Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Washington- NC http://www.zillow.com/advice/Washington-NC/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate New Home Buyers http://www.zillow.com/advice-thread/New-Home-Buyers/517657/ <div>The first step in house hunting is to&nbsp;contact a mortgage loan officer.&nbsp;Working with a loan officer will determine how much mortgage money you are&nbsp;eligible to secure.&nbsp;I recommend that the first place you start is with the local bank or credit union with which you&nbsp;already have a relationship.&nbsp;It usually takes about an hour. And, this recommendation is not only for first time home buyers. Current&nbsp;homeowners looking for a new property should also have a sit down with a loan officer. Since their last&nbsp;purchase, circumstances have almost certainly changed for them, such as, a larger or smaller family, a&nbsp;change in employment or income, or just a desire for a new location.&nbsp;Yes, now you're ready to work with a REALTOR and find the property that will fit your needs and wishes,&nbsp;and most importantly with your wallet!</div><br \><br \>2 replies Sat, 02 Nov 2013 16:03:00 GMT http://www.zillow.com/advice-thread/New-Home-Buyers/517657/ 2013-11-02T16:03:00Z