Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Amherst- NY http://www.zillow.com/advice/Amherst-NY/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Trying to rebuild my credit after a divorce... ? http://www.zillow.com/advice-thread/Trying-to-rebuild-my-credit-after-a-divorce/541737/ I am arguing one debt on my credit report, but my credit went below 500. We want to buy a house and I have had a good rental history for years. One of my student loans went into default and dropped it significantly. Any suggestions?<br \><br \>1 reply Tue, 20 May 2014 23:06:00 GMT http://www.zillow.com/advice-thread/Trying-to-rebuild-my-credit-after-a-divorce/541737/ 2014-05-20T23:06:00Z can you backup from an offer, if the seller has not signed the contract yet http://www.zillow.com/advice-thread/can-you-backup-from-an-offer-if-the-seller-has-not-signed-the-contract-yet/500270/ I made an offer and payed a deposit for sale by owner home. However, after I had a second look at the home, I realized that the price is about 3-5% higher than it should be for such property. What should I do ? Can I get my deposit or renegotite the price. Tthe contract was offered to the owner. However, he has not signed it yet. Thank you.<br \><br \>9 replies Thu, 04 Jul 2013 02:51:00 GMT http://www.zillow.com/advice-thread/can-you-backup-from-an-offer-if-the-seller-has-not-signed-the-contract-yet/500270/ 2013-07-04T02:51:00Z Question about tax rate http://www.zillow.com/advice-thread/Question-about-tax-rate/507604/ Hi,<br/>I'm an international student who is considering buying an apartment near University at Buffalo. I heard I have to pay some kind of tax if I own a house in the US, so how much money am I expecting to pay if I buy an apartment with the price range of 80k-100k? Thank you.<br \><br \>1 reply Mon, 19 Aug 2013 18:19:00 GMT http://www.zillow.com/advice-thread/Question-about-tax-rate/507604/ 2013-08-19T18:19:00Z What can I do to get more (or better) quotes for my loan request ZR-GYYMTZF? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-GYYMTZF/505732/ 1 reply Wed, 07 Aug 2013 19:13:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-GYYMTZF/505732/ 2013-08-07T19:13:00Z Sellers responsibilities of disclosure http://www.zillow.com/advice-thread/Sellers-responsibilities-of-disclosure/496548/ I purchased a home in October and in December realized 6 windows ( 3 upstairs and the 3 below) were rotted out. I also found he had tried to simply fill one of the windows with caulk to fix it. I couldn't even open several of the windows because they were so bad and the home inspector missed this. Also the other windows rotted in the corner all the way to the outside metal frame causing a home the about 2" big. What does this fall under as far as non disclosure because it cost me $7500 to replace them and I plan to write the former owner a letter asking for payment and if not we will go to court. He also said no to any standing water or grading issues and my yard is a swamp and that will be another $4000 Thanks Geoff<br \><br \>5 replies Tue, 11 Jun 2013 16:25:00 GMT http://www.zillow.com/advice-thread/Sellers-responsibilities-of-disclosure/496548/ 2013-06-11T16:25:00Z What are the buyer rights in NY state when a seller does not comply with PINA? http://www.zillow.com/advice-thread/What-are-the-buyer-rights-in-NY-state-when-a-seller-does-not-comply-with-PINA/402614/ I had given an offer on an house in Amherst NY in April 2011 with a 60 day closing which the seller accepted but she wanted to extend the closing to another 3 weeks to end of June 2011.&nbsp; We did not have a problem with this.&nbsp; Now that our mortgage has been approved and we are asking for closing, the seller has said that she will not be able to do the chimney repair at her expense as she had initially agreed to in the contract.&nbsp; Instead she said she will give us $1000 as closing credit&nbsp;to get this repaired by the buyers.&nbsp; The issue is that, when I researched chimney repair and got quotes from BBB approved and bonded companies - the cost of this repair will be almost $5000 and we will need permit from the city.&nbsp; The seller is appalled by this quote and is now saying that she is willing to split the cost with us since the original company who gave the quote for $1000 is unresponsive.&nbsp; What is the best course of action in this situation?<br \><br \>3 replies Fri, 10 Jun 2011 17:31:00 GMT http://www.zillow.com/advice-thread/What-are-the-buyer-rights-in-NY-state-when-a-seller-does-not-comply-with-PINA/402614/ 2011-06-10T17:31:00Z On final walk-through, there was dried raw sewage in the crawl space previously not there? Options? http://www.zillow.com/advice-thread/On-final-walk-through-there-was-dried-raw-sewage-in-the-crawl-space-previously-not-there-Options/372504/ During the home inspection it was not there.&nbsp; Is it reasonable to ask seller to investigate and fix the problem?<br \><br \>21 replies Mon, 25 Oct 2010 02:04:00 GMT http://www.zillow.com/advice-thread/On-final-walk-through-there-was-dried-raw-sewage-in-the-crawl-space-previously-not-there-Options/372504/ 2010-10-25T02:04:00Z what happen to the mapping feature of zillow, http://www.zillow.com/advice-thread/what-happen-to-the-mapping-feature-of-zillow/342951/ where u can see the prices for the houses on the entire street?<br \><br \>1 reply Sun, 11 Apr 2010 13:43:00 GMT http://www.zillow.com/advice-thread/what-happen-to-the-mapping-feature-of-zillow/342951/ 2010-04-11T13:43:00Z Where does ZILLOW information come from? http://www.zillow.com/advice-thread/Where-does-ZILLOW-information-come-from/342538/ I just bought a house and&nbsp;now on Zillow my&nbsp;house and the house 2 doors down show as having been recently sold for the same price and on the same date. Some how my name has been transposed on this other house. Now I am getting some junk mall saying I am the new owner of this other house. I need to correct this error from the source. Please HELP!<br \><br \>0 replies Fri, 09 Apr 2010 19:03:00 GMT http://www.zillow.com/advice-thread/Where-does-ZILLOW-information-come-from/342538/ 2010-04-09T19:03:00Z Location of housing a problem? http://www.zillow.com/advice-thread/Location-of-housing-a-problem/337533/ I'm looking to purchase a home in Amherst, NY. The house is located infront of a low-income apartment complex, can this effect the resale value of the home? The house is one of the best in the neighborhood, but I'm afraid of the location to this complex, its literally on the other side of the fence!<br/>How much of an effect on value does this make?<br \><br \>0 replies Thu, 25 Mar 2010 17:17:00 GMT http://www.zillow.com/advice-thread/Location-of-housing-a-problem/337533/ 2010-03-25T17:17:00Z How can i tell how long a house was for sale before it sold and if so who was the broker? http://www.zillow.com/advice-thread/How-can-i-tell-how-long-a-house-was-for-sale-before-it-sold-and-if-so-who-was-the-broker/312538/ 0 replies Thu, 07 Jan 2010 13:51:00 GMT http://www.zillow.com/advice-thread/How-can-i-tell-how-long-a-house-was-for-sale-before-it-sold-and-if-so-who-was-the-broker/312538/ 2010-01-07T13:51:00Z What do I do if a property's Zestimate is not correct because there has been a recent tax assessment http://www.zillow.com/advice-thread/What-do-I-do-if-a-property%27s-Zestimate-is-not-correct-because-there-has-been-a-recent-tax-assessment/304746/ 1 reply Mon, 07 Dec 2009 20:05:00 GMT http://www.zillow.com/advice-thread/What-do-I-do-if-a-property%27s-Zestimate-is-not-correct-because-there-has-been-a-recent-tax-assessment/304746/ 2009-12-07T20:05:00Z Is it neccesary to have a real estate agent to buy a house. I have seen one without an agent http://www.zillow.com/advice-thread/Is-it-neccesary-to-have-a-real-estate-agent-to-buy-a-house-I-have-seen-one-without-an-agent/283519/ 24 replies Tue, 29 Sep 2009 20:50:00 GMT http://www.zillow.com/advice-thread/Is-it-neccesary-to-have-a-real-estate-agent-to-buy-a-house-I-have-seen-one-without-an-agent/283519/ 2009-09-29T20:50:00Z I am planning to buy a house in Amherst before the 2010 home tax credit is up. My question... divers http://www.zillow.com/advice-thread/I-am-planning-to-buy-a-house-in-Amherst-before-the-2010-home-tax-credit-is-up-My-question-divers/295096/ 1 reply Fri, 06 Nov 2009 12:53:00 GMT http://www.zillow.com/advice-thread/I-am-planning-to-buy-a-house-in-Amherst-before-the-2010-home-tax-credit-is-up-My-question-divers/295096/ 2009-11-06T12:53:00Z Buying a home in Amherst? http://www.zillow.com/advice-thread/Buying-a-home-in-Amherst/295098/ I plan to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> in Amherst before the 2010 tax credit expires. I have a Fiancee and a 2 yr old son and plan to have more children in the future. Diversity and a good education are important to me though. A good education is not offered in the city of Buffalo, at least I think and I speak from my own experience. Is amherst a good fit for me.....I hear the Amherst Central District would be but dont know for sure. I plan to spend up to $140K for a home. ANY ADVICE PLZ?<br \><br \>0 replies Fri, 06 Nov 2009 13:07:00 GMT http://www.zillow.com/advice-thread/Buying-a-home-in-Amherst/295098/ 2009-11-06T13:07:00Z Tenancy In Common and First Time Homebuyer Tax Credit http://www.zillow.com/advice-thread/Tenancy-In-Common-and-First-Time-Homebuyer-Tax-Credit/249506/ The house I want to purchase is currently owned in a Tenancy in Common arrangement, 33% each by my mother and two uncles.&nbsp; I understand that a purchase from a mother is ineligible for the credit, but from an uncle is not.&nbsp; Would the 33% owned by my mother negate me from claiming the credit totally if I were to purchase the house, or can I still claim it since the majority of the purchase was not disqualified?<br/><br/>If so, can I purchase a 2/3 interest in the home, from my two uncles, leaving the tenancy in common with my mother in place, and claim the credit on that purchase?&nbsp; The IRS documentation does not clarify whether purchasing a partial interest in a home counts as "being a homebuyer."<br \><br \>11 replies Wed, 24 Jun 2009 22:01:00 GMT http://www.zillow.com/advice-thread/Tenancy-In-Common-and-First-Time-Homebuyer-Tax-Credit/249506/ 2009-06-24T22:01:00Z