Zillow Advice RSS: Question-Discussion-Guide,Home Buying,NJ http://www.zillow.com/advice/NJ/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Short sale http://www.zillow.com/advice-thread/Short-sale/302266/ How much is the loan amount owed for the listing on 208 greylock pkwy, belleville nj 07109.. ty<br \><br \>0 replies Sun, 29 Nov 2009 02:30:00 GMT http://www.zillow.com/advice-thread/Short-sale/302266/ 2009-11-29T02:30:00Z How is Briner Ln area in Hamilton Square? http://www.zillow.com/advice-thread/How-is-Briner-Ln-area-in-Hamilton-Square/296762/ Hi <br/><br/>We are looking to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> in the area around Briner Ln in Hamilton Square. It's in between Mercer St and Nottingham Way. We are wondering how this area is. Are there any reasons for concern that anyone knows about? Is the nearby firehouse noisy, or is it fairly inactive? <br/><br/>One thing that was pointed out to us was that there used to be a rubber plant/facility nearby and that it potentially poses an environmental problem. <br/><br/>Any information about this area would be greatly appreciated. <br/><br/>Thanks<br \><br \>1 reply Wed, 11 Nov 2009 01:59:00 GMT http://www.zillow.com/advice-thread/How-is-Briner-Ln-area-in-Hamilton-Square/296762/ 2009-11-11T01:59:00Z Any real estate tax to be paid when unit is unoccupied as unable to rent and owner working overseas. http://www.zillow.com/advice-thread/Any-real-estate-tax-to-be-paid-when-unit-is-unoccupied-as-unable-to-rent-and-owner-working-overseas/301900/ 2 replies Fri, 27 Nov 2009 15:12:00 GMT http://www.zillow.com/advice-thread/Any-real-estate-tax-to-be-paid-when-unit-is-unoccupied-as-unable-to-rent-and-owner-working-overseas/301900/ 2009-11-27T15:12:00Z What are the laws re:above ground , in basement, oil tank removal in NJ? http://www.zillow.com/advice-thread/What-are-the-laws-re-above-ground-in-basement-oil-tank-removal-in-NJ/300106/ How can I find out if oil tank remediation has been done?<br \><br \>4 replies Fri, 20 Nov 2009 15:14:00 GMT http://www.zillow.com/advice-thread/What-are-the-laws-re-above-ground-in-basement-oil-tank-removal-in-NJ/300106/ 2009-11-20T15:14:00Z What does the FHA's low reserves mean for homebuyers & sellers? http://www.zillow.com/advice-thread/What-does-the-FHA%27s-low-reserves-mean-for-homebuyers-sellers/298813/ <div class="post_message"><a rel="nofollow" href="http://www.msnbc.msn.com/id/33884750/ns/business-real_estate/from/ET">Housing agency's financial cushion sinks</a><br/><br/>I am posting&nbsp;an article about the FHA's low reserve levels. The Federal Housing Administration says its financial cushion has dipped to a dangerously low level but should remain above zero under "most economic scenarios." What does this mean for homebuyers and sellers? Could this be the end of low interest rates, 3% down? What are your thoughts? It could be the perfect time to buy... tax credit in effect, current low rates, plenty of inventory... time on the market in NJ has decreased by more than half since last year...&nbsp;<br/><br/><p class="MsoNormal">&nbsp;</p></div><br \><br \>1 reply Tue, 17 Nov 2009 15:51:00 GMT http://www.zillow.com/advice-thread/What-does-the-FHA%27s-low-reserves-mean-for-homebuyers-sellers/298813/ 2009-11-17T15:51:00Z What two bedrooms ihomes in Morris County do you have http://www.zillow.com/advice-thread/What-two-bedrooms-ihomes-in-Morris-County-do-you-have/297648/ I bathroom<br \><br \>0 replies Fri, 13 Nov 2009 17:27:00 GMT http://www.zillow.com/advice-thread/What-two-bedrooms-ihomes-in-Morris-County-do-you-have/297648/ 2009-11-13T17:27:00Z Can my son use rental income to purchase our home he would lease to us and also occupy? http://www.zillow.com/advice-thread/Can-my-son-use-rental-income-to-purchase-our-home-he-would-lease-to-us-and-also-occupy/297414/ I have been considering selling my home.&nbsp; My son who is now in California wants the home to stay in the family.&nbsp; He would like to purchase the home and lease it back to us as well as live in his old room.&nbsp; The question is can he use the rental income from us to qualify for a loan?&nbsp; He got this idea from a TV show "Numbers" where the father sold the home to the genius son. Can this be done in today's market?&nbsp; We are in Northwest NJ, zip 07828. Thanks<br \><br \>0 replies Thu, 12 Nov 2009 20:06:00 GMT http://www.zillow.com/advice-thread/Can-my-son-use-rental-income-to-purchase-our-home-he-would-lease-to-us-and-also-occupy/297414/ 2009-11-12T20:06:00Z why does zillow show 2 different prices almost $200K apart on the exact same address? http://www.zillow.com/advice-thread/why-does-zillow-show-2-different-prices-almost-200K-apart-on-the-exact-same-address/297280/ 1 reply Thu, 12 Nov 2009 11:36:00 GMT http://www.zillow.com/advice-thread/why-does-zillow-show-2-different-prices-almost-200K-apart-on-the-exact-same-address/297280/ 2009-11-12T11:36:00Z What to do if a seller refuses to make repairs? http://www.zillow.com/advice-thread/What-to-do-if-a-seller-refuses-to-make-repairs/296067/ I am buying a house and after a home inspection learned that the house needs a new roof since the current roof is leaking into the attic.&nbsp; The seller refuses to make the necessary repairs and does not want to give credit.&nbsp; The house was not advertised "as-is".&nbsp; When negotiating the price it was done assuming the house is in move in condition.&nbsp; Is the seller obligated to make the necessary repairs since the house was not advertised "as-is"?&nbsp; If they don't want to make repairs or grant credit for the repair what can I do?&nbsp;&nbsp;&nbsp;Can I sue them?<br \><br \>10 replies Mon, 09 Nov 2009 17:34:00 GMT http://www.zillow.com/advice-thread/What-to-do-if-a-seller-refuses-to-make-repairs/296067/ 2009-11-09T17:34:00Z What happens when the bank appraisal comes in below the negotiated price? http://www.zillow.com/advice-thread/What-happens-when-the-bank-appraisal-comes-in-below-the-negotiated-price/296641/ What happens when the bank appraisal comes in below the negotiated price?&nbsp;&nbsp; I just recieved the bank appraisal on a single family home that I'm trying to buy and the bank appraisal was 10 thousand dollars below the negotiated price.&nbsp; Should I ask the seller to drop the price by 10 thousand?&nbsp; I assume the bank will only provide financing up to the appraised value and I don't have the means to shell out extra money.&nbsp; Why should I be paying over the appraised market value anyway?&nbsp;<br \><br \>5 replies Tue, 10 Nov 2009 20:32:00 GMT http://www.zillow.com/advice-thread/What-happens-when-the-bank-appraisal-comes-in-below-the-negotiated-price/296641/ 2009-11-10T20:32:00Z I HAVE A SIGNED CONTRACT TO BUY A HOME. WILL I BE ABLE TO GET THE NEW TAX CREDIT . http://www.zillow.com/advice-thread/I-HAVE-A-SIGNED-CONTRACT-TO-BUY-A-HOME-WILL-I-BE-ABLE-TO-GET-THE-NEW-TAX-CREDIT/294985/ IHAVE LIVED IN THE HOME FOR 5 YEARS +&nbsp; I AM&nbsp;SET TO CLOSE BY THANKSGIVING.<br \><br \>5 replies Fri, 06 Nov 2009 03:19:00 GMT http://www.zillow.com/advice-thread/I-HAVE-A-SIGNED-CONTRACT-TO-BUY-A-HOME-WILL-I-BE-ABLE-TO-GET-THE-NEW-TAX-CREDIT/294985/ 2009-11-06T03:19:00Z When I put in 1 Waters Edge 08730 it comes up with 2 listings one for $909 and 1 for $750 http://www.zillow.com/advice-thread/When-I-put-in-1-Waters-Edge-08730-it-comes-up-with-2-listings-one-for-909-and-1-for-750/296459/ Alos is says did you mean 1 waters Edge 08730? which is the exact same address shown on the line above that question. Why is this?<br \><br \>0 replies Tue, 10 Nov 2009 12:44:00 GMT http://www.zillow.com/advice-thread/When-I-put-in-1-Waters-Edge-08730-it-comes-up-with-2-listings-one-for-909-and-1-for-750/296459/ 2009-11-10T12:44:00Z How do I claim my hom? http://www.zillow.com/advice-thread/How-do-I-claim-my-hom/295593/ 1 reply Sun, 08 Nov 2009 00:20:00 GMT http://www.zillow.com/advice-thread/How-do-I-claim-my-hom/295593/ 2009-11-08T00:20:00Z Is it true, that in this economic climate, that you truly need 20% down to purchase a first home? http://www.zillow.com/advice-thread/Is-it-true-that-in-this-economic-climate-that-you-truly-need-20-down-to-purchase-a-first-home/219684/ What is the minimum that you can put down w/o getting turned away?<br \><br \>10 replies Sun, 05 Apr 2009 13:26:00 GMT http://www.zillow.com/advice-thread/Is-it-true-that-in-this-economic-climate-that-you-truly-need-20-down-to-purchase-a-first-home/219684/ 2009-04-05T13:26:00Z bought my house in 2008.got tax credit of $7500 payable for 15 years.can i avail the new tax credit http://www.zillow.com/advice-thread/bought-my-house-in-2008-got-tax-credit-of-7500-payable-for-15-years-can-i-avail-the-new-tax-credit/294192/ 5 replies Wed, 04 Nov 2009 02:05:00 GMT http://www.zillow.com/advice-thread/bought-my-house-in-2008-got-tax-credit-of-7500-payable-for-15-years-can-i-avail-the-new-tax-credit/294192/ 2009-11-04T02:05:00Z Not able to close due to title issues http://www.zillow.com/advice-thread/Not-able-to-close-due-to-title-issues/294357/ So I go to closing and they tell me the <a href="http://www.zillow.com/mortgage-glossary/Title-Insurance/">title insurance</a> won't cover the title.<br/><br/>My lawyer tells me that's because the seller's <a href="http://www.zillow.com/directory/lenders/">mortgage company</a> doesn't match what's on the title.&nbsp; Apparently the original mortgage company sold their mortgage to another bank and theirs no documentation yet that shows this.&nbsp;&nbsp; The banks are working on gathering the documentation until then I can't close.&nbsp; Am I missing something here I though this was supposed to be all done prior to close?<br/><br/>Nonetheless I signed most of the paperwork and my bank agreed to hold out for 24 hours to see if all the documentation surfaces.&nbsp; If not I'll have to start the whole process all over again once the get all the documentation straight.<br/><br/><br \><br \>3 replies Wed, 04 Nov 2009 15:18:00 GMT http://www.zillow.com/advice-thread/Not-able-to-close-due-to-title-issues/294357/ 2009-11-04T15:18:00Z Are the foreclosed homes for sale how do I get more information?Who do I contact about the foreclo http://www.zillow.com/advice-thread/Are-the-foreclosed-homes-for-sale-how-do-I-get-more-information-Who-do-I-contact-about-the-foreclo/283960/ 2 replies Wed, 30 Sep 2009 22:04:00 GMT http://www.zillow.com/advice-thread/Are-the-foreclosed-homes-for-sale-how-do-I-get-more-information-Who-do-I-contact-about-the-foreclo/283960/ 2009-09-30T22:04:00Z If a property shows a listed price of 39k but the zestimate lists 279k which of the two do I go by? http://www.zillow.com/advice-thread/If-a-property-shows-a-listed-price-of-39k-but-the-zestimate-lists-279k-which-of-the-two-do-I-go-by/292155/ The listed price for the <a href="http://www.zillow.com/homes/for_sale/fore_lt/">foreclosure</a> is the balance owed and sell price correct?&nbsp; And the zestimate is just to let the buyer know the current market value...am I correct?<br/><br/>Please advise.<br \><br \>8 replies Wed, 28 Oct 2009 06:00:00 GMT http://www.zillow.com/advice-thread/If-a-property-shows-a-listed-price-of-39k-but-the-zestimate-lists-279k-which-of-the-two-do-I-go-by/292155/ 2009-10-28T06:00:00Z what is the tax on the house at 42 Stouts Ln #480991, Monmouth NJ 08852 http://www.zillow.com/advice-thread/what-is-the-tax-on-the-house-at-42-Stouts-Ln-480991-Monmouth-NJ-08852/293109/ 0 replies Sat, 31 Oct 2009 19:39:00 GMT http://www.zillow.com/advice-thread/what-is-the-tax-on-the-house-at-42-Stouts-Ln-480991-Monmouth-NJ-08852/293109/ 2009-10-31T19:39:00Z Is the seller/seller's agent required to disclosure the type of construction of a home? http://www.zillow.com/advice-thread/Is-the-seller-seller%27s-agent-required-to-disclosure-the-type-of-construction-of-a-home/292898/ Does the seller/seller's agent have to disclose if a home's construction is stick, moduluar or mobile home construction?&nbsp; This home is located in New Jersey.<br \><br \>7 replies Fri, 30 Oct 2009 20:37:00 GMT http://www.zillow.com/advice-thread/Is-the-seller-seller%27s-agent-required-to-disclosure-the-type-of-construction-of-a-home/292898/ 2009-10-30T20:37:00Z