http://www.zillow.com/advice/Upper-East-Side-Manhattan-New-York-NY/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate http://www.zillow.com/advice-thread/I-want-to-delete-own-estimate/289388/ 1 reply Sun, 18 Oct 2009 16:08:00 GMT http://www.zillow.com/advice-thread/I-want-to-delete-own-estimate/289388/ 2009-10-18T16:08:00Z http://www.zillow.com/advice-thread/NYC-Coop-Purchasing-Process/271000/ Hi people - first time buyer in NYC and am really confused. I plan to ask my lawyer tomorrow to discuss but woudl really like some of your insight on this board.<br/><br/>1. The contract for the coop says that my <a href="http://www.zillow.com/mortgage/">loan</a> contingency is 30 days. Is that a bit too short?<br/>2. Should I have some kind of board approval contingency as well?<br/>3. If I get the bank commitment letter but somehow the bank still couldn't get a loan, do I still get my deposit (70K) back? <br/>4. Downpay is roughly 180K and loan is 500K. After downpay, I will have about 20K left as liquid <a href="http://www.zillow.com/mortgage-glossary/Assets/">assets</a> in the form of stocks from my brokerage firm. For the bank, is that enough money to get the loan? <br/>5. The board requires more liquid assets. Is it ok to get a gift from the parents?<br/><br/>As you can see I am just worried that if everything doesn't work out, I will not get my deposit back. If you have any suggestions or input, I'd greatly appreciate it! Thanks!!!<br \><br \>0 replies Sun, 23 Aug 2009 14:22:00 GMT http://www.zillow.com/advice-thread/NYC-Coop-Purchasing-Process/271000/ 2009-08-23T14:22:00Z