Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Mesa- AZ http://www.zillow.com/advice/Mesa-AZ/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Can one qualify off of an annunity for a home loan? http://www.zillow.com/advice-thread/Can-one-qualify-off-of-an-annunity-for-a-home-loan/569885/ Good Day,<br/><br/>My question is about qualifying for a home loan with an annuity.&nbsp; How long does the annuity have to say it will pay out for.&nbsp; Is this viewed as your income.&nbsp; What are the guide lines if any for using annuity as ones income.<br/><br/>Thank you for your time.<br/><br/><br \><br \>5 replies Thu, 18 Dec 2014 14:30:00 GMT http://www.zillow.com/advice-thread/Can-one-qualify-off-of-an-annunity-for-a-home-loan/569885/ 2014-12-18T14:30:00Z who do we contact to inquire about a home? http://www.zillow.com/advice-thread/who-do-we-contact-to-inquire-about-a-home/567441/ 3 replies Fri, 21 Nov 2014 14:48:00 GMT http://www.zillow.com/advice-thread/who-do-we-contact-to-inquire-about-a-home/567441/ 2014-11-21T14:48:00Z who do we contact to inquire about a home? http://www.zillow.com/advice-thread/who-do-we-contact-to-inquire-about-a-home/567441/ 3 replies Fri, 21 Nov 2014 14:48:00 GMT http://www.zillow.com/advice-thread/who-do-we-contact-to-inquire-about-a-home/567441/ 2014-11-21T14:48:00Z Short sales & land contracts http://www.zillow.com/advice-thread/Short-sales-land-contracts/553897/ IN AZ, Can you use a land contract ( or land for deed) on a home that is up for Short Sale?<br \><br \>1 reply Sat, 09 Aug 2014 05:13:00 GMT http://www.zillow.com/advice-thread/Short-sales-land-contracts/553897/ 2014-08-09T05:13:00Z I am looking to by middile of 2o15 is it to early to look http://www.zillow.com/advice-thread/I-am-looking-to-by-middile-of-2o15-is-it-to-early-to-look/542549/ I have been working with Lexington law to work on my credit they have been getting things removed I was at about 560 I am now at 620 but more needs to com off I need to look to buy with no down payment because I trust the Lord at his word please let me know I know what I want<br \><br \>9 replies Mon, 26 May 2014 16:00:00 GMT http://www.zillow.com/advice-thread/I-am-looking-to-by-middile-of-2o15-is-it-to-early-to-look/542549/ 2014-05-26T16:00:00Z Why is the SOLD price (with the yellow flag) so low? Is that the real sold price? http://www.zillow.com/advice-thread/Why-is-the-SOLD-price-with-the-yellow-flag-so-low-Is-that-the-real-sold-price/544113/ If those prices are real; I want one!<br \><br \>2 replies Wed, 04 Jun 2014 19:56:00 GMT http://www.zillow.com/advice-thread/Why-is-the-SOLD-price-with-the-yellow-flag-so-low-Is-that-the-real-sold-price/544113/ 2014-06-04T19:56:00Z Chris Langs..... currently 4 years into a reorg bankruptcy - credit scores are in the low 700s. http://www.zillow.com/advice-thread/Chris-Langs-currently-4-years-into-a-reorg-bankruptcy-credit-scores-are-in-the-low-700s/543016/ How long after the bk is completed before we can purchase&nbsp;a new home or refinance our existing home for a better rate? Our loan is now owned by Freddie or Fannie and we are not upside-down.<br \><br \>3 replies Thu, 29 May 2014 00:57:00 GMT http://www.zillow.com/advice-thread/Chris-Langs-currently-4-years-into-a-reorg-bankruptcy-credit-scores-are-in-the-low-700s/543016/ 2014-05-29T00:57:00Z investing in single property vs multi family property http://www.zillow.com/advice-thread/investing-in-single-property-vs-multi-family-property/463239/ <p class="MsoNormal">As you all know I am trying to break into the real estate world. I originally wanted to buy a multi family home because I thought this would be the best way to build wealth/income long term and could afford to buy more properties in the future. During my research someone threw in a view of buying property that I hadn't thought about and it was in favor in buying single-family homes instead of multi families</p><p class="MsoNormal">&nbsp;</p><p class="MsoNormal">What is your opinion in building wealth?</p><p class="MsoNormal">&nbsp;</p><p class="MsoNormal">Is it better to buy a multi family unit and max out with my debit ratio?</p><p class="MsoNormal">&nbsp;</p><p class="MsoNormal">Or</p><p class="MsoNormal">&nbsp;</p><p class="MsoNormal">Maybe buy two single properties for the price of one multi family unit and max out on with my debit ratio?</p><!--EndFragment--><br \><br \>16 replies Tue, 09 Oct 2012 00:02:00 GMT http://www.zillow.com/advice-thread/investing-in-single-property-vs-multi-family-property/463239/ 2012-10-09T00:02:00Z When is the best time to buy? http://www.zillow.com/advice-thread/When-is-the-best-time-to-buy/519794/ I want to buy a home. Im already preapproved. Im seeing some good prices but not anything that I HAVE TO HAVE. I know prices will be rising here soon. How long before prices up? Can I wait until after the Holidays and still find reasonable prices?<br \><br \>12 replies Fri, 22 Nov 2013 18:57:00 GMT http://www.zillow.com/advice-thread/When-is-the-best-time-to-buy/519794/ 2013-11-22T18:57:00Z offer expired http://www.zillow.com/advice-thread/offer-expired/513584/ We placed an offer in Friday. The offer expired yesterday. Does this mean chances are it didn't get accepted? It is&nbsp;wrecking &nbsp;my nerves. I know I should call my realtor but I hate bad news at this point.<br \><br \>3 replies Mon, 30 Sep 2013 20:09:00 GMT http://www.zillow.com/advice-thread/offer-expired/513584/ 2013-09-30T20:09:00Z Fireplace Question http://www.zillow.com/advice-thread/Fireplace-Question/511085/ Is the fireplace at the following location a wood or gas fireplace?&nbsp;<p>533 W Guadalupe RdUNIT 2064, Mesa, AZ 85210<br/>Thank you</p><br \><br \>1 reply Thu, 12 Sep 2013 20:13:00 GMT http://www.zillow.com/advice-thread/Fireplace-Question/511085/ 2013-09-12T20:13:00Z My husband is active duty in Iran. Can I (we) get a VA home loan? http://www.zillow.com/advice-thread/My-husband-is-active-duty-in-Iran-Can-I-we-get-a-VA-home-loan/508654/ 7 replies Mon, 26 Aug 2013 19:20:00 GMT http://www.zillow.com/advice-thread/My-husband-is-active-duty-in-Iran-Can-I-we-get-a-VA-home-loan/508654/ 2013-08-26T19:20:00Z In a short sale if the seller took the appliances but they're listed, can I ask for a credit? http://www.zillow.com/advice-thread/In-a-short-sale-if-the-seller-took-the-appliances-but-they%27re-listed-can-I-ask-for-a-credit/489059/ I'm looking at a short sale in AZ. On the listing it says all appliances included except the washer and dryer; however, the only appliances in the condo were the washer and dryer which makes me feel like it's almost a bait and switch. My realtor said the lender won't approve a loan with absolutely no appliances, which I can't see as true. I'm afraid the bank will remove the washer and dryer and tell me too bad so sad for the rest. Am I able to request a credit for a new kitchen suite and the washer and dryer to stay?<br \><br \>7 replies Mon, 22 Apr 2013 21:38:00 GMT http://www.zillow.com/advice-thread/In-a-short-sale-if-the-seller-took-the-appliances-but-they%27re-listed-can-I-ask-for-a-credit/489059/ 2013-04-22T21:38:00Z how do I find updated homes for sale, most I've checked on has been sold or off the market http://www.zillow.com/advice-thread/how-do-I-find-updated-homes-for-sale-most-I%27ve-checked-on-has-been-sold-or-off-the-market/490229/ looking for updated homes for sale in Mesa, Az area..would like to find FSBO if any<br \><br \>6 replies Tue, 30 Apr 2013 17:46:00 GMT http://www.zillow.com/advice-thread/how-do-I-find-updated-homes-for-sale-most-I%27ve-checked-on-has-been-sold-or-off-the-market/490229/ 2013-04-30T17:46:00Z Are there any duplexes in this area? http://www.zillow.com/advice-thread/Are-there-any-duplexes-in-this-area/485535/ Where are there some duplexes in Mesa?<br/><br \><br \>3 replies Sat, 30 Mar 2013 17:21:00 GMT http://www.zillow.com/advice-thread/Are-there-any-duplexes-in-this-area/485535/ 2013-03-30T17:21:00Z Is it possible to walk away from purchasing a home if you are having second thoughts? http://www.zillow.com/advice-thread/Is-it-possible-to-walk-away-from-purchasing-a-home-if-you-are-having-second-thoughts/480887/ My husband and I are in the process of purchasing a short sale home. We are first time home buyers, and didn't realize what we were getting into with a short sale. We waited for months before hearing back from the seller's bank for approval. We received approval and have paid our earnest deposit. We are currently getting approval for an FHA loan, but the monthly mortgage payment estimates they have given us are much higher than we originally budgeted and planned for. Apparently the FHA loan requires some extra insurance that we didn't plan on paying. We will barely be able to scrape by each month, and we are thinking maybe it would be best to stay in a rental apartment for now until we have saved up enough for a larger down payment and can get a conventional loan.<br/><br/>Any help on what our options are? Is it possible for us to change our minds at this point? Thank you<br \><br \>13 replies Fri, 01 Mar 2013 17:07:00 GMT http://www.zillow.com/advice-thread/Is-it-possible-to-walk-away-from-purchasing-a-home-if-you-are-having-second-thoughts/480887/ 2013-03-01T17:07:00Z How much employment history do I need? http://www.zillow.com/advice-thread/How-much-employment-history-do-I-need/418638/ I discharged from the military in 2009, and since a few months ago I have been unemployed and receiving unemployment. I wanted to know how much work history would I need to get a home loan from the VA or a bank. My credit score is in the high 600's and the ONLY debt I have is $1500 left on my car. Also what are some of the incentives/programs out there, for first time home owners in AZ.<br \><br \>4 replies Sun, 09 Oct 2011 21:28:00 GMT http://www.zillow.com/advice-thread/How-much-employment-history-do-I-need/418638/ 2011-10-09T21:28:00Z Does the market look like its stabilizing? http://www.zillow.com/advice-thread/Does-the-market-look-like-its-stabilizing/385924/ 31 replies Fri, 11 Feb 2011 20:34:00 GMT http://www.zillow.com/advice-thread/Does-the-market-look-like-its-stabilizing/385924/ 2011-02-11T20:34:00Z Is the market stabilizing? http://www.zillow.com/advice-thread/Is-the-market-stabilizing/387296/ Yes it appears to be stabilizing.&nbsp; Over the last 3 weeks the Active listing count in our Arizona Regional MLS has decreased by about 5% while our listings which are pending has increased by about 10%.&nbsp; So we have inventory decreasing and demand increasing.&nbsp;&nbsp; Now I am only looking at data for 2011 though if we continue with this trend, especially moving into the historically busy part of this year, we should start to see a stablization in prices.<br \><br \>27 replies Thu, 17 Feb 2011 17:15:00 GMT http://www.zillow.com/advice-thread/Is-the-market-stabilizing/387296/ 2011-02-17T17:15:00Z How do you return to your search after viewing a property? http://www.zillow.com/advice-thread/How-do-you-return-to-your-search-after-viewing-a-property/386181/ After looking at a property's details I can't get back to my search area without having to load all my criteria again is their a simplier way?<br \><br \>0 replies Sat, 12 Feb 2011 17:52:00 GMT http://www.zillow.com/advice-thread/How-do-you-return-to-your-search-after-viewing-a-property/386181/ 2011-02-12T17:52:00Z