Zillow Advice RSS: Question-Discussion-Guide,Home Buying,MI http://www.zillow.com/advice/MI/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate HOW DO I REDUCE MY SEARCH AREA? SO THAT I AM ONLY GETTING EMAILS FROM THE AREAS I'M INTERESTED IN? http://www.zillow.com/advice-thread/HOW-DO-I-REDUCE-MY-SEARCH-AREA-SO-THAT-I-AM-ONLY-GETTING-EMAILS-FROM-THE-AREAS-I%27M-INTERESTED-IN/576934/ 2 replies Wed, 25 Feb 2015 13:54:00 GMT http://www.zillow.com/advice-thread/HOW-DO-I-REDUCE-MY-SEARCH-AREA-SO-THAT-I-AM-ONLY-GETTING-EMAILS-FROM-THE-AREAS-I%27M-INTERESTED-IN/576934/ 2015-02-25T13:54:00Z Am I responsible for the full year of property taxes, if I am closing a home in May? http://www.zillow.com/advice-thread/Am-I-responsible-for-the-full-year-of-property-taxes-if-I-am-closing-a-home-in-May/440790/ My escrow fees at the closing are the full year's amount of taxes. Why am I responsible for months that i did not own it?<br \><br \>5 replies Sun, 29 Apr 2012 10:36:00 GMT http://www.zillow.com/advice-thread/Am-I-responsible-for-the-full-year-of-property-taxes-if-I-am-closing-a-home-in-May/440790/ 2012-04-29T10:36:00Z I only want to see home listings for sale in Jenison, Michigan 49428. http://www.zillow.com/advice-thread/I-only-want-to-see-home-listings-for-sale-in-Jenison-Michigan-49428/577024/ I keep getting listings from all over michigan. How do I get these listings to stop??<br \><br \>1 reply Thu, 26 Feb 2015 04:41:00 GMT http://www.zillow.com/advice-thread/I-only-want-to-see-home-listings-for-sale-in-Jenison-Michigan-49428/577024/ 2015-02-26T04:41:00Z That should I offer http://www.zillow.com/advice-thread/That-should-I-offer/576710/ I'm looking at a house that is listed for 169,000 the house as build in 1997 and a very nice area. The house needs a new roof and windows and just a few minor other things. How low should i make a offer?<br \><br \>7 replies Mon, 23 Feb 2015 19:55:00 GMT http://www.zillow.com/advice-thread/That-should-I-offer/576710/ 2015-02-23T19:55:00Z That should I offer http://www.zillow.com/advice-thread/That-should-I-offer/576710/ I'm looking at a house that is listed for 169,000 the house as build in 1997 and a very nice area. The house needs a new roof and windows and just a few minor other things. How low should i make a offer?<br \><br \>7 replies Mon, 23 Feb 2015 19:55:00 GMT http://www.zillow.com/advice-thread/That-should-I-offer/576710/ 2015-02-23T19:55:00Z VA Appraisal came in low, seller to reduce, contract price?? http://www.zillow.com/advice-thread/VA-Appraisal-came-in-low-seller-to-reduce-contract-price/397580/ <p>List was 146,900<br/>Got them to do $140K<br/><br/>Needed $140K<br/>Seller to pay 3%<br/>Appraisal came back at $130K<br/>We got seller down to $130,800<br/>We are paying closing cost...(around $3600)<br/>Plus we have to pay the $800 difference,from $130K</p><p>Now, the new contract write up is going to show that we are purchasing it for<br/>$130,800, and I was telling my realtor that the contract needs to show<br/>$130K, and that we will bring the extra $800 to the table, otherwise I believe the<br/>loan will not go forward, because it needs to show $130K, not $130,800.<br/>I could have sworn that is what USAA was telling me. They are closed and I cant call them right now...so maybe some one out there knows.</p><br \><br \>7 replies Wed, 04 May 2011 04:19:00 GMT http://www.zillow.com/advice-thread/VA-Appraisal-came-in-low-seller-to-reduce-contract-price/397580/ 2011-05-04T04:19:00Z VA Appraisal came in low, seller to reduce, contract price?? http://www.zillow.com/advice-thread/VA-Appraisal-came-in-low-seller-to-reduce-contract-price/397580/ <p>List was 146,900<br/>Got them to do $140K<br/><br/>Needed $140K<br/>Seller to pay 3%<br/>Appraisal came back at $130K<br/>We got seller down to $130,800<br/>We are paying closing cost...(around $3600)<br/>Plus we have to pay the $800 difference,from $130K</p><p>Now, the new contract write up is going to show that we are purchasing it for<br/>$130,800, and I was telling my realtor that the contract needs to show<br/>$130K, and that we will bring the extra $800 to the table, otherwise I believe the<br/>loan will not go forward, because it needs to show $130K, not $130,800.<br/>I could have sworn that is what USAA was telling me. They are closed and I cant call them right now...so maybe some one out there knows.</p><br \><br \>7 replies Wed, 04 May 2011 04:19:00 GMT http://www.zillow.com/advice-thread/VA-Appraisal-came-in-low-seller-to-reduce-contract-price/397580/ 2011-05-04T04:19:00Z I realy dont have bad creidt. i dont have any at all What steps should i take before buying a home http://www.zillow.com/advice-thread/I-realy-dont-have-bad-creidt-i-dont-have-any-at-all-What-steps-should-i-take-before-buying-a-home/576181/ 3 replies Wed, 18 Feb 2015 19:23:00 GMT http://www.zillow.com/advice-thread/I-realy-dont-have-bad-creidt-i-dont-have-any-at-all-What-steps-should-i-take-before-buying-a-home/576181/ 2015-02-18T19:23:00Z I realy dont have bad creidt. i dont have any at all What steps should i take before buying a home http://www.zillow.com/advice-thread/I-realy-dont-have-bad-creidt-i-dont-have-any-at-all-What-steps-should-i-take-before-buying-a-home/576181/ 3 replies Wed, 18 Feb 2015 19:23:00 GMT http://www.zillow.com/advice-thread/I-realy-dont-have-bad-creidt-i-dont-have-any-at-all-What-steps-should-i-take-before-buying-a-home/576181/ 2015-02-18T19:23:00Z Unethical Sale of a Foreclosed Home??? http://www.zillow.com/advice-thread/Unethical-Sale-of-a-Foreclosed-Home/371326/ I'm a first time homebuyer and not positive on the process of purchasing but feel that I was just screwed out of a sale.<br/><br/>The first realtor I was working with when I made an offer on a home informed me that my offer went in on a Monday and if anyone else made an offer that day then it would turn into a highest/best bid war.&nbsp; She told me that if someone made on offer on Tuesday the bank wouldn't know what the offer is until they finish wheelin and dealin with me.&nbsp; I was basically told they would have to negotiate, accept or deny my offer and if they denied it, then they could go to the next offer available.<br/><br/>Now the second realtor I was working with explained it a little differently.&nbsp; She basically told me that anyone can put an offer in at anytime and the bank can make me wait for an answer in hopes that a better offer comes along.<br/><br/>So I made an offer on a home, my offer was the only one put in that day.&nbsp; However, several days later I still hadn't heard from the bank and someone else put in an offer so they came back and gave us both 24 hours for highest and best offer.&nbsp; Well turns out my offer was highest and best but they wanted to continue negotiating with me so they counter offered my highest best offer.&nbsp; I counter offered once more waiting 3 weeks for a response to only find out that after I had the highest and best offer, they continued negotiating with the other party as well, ultimately selling them the home.&nbsp; I wasn't even aware that there was competition so to speak because I was informed I had the highest and best offer and negotiations would now be just between myself and the bank.<br/><br/>And just to keep in mind, this was in regards to a foreclosed home, it was not a short sale.<br/><br/>I'm sorry this is so long, but if someone could please clarify the process and if I have any legal rights in this situation I would greatly appreciate it.<br \><br \>10 replies Thu, 14 Oct 2010 22:12:00 GMT http://www.zillow.com/advice-thread/Unethical-Sale-of-a-Foreclosed-Home/371326/ 2010-10-14T22:12:00Z Unethical Sale of a Foreclosed Home??? http://www.zillow.com/advice-thread/Unethical-Sale-of-a-Foreclosed-Home/371326/ I'm a first time homebuyer and not positive on the process of purchasing but feel that I was just screwed out of a sale.<br/><br/>The first realtor I was working with when I made an offer on a home informed me that my offer went in on a Monday and if anyone else made an offer that day then it would turn into a highest/best bid war.&nbsp; She told me that if someone made on offer on Tuesday the bank wouldn't know what the offer is until they finish wheelin and dealin with me.&nbsp; I was basically told they would have to negotiate, accept or deny my offer and if they denied it, then they could go to the next offer available.<br/><br/>Now the second realtor I was working with explained it a little differently.&nbsp; She basically told me that anyone can put an offer in at anytime and the bank can make me wait for an answer in hopes that a better offer comes along.<br/><br/>So I made an offer on a home, my offer was the only one put in that day.&nbsp; However, several days later I still hadn't heard from the bank and someone else put in an offer so they came back and gave us both 24 hours for highest and best offer.&nbsp; Well turns out my offer was highest and best but they wanted to continue negotiating with me so they counter offered my highest best offer.&nbsp; I counter offered once more waiting 3 weeks for a response to only find out that after I had the highest and best offer, they continued negotiating with the other party as well, ultimately selling them the home.&nbsp; I wasn't even aware that there was competition so to speak because I was informed I had the highest and best offer and negotiations would now be just between myself and the bank.<br/><br/>And just to keep in mind, this was in regards to a foreclosed home, it was not a short sale.<br/><br/>I'm sorry this is so long, but if someone could please clarify the process and if I have any legal rights in this situation I would greatly appreciate it.<br \><br \>10 replies Thu, 14 Oct 2010 22:12:00 GMT http://www.zillow.com/advice-thread/Unethical-Sale-of-a-Foreclosed-Home/371326/ 2010-10-14T22:12:00Z Michigan Transfer Tax Question: Who is the seller in this situation? http://www.zillow.com/advice-thread/Michigan-Transfer-Tax-Question-Who-is-the-seller-in-this-situation/534585/ I am buying a new construction home from a builder directly (i am not using a real estate agent). However, I am not using the builder's mortgage company. &nbsp;In my understanding, the builder would pay the transfer taxes (i.e. the seller). &nbsp;Thus I would not be quoted the transfer taxes through my other mortgage company.<br/><br/>Is my understanding correct? &nbsp; &nbsp; (Or is the mortgage company/lender considered the "seller"?)<br \><br \>6 replies Mon, 31 Mar 2014 20:49:00 GMT http://www.zillow.com/advice-thread/Michigan-Transfer-Tax-Question-Who-is-the-seller-in-this-situation/534585/ 2014-03-31T20:49:00Z Michigan Transfer Tax Question: Who is the seller in this situation? http://www.zillow.com/advice-thread/Michigan-Transfer-Tax-Question-Who-is-the-seller-in-this-situation/534585/ I am buying a new construction home from a builder directly (i am not using a real estate agent). However, I am not using the builder's mortgage company. &nbsp;In my understanding, the builder would pay the transfer taxes (i.e. the seller). &nbsp;Thus I would not be quoted the transfer taxes through my other mortgage company.<br/><br/>Is my understanding correct? &nbsp; &nbsp; (Or is the mortgage company/lender considered the "seller"?)<br \><br \>6 replies Mon, 31 Mar 2014 20:49:00 GMT http://www.zillow.com/advice-thread/Michigan-Transfer-Tax-Question-Who-is-the-seller-in-this-situation/534585/ 2014-03-31T20:49:00Z Detroit Land Contracts for sale that allow for sell/sub-lease http://www.zillow.com/advice-thread/Detroit-Land-Contracts-for-sale-that-allow-for-sell-sub-lease/575285/ I am looking for Detroit properties for sale by land contract&nbsp; with no deposit up front where the seller will allow the buyer to sub-lease to a regular or section 8 tenant as means to pay back original seller. {Contact information removed by Zillow moderator}<br \><br \>2 replies Tue, 10 Feb 2015 23:50:00 GMT http://www.zillow.com/advice-thread/Detroit-Land-Contracts-for-sale-that-allow-for-sell-sub-lease/575285/ 2015-02-10T23:50:00Z Detroit Land Contracts for sale that allow for sell/sub-lease http://www.zillow.com/advice-thread/Detroit-Land-Contracts-for-sale-that-allow-for-sell-sub-lease/575285/ I am looking for Detroit properties for sale by land contract&nbsp; with no deposit up front where the seller will allow the buyer to sub-lease to a regular or section 8 tenant as means to pay back original seller. {Contact information removed by Zillow moderator}<br \><br \>2 replies Tue, 10 Feb 2015 23:50:00 GMT http://www.zillow.com/advice-thread/Detroit-Land-Contracts-for-sale-that-allow-for-sell-sub-lease/575285/ 2015-02-10T23:50:00Z it seems like there are alot of homes foreclosed how do i get started on getting involved in buying http://www.zillow.com/advice-thread/it-seems-like-there-are-alot-of-homes-foreclosed-how-do-i-get-started-on-getting-involved-in-buying/575024/ 8 replies Mon, 09 Feb 2015 00:12:00 GMT http://www.zillow.com/advice-thread/it-seems-like-there-are-alot-of-homes-foreclosed-how-do-i-get-started-on-getting-involved-in-buying/575024/ 2015-02-09T00:12:00Z it seems like there are alot of homes foreclosed how do i get started on getting involved in buying http://www.zillow.com/advice-thread/it-seems-like-there-are-alot-of-homes-foreclosed-how-do-i-get-started-on-getting-involved-in-buying/575024/ 8 replies Mon, 09 Feb 2015 00:12:00 GMT http://www.zillow.com/advice-thread/it-seems-like-there-are-alot-of-homes-foreclosed-how-do-i-get-started-on-getting-involved-in-buying/575024/ 2015-02-09T00:12:00Z Looking for reviews for Tony VanOyen builders in South Lyon, MI http://www.zillow.com/advice-thread/Looking-for-reviews-for-Tony-VanOyen-builders-in-South-Lyon-MI/574761/ We are looking at the "Lakeside estates north"/"Arbors of lyon" communities in South Lyon, MI. How are these communities ? Also, how reputed are the builders (Tony VanOyen builders) ? Any information is greatly appreciated.<br \><br \>1 reply Fri, 06 Feb 2015 16:38:00 GMT http://www.zillow.com/advice-thread/Looking-for-reviews-for-Tony-VanOyen-builders-in-South-Lyon-MI/574761/ 2015-02-06T16:38:00Z Looking for reviews for Tony VanOyen builders in South Lyon, MI http://www.zillow.com/advice-thread/Looking-for-reviews-for-Tony-VanOyen-builders-in-South-Lyon-MI/574761/ We are looking at the "Lakeside estates north"/"Arbors of lyon" communities in South Lyon, MI. How are these communities ? Also, how reputed are the builders (Tony VanOyen builders) ? Any information is greatly appreciated.<br \><br \>1 reply Fri, 06 Feb 2015 16:38:00 GMT http://www.zillow.com/advice-thread/Looking-for-reviews-for-Tony-VanOyen-builders-in-South-Lyon-MI/574761/ 2015-02-06T16:38:00Z anyone help? http://www.zillow.com/advice-thread/anyone-help/574536/ I'm Trying to buy a home in MI where I live, but I work in Pennsylvania 2 weeks and get a week off that's my schedule. But I am being told I can't buy a house as a primary resident. Is there anything I can do!?<br \><br \>3 replies Wed, 04 Feb 2015 19:53:00 GMT http://www.zillow.com/advice-thread/anyone-help/574536/ 2015-02-04T19:53:00Z