Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Bowie- MD http://www.zillow.com/advice/Bowie-MD/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Help! do i call the cop? 24 Hours after closing someone broke my door! http://www.zillow.com/advice-thread/Help-do-i-call-the-cop-24-Hours-after-closing-someone-broke-my-door/509492/ I am back again. I posted a question 2days back that i am going for closing on 8/30/13 but the seller is having problem vacating the renter. Finally after alot of drama the occupant vacated the property and we closed yesterday. This evening i went over to see the property and to my suprise my back door (glass) has been broken. Am just lost.<br \><br \>4 replies Sun, 01 Sep 2013 00:45:00 GMT http://www.zillow.com/advice-thread/Help-do-i-call-the-cop-24-Hours-after-closing-someone-broke-my-door/509492/ 2013-09-01T00:45:00Z Going on Closing but property is still occupied http://www.zillow.com/advice-thread/Going-on-Closing-but-property-is-still-occupied/509131/ I need urgent advice. I am going in for closing tomorrow but have not been able to do a final walk through with my agent because the seller still have her tenant living in the property. My question is , can i still continue with signing the final contract with the property occupied? The seller is having problem getting the occupant out of the house and am wondering if it is ok for me to proceed with the closing tomorrow and if yes how about the occupant? Thanks<br \><br \>7 replies Thu, 29 Aug 2013 13:32:00 GMT http://www.zillow.com/advice-thread/Going-on-Closing-but-property-is-still-occupied/509131/ 2013-08-29T13:32:00Z does realtor should be with me during walk through? http://www.zillow.com/advice-thread/does-realtor-should-be-with-me-during-walk-through/508719/ 6 replies Tue, 27 Aug 2013 02:19:00 GMT http://www.zillow.com/advice-thread/does-realtor-should-be-with-me-during-walk-through/508719/ 2013-08-27T02:19:00Z Closing Cost. http://www.zillow.com/advice-thread/Closing-Cost/495793/ So you are buying a house! In addition to the down payment on your dream home; one other factor to take into account is closing cost. &nbsp;In this hot seller's market; does it make sense to ask for seller concession in order to absorb the cost of the purchase or does that request make your offer less favorable?<br/><br/>Well, I am glad you asked. &nbsp;Closing cost usually entails fees for services such as appraisal, title insurance, attorney, brokerage, bank fees, and other intrinsic costs that become part of the closing of the purchase. I have found that many buyers are going a bit above the seller's asking price in order to get their contracts ratified and have the seller provide some type of concession to help with closing. In this vicious sellers' market in the Southern Maryland and Northern Virginia area it is generally common for sellers to get at least their net asking price if the property is priced correctly, by market value. &nbsp;Cost of money is low; as a matter of current market conditions one may consider going slightly above the asking price if seller concession is a must. That in turn might just make your offer better and have the seller more agreeable to your terms.<br/><br/>Jacques Thimothee, Realtor &nbsp;<br/><a rel="nofollow" href="http://www.DMVcribs.com">www.DMVcribs.com</a><br \><br \>0 replies Thu, 06 Jun 2013 23:04:00 GMT http://www.zillow.com/advice-thread/Closing-Cost/495793/ 2013-06-06T23:04:00Z How do I know what is the right about of insurance to carry on my home? http://www.zillow.com/advice-thread/How-do-I-know-what-is-the-right-about-of-insurance-to-carry-on-my-home/490183/ 3 replies Tue, 30 Apr 2013 13:31:00 GMT http://www.zillow.com/advice-thread/How-do-I-know-what-is-the-right-about-of-insurance-to-carry-on-my-home/490183/ 2013-04-30T13:31:00Z Advice on buying a townhouse near DC on the Maryand side? http://www.zillow.com/advice-thread/Advice-on-buying-a-townhouse-near-DC-on-the-Maryand-side/478963/ I am thinking of buying a townhouse in DC on the Maryland side. I plan to work in DC for a few years (3-4) and am struggling with the option of buying or renting. Renting a nice apartment in the area will cost me around 2k but I have no hassle of owning property&nbsp;if&nbsp;I switch jobs. Buying a townhouse is cheaper&nbsp;than renting an apartment. So i figured I would ask the experts.&nbsp;<br \><br \>5 replies Sun, 17 Feb 2013 11:45:00 GMT http://www.zillow.com/advice-thread/Advice-on-buying-a-townhouse-near-DC-on-the-Maryand-side/478963/ 2013-02-17T11:45:00Z I would like to purchase my first home in three years what can I do now that would make a big differ http://www.zillow.com/advice-thread/I-would-like-to-purchase-my-first-home-in-three-years-what-can-I-do-now-that-would-make-a-big-differ/461895/ 6 replies Sat, 29 Sep 2012 01:01:00 GMT http://www.zillow.com/advice-thread/I-would-like-to-purchase-my-first-home-in-three-years-what-can-I-do-now-that-would-make-a-big-differ/461895/ 2012-09-29T01:01:00Z No down payment... http://www.zillow.com/advice-thread/No-down-payment/411500/ My fiance and I are looking into buying a house in the near future. We've both recently cleaned up our credit and payed off all debt. We however, have little to no down payment and saving for one is a little unrealistic right now as we are currently paying two seperate rents as well&nbsp;as our wedding.&nbsp;Are there programs or lenders that will work with us with good credit and no down payment?<br \><br \>14 replies Sat, 13 Aug 2011 14:52:00 GMT http://www.zillow.com/advice-thread/No-down-payment/411500/ 2011-08-13T14:52:00Z I'm new to the home buying process and trying to figure out how to calculate taxes with mortgage? http://www.zillow.com/advice-thread/I%27m-new-to-the-home-buying-process-and-trying-to-figure-out-how-to-calculate-taxes-with-mortgage/447483/ 7 replies Tue, 19 Jun 2012 20:58:00 GMT http://www.zillow.com/advice-thread/I%27m-new-to-the-home-buying-process-and-trying-to-figure-out-how-to-calculate-taxes-with-mortgage/447483/ 2012-06-19T20:58:00Z Is PMI added according to 20% of the value of the home or 20% of the sale price? http://www.zillow.com/advice-thread/Is-PMI-added-according-to-20-of-the-value-of-the-home-or-20-of-the-sale-price/388865/ Primarily as it relates to foreclosures and or auctioned properties priced extensively below their value.<br \><br \>6 replies Tue, 01 Mar 2011 16:14:00 GMT http://www.zillow.com/advice-thread/Is-PMI-added-according-to-20-of-the-value-of-the-home-or-20-of-the-sale-price/388865/ 2011-03-01T16:14:00Z Loan http://www.zillow.com/advice-thread/Loan/286146/ 612&nbsp; <a href="http://www.zillow.com/mortgage-glossary/FICO/">FICO</a> score with a <a href="http://www.zillow.com/mortgage-glossary/Bankruptcy/">bankruptcy</a> of less than 2 years can I get a 190K mortgage?<br \><br \>2 replies Wed, 07 Oct 2009 15:53:00 GMT http://www.zillow.com/advice-thread/Loan/286146/ 2009-10-07T15:53:00Z if the property i'am looking at is a short sale ,does that mean its in foreclosure or about to go to http://www.zillow.com/advice-thread/if-the-property-i%27am-looking-at-is-a-short-sale-does-that-mean-its-in-foreclosure-or-about-to-go-to/189840/ about to go ,are there ways of contacting the bank or <a href="http://www.zillow.com/directory/lenders/">lenders</a> ? and how long is the wait ? am i still required to do a home inspection/ or when its listed "as is" thats it . can i ask for closing help ?<br \><br \>3 replies Mon, 19 Jan 2009 01:44:00 GMT http://www.zillow.com/advice-thread/if-the-property-i%27am-looking-at-is-a-short-sale-does-that-mean-its-in-foreclosure-or-about-to-go-to/189840/ 2009-01-19T01:44:00Z