Zillow Advice RSS: Question-Discussion-Guide,Home Buying,IA http://www.zillow.com/advice/IA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How is the Council Bluffs market? http://www.zillow.com/advice-thread/How-is-the-Council-Bluffs-market/299645/ 1 reply Thu, 19 Nov 2009 16:36:00 GMT http://www.zillow.com/advice-thread/How-is-the-Council-Bluffs-market/299645/ 2009-11-19T16:36:00Z I hear that the congress may be thinking of extending the tax credit and even raising it? Could this http://www.zillow.com/advice-thread/I-hear-that-the-congress-may-be-thinking-of-extending-the-tax-credit-and-even-raising-it-Could-this/284819/ 3 replies Sat, 03 Oct 2009 03:01:00 GMT http://www.zillow.com/advice-thread/I-hear-that-the-congress-may-be-thinking-of-extending-the-tax-credit-and-even-raising-it-Could-this/284819/ 2009-10-03T03:01:00Z Do you have any houses or trailers that someone will sell on contract will a little down payment http://www.zillow.com/advice-thread/Do-you-have-any-houses-or-trailers-that-someone-will-sell-on-contract-will-a-little-down-payment/283477/ 2 replies Tue, 29 Sep 2009 19:27:00 GMT http://www.zillow.com/advice-thread/Do-you-have-any-houses-or-trailers-that-someone-will-sell-on-contract-will-a-little-down-payment/283477/ 2009-09-29T19:27:00Z The house I want to buy is FSBO. Is it hard/smart to buy w/o any agent involvement? http://www.zillow.com/advice-thread/The-house-I-want-to-buy-is-FSBO-Is-it-hard-smart-to-buy-w-o-any-agent-involvement/281727/ As I say in my headline, I know the house I like, but it's <a href="http://www.zillow.com/postings/Postings.htm">FSBO</a>. I don't have a buyer agent in my new city either. Would I be wise to start negotiating with the owner on my own or would an agent save me money? I'm assuming the agent would get 3% off the top at closing, which I could possibly use as leverage in my agent-less negotiations. Am I just dreaming? This would be my second home purchase.<br \><br \>7 replies Thu, 24 Sep 2009 01:13:00 GMT http://www.zillow.com/advice-thread/The-house-I-want-to-buy-is-FSBO-Is-it-hard-smart-to-buy-w-o-any-agent-involvement/281727/ 2009-09-24T01:13:00Z do you have any foreclosed homes in the oskaloosa area, because we are looking for a cheap house to http://www.zillow.com/advice-thread/do-you-have-any-foreclosed-homes-in-the-oskaloosa-area-because-we-are-looking-for-a-cheap-house-to/283430/ 0 replies Tue, 29 Sep 2009 17:38:00 GMT http://www.zillow.com/advice-thread/do-you-have-any-foreclosed-homes-in-the-oskaloosa-area-because-we-are-looking-for-a-cheap-house-to/283430/ 2009-09-29T17:38:00Z Is there any lenders in Iowa doing sub 620 mortgages? Im at a 610. http://www.zillow.com/advice-thread/Is-there-any-lenders-in-Iowa-doing-sub-620-mortgages-Im-at-a-610/241569/ 5 replies Mon, 01 Jun 2009 22:24:00 GMT http://www.zillow.com/advice-thread/Is-there-any-lenders-in-Iowa-doing-sub-620-mortgages-Im-at-a-610/241569/ 2009-06-01T22:24:00Z what is the phone # for Zillow to find out cost of membership http://www.zillow.com/advice-thread/what-is-the-phone-for-Zillow-to-find-out-cost-of-membership/272549/ 3 replies Wed, 26 Aug 2009 21:10:00 GMT http://www.zillow.com/advice-thread/what-is-the-phone-for-Zillow-to-find-out-cost-of-membership/272549/ 2009-08-26T21:10:00Z Zestimate vs Assessed Value? http://www.zillow.com/advice-thread/Zestimate-vs-Assessed-Value/267683/ we are looking at a house that is listed for $259,900,&nbsp; Assessed at $263K and the Zestimate is $333,500.<br/>Why is the zestimate so much higher?&nbsp; I have been doing a lot of research and the Zestimate seems pretty close to what I would expect but yet this one seems so high?<br \><br \>2 replies Thu, 13 Aug 2009 18:14:00 GMT http://www.zillow.com/advice-thread/Zestimate-vs-Assessed-Value/267683/ 2009-08-13T18:14:00Z How can a bank appraiser for a house be $50,000 less than county assessor did a few months prior? http://www.zillow.com/advice-thread/How-can-a-bank-appraiser-for-a-house-be-50-000-less-than-county-assessor-did-a-few-months-prior/263167/ 5 replies Sat, 01 Aug 2009 07:24:00 GMT http://www.zillow.com/advice-thread/How-can-a-bank-appraiser-for-a-house-be-50-000-less-than-county-assessor-did-a-few-months-prior/263167/ 2009-08-01T07:24:00Z Can an appraiser use the values of recently sold foreclosed properties in your area to appraise the http://www.zillow.com/advice-thread/Can-an-appraiser-use-the-values-of-recently-sold-foreclosed-properties-in-your-area-to-appraise-the/263169/ 3 replies Sat, 01 Aug 2009 07:31:00 GMT http://www.zillow.com/advice-thread/Can-an-appraiser-use-the-values-of-recently-sold-foreclosed-properties-in-your-area-to-appraise-the/263169/ 2009-08-01T07:31:00Z Should I buy now? http://www.zillow.com/advice-thread/Should-I-buy-now/260892/ Me and my wife are recently graduated and have stable jobs. Combined income of $88000/yr and combined debt of $100000. The debt consists of auto and student loan, no credit card debt. We are on a budget and save approx $3000/mo. We rent a studio&nbsp;appartment for $650/mo. I drive a respectable distance to and from work every day and we want to relocated mid-way between our jobs and would like to purchase a home when we do. When we buy we want to stay in the home for a long period of time and therefore want to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> that we like and is large enough to raise a family in. I understand that all property is in some manner an investment property but i am not looking to make a ton of money from buying at the right time. I just want a yard and a home to call my own. We dont have a huge amount saved up as we just payed for a wedding and only recently graduated college, but we are pre-approved for a <a href="http://www.zillow.com/fha-loan/">FHA loan</a> and are going to try to get %5 and go for a conventional loan depending on how long we can wait to move. I live in central iowa where the housing market is more stable than the U.S. average. We have excellent credit and would like it to remain excellent. I am somewhat concerened with buying as I don't want to do anything stupid and ruin my credit. Given our situation can anyone with experince or knowledge with <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">home buying</a> give any good advice with our situation in mind? Should we just be patient and wait longer, or take the plung when we move?<br \><br \>15 replies Mon, 27 Jul 2009 01:00:00 GMT http://www.zillow.com/advice-thread/Should-I-buy-now/260892/ 2009-07-27T01:00:00Z WE ARE LOOKING FOR A 2 BDR 2 BATH HOME IN THE WEST END AREA, NEAR SHOPPING, MEDICAL CENTR...$120 http://www.zillow.com/advice-thread/WE-ARE-LOOKING-FOR-A-2-BDR-2-BATH-HOME-IN-THE-WEST-END-AREA-NEAR-SHOPPING-MEDICAL-CENTR-120/242063/ NO MORE THAN $120.00...ATTACHED GARAGE, BASEMENT, ONE FLOOR '<br/>WASHER/DRYER...OPEN FLOOR PLAN WOULD BE NICE.....PREFERABLY&nbsp;<br/>IN QUIET NEIGHBORHOOD, OR SENIOR/ADULT COMMUNITY......<br/>TOWNHOUSE/OR 1ST FLOOR CONDO, WITH MAINTENANCE......CALL<br/>563-583-4729&nbsp;&nbsp;&nbsp;THANK YOU....MARTIN<br/><br \><br \>1 reply Wed, 03 Jun 2009 03:11:00 GMT http://www.zillow.com/advice-thread/WE-ARE-LOOKING-FOR-A-2-BDR-2-BATH-HOME-IN-THE-WEST-END-AREA-NEAR-SHOPPING-MEDICAL-CENTR-120/242063/ 2009-06-03T03:11:00Z Looking for a copy of the book published at the time of the Conesville centennial. http://www.zillow.com/advice-thread/Looking-for-a-copy-of-the-book-published-at-the-time-of-the-Conesville-centennial/231050/ The book contains many family histories.<br \><br \>0 replies Mon, 04 May 2009 20:22:00 GMT http://www.zillow.com/advice-thread/Looking-for-a-copy-of-the-book-published-at-the-time-of-the-Conesville-centennial/231050/ 2009-05-04T20:22:00Z scheduled to close on new construction on Thursday.... http://www.zillow.com/advice-thread/scheduled-to-close-on-new-construction-on-Thursday/213991/ builders standard appliance pkg is Frigidaire--this is spelled out in paperwork.&nbsp; We got an upgrade to stainless steel--but the paperwork doesn't specify brand.&nbsp; They put in stainless Frigidaire dishwasher and stove....but a cheap Goldstar ss microwave.&nbsp; I know the paperwork doesn't specify brand names for the upgrade...but I feel like this is a bait and switch and the builder is trying to get cheap on me.&nbsp; I talked to a local retailer who supplies appliances to builders and they told me that the builders buy lots of these microwaves in bulk when on sale because they get them for around $120.&nbsp; Do I have a leg to stand on if I demand they change out the microwave?&nbsp; In my mind, the mere presence of stainless steel doesn't necessarily result in an "upgrade" if the rest of the product is inferior.<br \><br \>7 replies Mon, 23 Mar 2009 16:39:00 GMT http://www.zillow.com/advice-thread/scheduled-to-close-on-new-construction-on-Thursday/213991/ 2009-03-23T16:39:00Z you & spouse bought home 7 yrs ago Refinanced(4 yrs ago)w/Loan in ONLY husband name.r u 1st x buyer http://www.zillow.com/advice-thread/you-spouse-bought-home-7-yrs-ago-Refinanced-4-yrs-ago-w-Loan-in-ONLY-husband-name-r-u-1st-x-buyer/211678/ you and spouse purchased home 7 yrs ago but when <a href="http://www.zillow.com/refinance/">refinancing</a> (4 yrs ago), <a href="http://www.zillow.com/mortgage/">loan</a> is in ONLY husbands name.&nbsp; are you considered a "1st time home buyer" then?<br \><br \>1 reply Tue, 17 Mar 2009 20:40:00 GMT http://www.zillow.com/advice-thread/you-spouse-bought-home-7-yrs-ago-Refinanced-4-yrs-ago-w-Loan-in-ONLY-husband-name-r-u-1st-x-buyer/211678/ 2009-03-17T20:40:00Z