Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Athens- GA http://www.zillow.com/advice/Athens-GA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Is there section on this website that has lease to purchase homes? http://www.zillow.com/advice-thread/Is-there-section-on-this-website-that-has-lease-to-purchase-homes/541567/ 1 reply Mon, 19 May 2014 23:22:00 GMT http://www.zillow.com/advice-thread/Is-there-section-on-this-website-that-has-lease-to-purchase-homes/541567/ 2014-05-19T23:22:00Z 2 years income for mortgage w/cosigner http://www.zillow.com/advice-thread/2-years-income-for-mortgage-w-cosigner/459309/ My husband and I have been renting for a long time now and are considering buying a home after my graduation in December and I have landed a job. He has been working for 5 years, great credit, and we will have roughly 10% down payment. I have heard that you have to have 2 years income in order to qualify for a mortgage. My question is this: if I start working in January, not having 2 years income, can I co-sign on his loan and have my current income count towards our combined debt-to-income ratio? Or, will I also need 2 years income in order to cosign on the loan, in order to qualify for a larger mortgage?<br \><br \>2 replies Mon, 10 Sep 2012 13:51:00 GMT http://www.zillow.com/advice-thread/2-years-income-for-mortgage-w-cosigner/459309/ 2012-09-10T13:51:00Z Looking for an buyer agent http://www.zillow.com/advice-thread/Looking-for-an-buyer-agent/367522/ Looking for a buyer's agent to purchase rental properties in UGA.<br \><br \>8 replies Thu, 23 Sep 2010 20:42:00 GMT http://www.zillow.com/advice-thread/Looking-for-an-buyer-agent/367522/ 2010-09-23T20:42:00Z Homebuyer Trends ... how do you compare? http://www.zillow.com/advice-thread/Homebuyer-Trends-how-do-you-compare/356406/ <p>Below are a few statistics about homebuyers, according to&nbsp;NAR.&nbsp; How does/did your home search compare with the national statistics below?</p><ul><li><em>Average homebuyer searches 12 weeks and looks at 12 homes before making a decision.</em></li></ul><ul><li><em>47% of recent purchases were by 1st-time homebuyers, with 53% being from repeat buyers.</em></li></ul><ul><li><em>90% of homebuyers used internet to search for homes, often times even driving by selected properties, before contacting a professional to help.</em></li></ul><br \><br \>6 replies Sun, 04 Jul 2010 12:25:00 GMT http://www.zillow.com/advice-thread/Homebuyer-Trends-how-do-you-compare/356406/ 2010-07-04T12:25:00Z why is the newly-announced $6500 tax credit only for people that have owned their home 5 of 8 years? http://www.zillow.com/advice-thread/why-is-the-newly-announced-6500-tax-credit-only-for-people-that-have-owned-their-home-5-of-8-years/295228/ Both the house and senate have agreed to extend the $8000 <a href="http://atlasrealestateadvisors.com/residential-blog/2009/03/8000-first-time-buyer-tax-credit-please.html" rel="nofollow">first-time homebuyer tax credit</a> through May 1st, 2010. In addition, ANY homeowner that's lived in their home for 5 of the past 8 years can now also claim a $6,500 rebate as well. <br/>This is big news for those of us in the real estate community, as this credit seems to be the driving motivation behind a large percentage of recent home-buying decisions.&nbsp; But, has anyone heard an explanation why the "must have owned for 5 of the past 8 years" requirement is attached to the $6500?<br \><br \>66 replies Fri, 06 Nov 2009 20:46:00 GMT http://www.zillow.com/advice-thread/why-is-the-newly-announced-6500-tax-credit-only-for-people-that-have-owned-their-home-5-of-8-years/295228/ 2009-11-06T20:46:00Z Informative Video from BankRate.com Explains the $8000 Tax Credit Clearly http://www.zillow.com/advice-thread/Informative-Video-from-BankRate-com-Explains-the-8000-Tax-Credit-Clearly/324813/ <p>The acting on the video is not the best, but the information provided answers most of the major questions that I've heard about the $6500 and $8000 tax credits offered to homebuyers.&nbsp; View the online video tutorial here: <a href="http://taxcreditforbuyers.com/" rel="nofollow">http://TaxCreditForBuyers.com</a></p><br \><br \>0 replies Mon, 15 Feb 2010 11:44:00 GMT http://www.zillow.com/advice-thread/Informative-Video-from-BankRate-com-Explains-the-8000-Tax-Credit-Clearly/324813/ 2010-02-15T11:44:00Z What Athens, GA Homebuyers Want in 2010... http://www.zillow.com/advice-thread/What-Athens-GA-Homebuyers-Want-in-2010/320956/ <p>According to a recent survey by Paul Cardis, CEO of Avid Ratings, which conducts an annual survey of buyer preferences, homebuyers most frequently noted these must-haves in new homes:</p><ul><li>Large kitchens with islands</li><li>Energy efficiency, including energy-efficient appliances, super insulation, and high-efficiency windows.</li><li>Home offices</li><li>Main-floor master suite</li><li>Outdoor living space</li><li>Ceiling fans</li><li>Soaking tub in the master suite and/or an oversize shower with a seating area</li><li>Stone and brick exteriors rather than stucco or vinyl</li><li>Community walking paths and playgrounds</li><li>Two-car garages, but three-car garages are even more desirable</li></ul><p>While this is a national survey, I've seen much of the same in Athens, GA <a href="http://www.zillow.com">real estate</a> searches. A few other attributes that I've seen locally that were not mentioned in the above survey are: 1) location in proximity to UGA 2) quality public school systems &hellip; Oconee County and Jefferson City schools are requested most often 3) fireplaces 4) open floorplans and 5) GOOD DEALS!</p><p>What other home attributes would you define as must-haves if you were considering a purchase in 2010?</p><br \><br \>0 replies Tue, 02 Feb 2010 13:36:00 GMT http://www.zillow.com/advice-thread/What-Athens-GA-Homebuyers-Want-in-2010/320956/ 2010-02-02T13:36:00Z I am a first time buyer and I am interested in buying a foreclosed home. My credit store is good. http://www.zillow.com/advice-thread/I-am-a-first-time-buyer-and-I-am-interested-in-buying-a-foreclosed-home-My-credit-store-is-good/316004/ I am trying to pay around 650 a month for payment, insurance and all. I need a 3+ bedroom/2+ bathroom.<br \><br \>12 replies Mon, 18 Jan 2010 18:03:00 GMT http://www.zillow.com/advice-thread/I-am-a-first-time-buyer-and-I-am-interested-in-buying-a-foreclosed-home-My-credit-store-is-good/316004/ 2010-01-18T18:03:00Z Can the $6,500 credit be used for buying a second house that will be eventually moved into? http://www.zillow.com/advice-thread/Can-the-6-500-credit-be-used-for-buying-a-second-house-that-will-be-eventually-moved-into/295387/ We have purchased a "future" retirement home, Jan 2009.&nbsp; We have not moved in yet, and our time line was 1-2 years before moving from our current home to retirement home.&nbsp; Can we still take advantage of the credit?<br \><br \>2 replies Sat, 07 Nov 2009 04:40:00 GMT http://www.zillow.com/advice-thread/Can-the-6-500-credit-be-used-for-buying-a-second-house-that-will-be-eventually-moved-into/295387/ 2009-11-07T04:40:00Z I'm trying to utilize the myestimate tool, but it doesn't seem be working what's up? http://www.zillow.com/advice-thread/I%27m-trying-to-utilize-the-myestimate-tool-but-it-doesn%27t-seem-be-working-what%27s-up/289543/ The option doesn't show up anywhere. I've tried three different browsers, logged in/logged out, different homes. what's the deal?<br \><br \>3 replies Mon, 19 Oct 2009 00:54:00 GMT http://www.zillow.com/advice-thread/I%27m-trying-to-utilize-the-myestimate-tool-but-it-doesn%27t-seem-be-working-what%27s-up/289543/ 2009-10-19T00:54:00Z First Time Home Buyers, Tax Credits and When to Buy http://www.zillow.com/advice-thread/First-Time-Home-Buyers-Tax-Credits-and-When-to-Buy/231905/ If you are a potential <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">first time home buyer</a>, what is your time frame in which to buy? Does the cut off date on the $8k tax credit impact your thinking, i.e. buying in May versus the fall near the cut off for the tax credit.<br \><br \>23 replies Wed, 06 May 2009 17:05:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyers-Tax-Credits-and-When-to-Buy/231905/ 2009-05-06T17:05:00Z First Time Home Buyers and First Purchase Timing http://www.zillow.com/advice-thread/First-Time-Home-Buyers-and-First-Purchase-Timing/226939/ If you are a <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">First Time Home Buyer</a> "to-be," what is your main impediment to buying at this time? &nbsp;What factors would motivate your or allow you to move forward with a home purchase?<br \><br \>12 replies Thu, 23 Apr 2009 01:34:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyers-and-First-Purchase-Timing/226939/ 2009-04-23T01:34:00Z Pending Home Sales and Affordability Rise http://www.zillow.com/advice-thread/Pending-Home-Sales-and-Affordability-Rise/231899/ According to the NAR, pending home sales and affordability of homes has increased. If you are a <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">first time home buyer</a>, do you feel that "affordability" has finally become a reality for you or are you still waiting to buy?<br \><br \>21 replies Wed, 06 May 2009 16:57:00 GMT http://www.zillow.com/advice-thread/Pending-Home-Sales-and-Affordability-Rise/231899/ 2009-05-06T16:57:00Z Eco-friendly homes for sale http://www.zillow.com/advice-thread/Eco-friendly-homes-for-sale/231901/ Two part discussion question.&nbsp; When you buy your next home (or first), do you intend on buying a "green" home?&nbsp; Also, do you find it easy to discern where "green" homes are listed for sale? (i.e. is it difficult to determine what is "green" and what is not in looking at homes for sale)<br \><br \>0 replies Wed, 06 May 2009 17:01:00 GMT http://www.zillow.com/advice-thread/Eco-friendly-homes-for-sale/231901/ 2009-05-06T17:01:00Z