Zillow Advice RSS: Question-Discussion-Guide,Home Buying,NJ http://www.zillow.com/advice/NJ/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How do I find a lender that works with MyCommunity mortgage? http://www.zillow.com/advice-thread/How-do-I-find-a-lender-that-works-with-MyCommunity-mortgage/573372/ 3 replies Sun, 25 Jan 2015 16:59:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-a-lender-that-works-with-MyCommunity-mortgage/573372/ 2015-01-25T16:59:00Z What are the top 5 things a buyer's agent should help me with if I'm ready to put down an offer? http://www.zillow.com/advice-thread/What-are-the-top-5-things-a-buyer%27s-agent-should-help-me-with-if-I%27m-ready-to-put-down-an-offer/573322/ I found a place that I'm ready to put an offer down on but I'm a first time buyer and want to make sure he's doing right by me. &nbsp;What would a good buyer's agent do?<br \><br \>13 replies Sat, 24 Jan 2015 21:34:00 GMT http://www.zillow.com/advice-thread/What-are-the-top-5-things-a-buyer%27s-agent-should-help-me-with-if-I%27m-ready-to-put-down-an-offer/573322/ 2015-01-24T21:34:00Z Will I be qualify? to buy a house? http://www.zillow.com/advice-thread/Will-I-be-qualify-to-buy-a-house/573213/ Hi I'm 25 years old and want to buy a house... So I worked from September 2013 to January 15. 2014 for a finance company.. salary was 85K on w2.. but I had to leave because the position was changing from what was stated first.&nbsp;<br/><br/>I stay 1 year exactly unemployed looking for a job. (received 3 months of unemployement benefits)<br/><br/>Now January 2015 I started working on w2 for a pharma company with a salary of 90K. I'm a qualify to buy? and how much will you think a bank will approve me for?<br/><br/>BTW I have excellent credit :) and no big debts.<br \><br \>7 replies Fri, 23 Jan 2015 21:57:00 GMT http://www.zillow.com/advice-thread/Will-I-be-qualify-to-buy-a-house/573213/ 2015-01-23T21:57:00Z What is the best school districts in new jersey to live? http://www.zillow.com/advice-thread/What-is-the-best-school-districts-in-new-jersey-to-live/572084/ 6 replies Tue, 13 Jan 2015 14:45:00 GMT http://www.zillow.com/advice-thread/What-is-the-best-school-districts-in-new-jersey-to-live/572084/ 2015-01-13T14:45:00Z Home Insurance Warranty offered by Seller, what does this mean? http://www.zillow.com/advice-thread/Home-Insurance-Warranty-offered-by-Seller-what-does-this-mean/572853/ There are issues with the house we are buying, like mold and leaks in the attic, furnace and AC units being past warrantied life time, electrical issues, etc. The seller's attorney and realtor have reminded us that they offer the "home insurance warranty". We are still trying to understand what this means, but does anyone have any experiences with this? Sound like a lot of fine print needs to be reviewed because it can indicate that some items are not covered, others will not be replaced to new, patching of broken items may be their solutions, etc. This house has thousands of costs if damages or needed work, so it doesn't sound smart to buy it just because MAYBE this paper will cover something to a certain extent.<br/><br/>Thanks.<br \><br \>4 replies Tue, 20 Jan 2015 20:23:00 GMT http://www.zillow.com/advice-thread/Home-Insurance-Warranty-offered-by-Seller-what-does-this-mean/572853/ 2015-01-20T20:23:00Z Can someone please recommend a good home inspector for Edison NJ http://www.zillow.com/advice-thread/Can-someone-please-recommend-a-good-home-inspector-for-Edison-NJ/570785/ 3 replies Wed, 31 Dec 2014 02:12:00 GMT http://www.zillow.com/advice-thread/Can-someone-please-recommend-a-good-home-inspector-for-Edison-NJ/570785/ 2014-12-31T02:12:00Z After home inspection, can I cancel my contract and keep my deposit http://www.zillow.com/advice-thread/After-home-inspection-can-I-cancel-my-contract-and-keep-my-deposit/545448/ I am in new jersey and my contract says "in the event parties can not agree on any repair issue, buyer has right to cancel the contract" We put down 18k as deposit.....<br/><br/>Inspector&nbsp;found mold on the wall in the furnace room and many other issues. Seller only agrees to remove the mold and did not mention whether they are going to hire professionals or do it herself (we ask seller to hire a certified contractor to remove). And also, seller only offer $500 credit (which is obviously not enough).<br/><br/>Our attorney told us we can not get our deposit back unless seller agrees to cancel the contract..... But to my understanding, we can cancel the contract by home inspection contingency.....<br/>&nbsp;<br/>My question is can we walk away and get our deposit back&nbsp;<br \><br \>9 replies Sat, 14 Jun 2014 02:30:00 GMT http://www.zillow.com/advice-thread/After-home-inspection-can-I-cancel-my-contract-and-keep-my-deposit/545448/ 2014-06-14T02:30:00Z Should Seller's Realtor be available to help us (buyers) when needed http://www.zillow.com/advice-thread/Should-Seller%27s-Realtor-be-available-to-help-us-buyers-when-needed/571964/ We are buying a home and our realtor went on vacation for a week. We needed to get our inspection done during the week, but ended up pushing to the next. Today our realtor told us that the seller realtor refused to go open the door for us when she was away. This seems unproductive from our point of view, but before I make any conclusions, I wanted to ask if this is standard of seller realtors. We are not asking that she opens the door for us every time we feel like, but that if needed, she should open the door, so we can move ahead with the process.<br/><br/>Thank you.<br \><br \>16 replies Mon, 12 Jan 2015 09:43:00 GMT http://www.zillow.com/advice-thread/Should-Seller%27s-Realtor-be-available-to-help-us-buyers-when-needed/571964/ 2015-01-12T09:43:00Z When buying a house in NJ with an in ground oil tank, must the tank be removed from the ground? http://www.zillow.com/advice-thread/When-buying-a-house-in-NJ-with-an-in-ground-oil-tank-must-the-tank-be-removed-from-the-ground/177906/ 35 replies Wed, 17 Dec 2008 14:49:00 GMT http://www.zillow.com/advice-thread/When-buying-a-house-in-NJ-with-an-in-ground-oil-tank-must-the-tank-be-removed-from-the-ground/177906/ 2008-12-17T14:49:00Z why would a bank take more $ on a short sale but take less in forcloser? http://www.zillow.com/advice-thread/why-would-a-bank-take-more-on-a-short-sale-but-take-less-in-forcloser/563572/ I was in a short sale the bank said that they would not take anything less then $307,000 the house was not worth that price after fixing. The house eventually was foreclosed on and the same house was sold by the same bank that told me it would not take anything less than 307 was sold at auction for $245,000. Why couldn't I get a better price? One of my offers was at $270,000 but they said no.<br \><br \>11 replies Mon, 20 Oct 2014 14:51:00 GMT http://www.zillow.com/advice-thread/why-would-a-bank-take-more-on-a-short-sale-but-take-less-in-forcloser/563572/ 2014-10-20T14:51:00Z Buying home with tree that needs to be removed http://www.zillow.com/advice-thread/Buying-home-with-tree-that-needs-to-be-removed/571965/ Our inspector told us the there is a tree close to the house's foundation that must be removed. During this precise moment, our realtor told us: "yes, ask your lawyer to check...". I did not want to make her or us look bad, but I felt that this is something she should have done. As a realtor, shouldn't she have the availability to call the right people in the town to get the information we need, so we can make the right calls?<br/><br/>Thanks,<br \><br \>3 replies Mon, 12 Jan 2015 09:46:00 GMT http://www.zillow.com/advice-thread/Buying-home-with-tree-that-needs-to-be-removed/571965/ 2015-01-12T09:46:00Z we see that a house is in pre-foreclosure can we still negotiate w/ the buyer or do we have to wait http://www.zillow.com/advice-thread/we-see-that-a-house-is-in-pre-foreclosure-can-we-still-negotiate-w-the-buyer-or-do-we-have-to-wait/568922/ do we need a foreclosure specialist if in pre-foreclosure?<br \><br \>10 replies Sat, 06 Dec 2014 23:39:00 GMT http://www.zillow.com/advice-thread/we-see-that-a-house-is-in-pre-foreclosure-can-we-still-negotiate-w-the-buyer-or-do-we-have-to-wait/568922/ 2014-12-06T23:39:00Z what is price for a single house edison nj 08817 http://www.zillow.com/advice-thread/what-is-price-for-a-single-house-edison-nj-08817/571984/ 3 replies Mon, 12 Jan 2015 16:02:00 GMT http://www.zillow.com/advice-thread/what-is-price-for-a-single-house-edison-nj-08817/571984/ 2015-01-12T16:02:00Z Hoboken or Jersey city http://www.zillow.com/advice-thread/Hoboken-or-Jersey-city/571768/ <p>I am a first time investment property buyer.&nbsp;<br/></p><p>1. Hoboken or Jersey city?<br/>2. I can put 150k cash down. Two $300k range condos or one $600k range condo will yield higher investment return?<br/>3. 1 or 2 br is better?</p><br \><br \>1 reply Sat, 10 Jan 2015 04:04:00 GMT http://www.zillow.com/advice-thread/Hoboken-or-Jersey-city/571768/ 2015-01-10T04:04:00Z Would I be able to buy a home in Audubon New Jersey being on SSI ? http://www.zillow.com/advice-thread/Would-I-be-able-to-buy-a-home-in-Audubon-New-Jersey-being-on-SSI/571752/ I am thinking about selling my home in Alaska and moving to Audubon New Jersey,how would I go about with the buying....?<br \><br \>4 replies Fri, 09 Jan 2015 23:04:00 GMT http://www.zillow.com/advice-thread/Would-I-be-able-to-buy-a-home-in-Audubon-New-Jersey-being-on-SSI/571752/ 2015-01-09T23:04:00Z How can I buy my deceased mothers home? http://www.zillow.com/advice-thread/How-can-I-buy-my-deceased-mothers-home/571269/ I'd like to know what the easiest way to purchase my deceased mothers home would be. Can I just pay off her mortgage? How would the title be put in my name? Any advice you could give me would be greatly appreciated.<br \><br \>7 replies Mon, 05 Jan 2015 19:05:00 GMT http://www.zillow.com/advice-thread/How-can-I-buy-my-deceased-mothers-home/571269/ 2015-01-05T19:05:00Z do you realize 21 Linciln park, newark NJ, does not exist? Is someone conducting fruad? http://www.zillow.com/advice-thread/do-you-realize-21-Linciln-park-newark-NJ-does-not-exist-Is-someone-conducting-fruad/570472/ 1 reply Sat, 27 Dec 2014 05:36:00 GMT http://www.zillow.com/advice-thread/do-you-realize-21-Linciln-park-newark-NJ-does-not-exist-Is-someone-conducting-fruad/570472/ 2014-12-27T05:36:00Z How can I search for Multi-Family Homes on Zillow http://www.zillow.com/advice-thread/How-can-I-search-for-Multi-Family-Homes-on-Zillow/570072/ 4 replies Sun, 21 Dec 2014 00:29:00 GMT http://www.zillow.com/advice-thread/How-can-I-search-for-Multi-Family-Homes-on-Zillow/570072/ 2014-12-21T00:29:00Z Is Fair Lawn a good town to live in? http://www.zillow.com/advice-thread/Is-Fair-Lawn-a-good-town-to-live-in/344519/ 4 replies Thu, 15 Apr 2010 23:41:00 GMT http://www.zillow.com/advice-thread/Is-Fair-Lawn-a-good-town-to-live-in/344519/ 2010-04-15T23:41:00Z Garage converted to a living space http://www.zillow.com/advice-thread/Garage-converted-to-a-living-space/569773/ I am making an offer for a Fannie Mae owned house, which overall seems to be a good deal - however the previous owners had converted the garage to a living space, and I suspect it was done without permit. (The garage door is still intact, but if you open it you hit a wall, the tax assessment document for 2014 recognizes this space as a garage). In case I need to apply for a permit after the fact, or break the wall to convert it back to a garage, how much would it cost? *** I don't need the living space - I would have preferred it to be a garage - but the deal is otherwise very sound<br \><br \>7 replies Tue, 16 Dec 2014 22:08:00 GMT http://www.zillow.com/advice-thread/Garage-converted-to-a-living-space/569773/ 2014-12-16T22:08:00Z