21:37:00Z I would like to know where you got the information that my house sold for $145,500 on 10/26/2006???? http://www.zillow.com/advice-thread/I-would-like-to-know-where-you-got-the-information-that-my-house-sold-for-145-500-on-10-26-2006/271029/ 2 replies Sun, 23 Aug 2009 16:08:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-know-where-you-got-the-information-that-my-house-sold-for-145-500-on-10-26-2006/271029/ 2009-08-23T16:08:00Z Why are you listing homes that are sold over 3 and 4 months ago? Minnie Street house been sold... http://www.zillow.com/advice-thread/Why-are-you-listing-homes-that-are-sold-over-3-and-4-months-ago-Minnie-Street-house-been-sold/270884/ 1 reply Sat, 22 Aug 2009 22:11:00 GMT http://www.zillow.com/advice-thread/Why-are-you-listing-homes-that-are-sold-over-3-and-4-months-ago-Minnie-Street-house-been-sold/270884/ 2009-08-22T22:11:00Z