Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Peoria- AZ http://www.zillow.com/advice/Peoria-AZ/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate HOW LONG DO I HAVE TO WAIT BEFORE I CAN BUY A NEW HOME AFTER A SHORT SALE? http://www.zillow.com/advice-thread/HOW-LONG-DO-I-HAVE-TO-WAIT-BEFORE-I-CAN-BUY-A-NEW-HOME-AFTER-A-SHORT-SALE/381145/ <a href="mailto:BAROCO@MSN.COM" rel="nofollow">BAROCO@MSN.COM</a><br \><br \>14 replies Sun, 16 Jan 2011 22:33:00 GMT http://www.zillow.com/advice-thread/HOW-LONG-DO-I-HAVE-TO-WAIT-BEFORE-I-CAN-BUY-A-NEW-HOME-AFTER-A-SHORT-SALE/381145/ 2011-01-16T22:33:00Z VA home loan in Arizona http://www.zillow.com/advice-thread/VA-home-loan-in-Arizona/544309/ Hello, I have a couple questions I wondered if I could get answered, my husband and I are thinking of buying a home, we have never bought before. I've been at the same job for about 16 years, he's been at his for 3 years. Being a veteran and the benefits of the V.A loan I'm sure that's the option he will want. We have payed $144,000 dollars in rent the last 8 years at the same home and its becoming very tiresome. We both looked at our fico scores yesterday and I know two of his were 742 and 777....Mine were low 700's. My question is, I had a wage garnishment that is no longer on my credit report from 8 years ago,but I am still paying on it. I know information like this must be disclosed but I don't know if having that ruins any chance of a home loan or not. Together our income is about 94,000..we would need both of us I believe to qualify for a home we wanted..any advice would be great Thanks<br \><br \>7 replies Fri, 06 Jun 2014 02:50:00 GMT http://www.zillow.com/advice-thread/VA-home-loan-in-Arizona/544309/ 2014-06-06T02:50:00Z Should I rent my current home, net 300 dollars a month, and buy a second or sell my current and use http://www.zillow.com/advice-thread/Should-I-rent-my-current-home-net-300-dollars-a-month-and-buy-a-second-or-sell-my-current-and-use/530195/ <div>Current Mortgage Payment is $700 and have a friend who wants to rent for two years at 1300 p/m. &nbsp;After HOA, taxes, maintenance etc should net around 300 p/m.<div>Would have to pull majority of my stock investments to come up with 10% down on second home. &nbsp;Mortgage would be quite a bit more expensive.<br/><br/><div>OR<div>Current home balance is $115,000.00 &nbsp;comps from my neighborhood are selling around 250-260. &nbsp;Lets say I sell for 240,000 minus 15,000.00 (Realtor commissions) &nbsp;it leaves me with 110,000 to put on a much larger new home build in up and coming neighborhood. &nbsp;Mortgage would be cheaper than option A, and Id get to keep my stock investments. &nbsp;However, Id only have 1 home building equity. &nbsp;&nbsp;<br/><div>ANY and ALL advise would be much appreciated.&nbsp;<div>&nbsp;</div></div></div></div></div></div><br \><br \>7 replies Thu, 27 Feb 2014 15:36:00 GMT http://www.zillow.com/advice-thread/Should-I-rent-my-current-home-net-300-dollars-a-month-and-buy-a-second-or-sell-my-current-and-use/530195/ 2014-02-27T15:36:00Z (Moved): What can I do to get more (or better) quotes for my loan request ZR-KDLBBLB? http://www.zillow.com/advice-thread/Moved-What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-KDLBBLB/520642/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-KDLBBLB/520635/">http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-KDLBBLB/520635/</a><br \><br \>0 replies Tue, 03 Dec 2013 04:03:00 GMT http://www.zillow.com/advice-thread/Moved-What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-KDLBBLB/520642/ 2013-12-03T04:03:00Z What are lenders looking for when they ask for 2 months of your bank statements? http://www.zillow.com/advice-thread/What-are-lenders-looking-for-when-they-ask-for-2-months-of-your-bank-statements/499360/ Are they more concerned with the large deposit amounts or spending habits and what your balance is at end of statement? &nbsp;Is there a certain amount that you must have as an ending balance?<br \><br \>4 replies Thu, 27 Jun 2013 21:46:00 GMT http://www.zillow.com/advice-thread/What-are-lenders-looking-for-when-they-ask-for-2-months-of-your-bank-statements/499360/ 2013-06-27T21:46:00Z Pool Home Needed for Client http://www.zillow.com/advice-thread/Pool-Home-Needed-for-Client/487522/ Have an approved buyer wanting a 4+ bedroom with Pool. &nbsp;Needs to be &gt;$275k. &nbsp;Would prefer Mountain Ridge HS but may consider Liberty &amp; Sunrise. &nbsp; Thank you!!<br \><br \>0 replies Thu, 11 Apr 2013 21:58:00 GMT http://www.zillow.com/advice-thread/Pool-Home-Needed-for-Client/487522/ 2013-04-11T21:58:00Z Need a home for a client! http://www.zillow.com/advice-thread/Need-a-home-for-a-client/486470/ Have an approved buyer needs to be under $105k FHA..Open to single family, patio homes, townhomes. &nbsp;Need 2bed, and a little yard space for dog. &nbsp;Ready to close in 30 will not ask for seller concessions or to pay for warranty. &nbsp;Open to Peoria, Glendale, North Phoenix..close to expressways preferred<br/><br/>Thank you!<br \><br \>2 replies Fri, 05 Apr 2013 15:11:00 GMT http://www.zillow.com/advice-thread/Need-a-home-for-a-client/486470/ 2013-04-05T15:11:00Z Fannie-Mae home needs roof and the lender is indicating 'as-is' sale. Anyone has any thoughts? http://www.zillow.com/advice-thread/Fannie-Mae-home-needs-roof-and-the-lender-is-indicating-%27as-is%27-sale-Anyone-has-any-thoughts/420115/ Hi, I am an investor, not a first time home buyer. I have been accepted on a homepath Fannie-Mae home that I offered over the sale price. <br/>I got the inspection done and realized that the roof needs to be replaced. The lender wrote that the roof repairs is a requirement for funding. We sent that letter to the seller (Mind you, we did not get appraisal as this is Homepath home and not a requirement) and they rejected this as 'as-is' sale. <br/>Its strange as Fannie-Mae, I hear, typically does conform to the funding requirements. Does anyone has any ideas/suggestions? Thanks!<br \><br \>6 replies Fri, 21 Oct 2011 16:22:00 GMT http://www.zillow.com/advice-thread/Fannie-Mae-home-needs-roof-and-the-lender-is-indicating-%27as-is%27-sale-Anyone-has-any-thoughts/420115/ 2011-10-21T16:22:00Z comps http://www.zillow.com/advice-thread/comps/441914/ cannot change address why?<br \><br \>1 reply Tue, 08 May 2012 01:07:00 GMT http://www.zillow.com/advice-thread/comps/441914/ 2012-05-08T01:07:00Z As a buyer, what are the things that frustrate you the most about the home buying process, what can http://www.zillow.com/advice-thread/As-a-buyer-what-are-the-things-that-frustrate-you-the-most-about-the-home-buying-process-what-can/441166/ 2 replies Wed, 02 May 2012 05:24:00 GMT http://www.zillow.com/advice-thread/As-a-buyer-what-are-the-things-that-frustrate-you-the-most-about-the-home-buying-process-what-can/441166/ 2012-05-02T05:24:00Z What are the little diamonds stand for on my search maps? http://www.zillow.com/advice-thread/What-are-the-little-diamonds-stand-for-on-my-search-maps/396291/ Some have prices next to them, some don't. Please advise<br \><br \>3 replies Sat, 23 Apr 2011 21:59:00 GMT http://www.zillow.com/advice-thread/What-are-the-little-diamonds-stand-for-on-my-search-maps/396291/ 2011-04-23T21:59:00Z Buying a home in Peoria AZ? http://www.zillow.com/advice-thread/Buying-a-home-in-Peoria-AZ/387659/ I'm looking to buy a home in Peoria Arizona. I ran through a basic rent vs. buy scenario and buying will create more benefit in the 3rd year of home ownership. The home is in an area we enjoy and are looking at staying in the home for 7 years mininum and possibly keeping this home as a retirement home. Should I hold out a bit for prices to decline more? We like the house and the neighborhood but are nervous about making a premature decision.<br \><br \>3 replies Sun, 20 Feb 2011 04:50:00 GMT http://www.zillow.com/advice-thread/Buying-a-home-in-Peoria-AZ/387659/ 2011-02-20T04:50:00Z Our own Realtor screwed us over - what should we do? http://www.zillow.com/advice-thread/Our-own-Realtor-screwed-us-over-what-should-we-do/388986/ We are newbies in AZ area. <br/><br/>We lost earnest money of $2,500&nbsp; because our own realtor was not actively monitoring and the seller agent took advantage of this and claimed that we are not closing the home in time and hence he is canceling. As with any realtor, we trusted this person to be our ears and eyes as well as do her realtor service. In fact, we were the one who pointed out to her that this home is back on sale&nbsp; and we need an explanation. We also gathered additional information why this is happening - this realtor (I will be more than happy to give her first name and last name for interested parties - avoid working with her) said, "this is news to me". <br/><br/>She in turn, actively pursued obtaining our signature on the cancellation note, hence sealing the doors to working further on this home.We are extremely dissatisfied with this person, her work ethics and betrayal of our trust.<br/><br/>We lost the home (which is still very shocking - we really needed this home) as well as lost about 3% of the home's value as escrow money. We are mentally very hurt about all of this. What are my choices here? Also, I do not want her doing any reality business anymore - she could hurt more family's feelings at the least - who should I complain?&nbsp;<br \><br \>13 replies Wed, 02 Mar 2011 03:57:00 GMT http://www.zillow.com/advice-thread/Our-own-Realtor-screwed-us-over-what-should-we-do/388986/ 2011-03-02T03:57:00Z VA Loan http://www.zillow.com/advice-thread/VA-Loan/387678/ 6 replies Sun, 20 Feb 2011 15:32:00 GMT http://www.zillow.com/advice-thread/VA-Loan/387678/ 2011-02-20T15:32:00Z What can I do to get more (or better) quotes for my loan request ZR-BVYWQSC http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BVYWQSC/378866/ I am a &nbsp;single mother &nbsp;with four children, i work hard and take care of my family.I would like &nbsp;to buy a home and i do not know where to start.<br \><br \>6 replies Wed, 29 Dec 2010 05:29:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-BVYWQSC/378866/ 2010-12-29T05:29:00Z How easy is it to change persons during an offer? http://www.zillow.com/advice-thread/How-easy-is-it-to-change-persons-during-an-offer/377054/ My question is, how easy is it to change the names?&nbsp; We have not closed yet.&nbsp;<br/>My parents&nbsp;made an offer in Cash on a house to be deeded to them.&nbsp; Now we want that offer to still be in cash but made by me and deeded to me.&nbsp; do we just tell the realtor and they tell the bank or whoever?<br/><br/>Cash is Cash.&nbsp; Only I will be the one purchasing instead of my parents.<br \><br \>8 replies Tue, 07 Dec 2010 07:01:00 GMT http://www.zillow.com/advice-thread/How-easy-is-it-to-change-persons-during-an-offer/377054/ 2010-12-07T07:01:00Z What happens if bpo is less than the offer? Thanks. http://www.zillow.com/advice-thread/What-happens-if-bpo-is-less-than-the-offer-Thanks/359429/ 9 replies Sun, 25 Jul 2010 17:59:00 GMT http://www.zillow.com/advice-thread/What-happens-if-bpo-is-less-than-the-offer-Thanks/359429/ 2010-07-25T17:59:00Z Did you make a mistake on the zestimate for the houde at 26773 North 83rd Drive Peoria, AZ. 85383, http://www.zillow.com/advice-thread/Did-you-make-a-mistake-on-the-zestimate-for-the-houde-at-26773-North-83rd-Drive-Peoria-AZ-85383/346746/ The properties in the surrounding area are zestimated for alot less.<br \><br \>1 reply Fri, 23 Apr 2010 02:38:00 GMT http://www.zillow.com/advice-thread/Did-you-make-a-mistake-on-the-zestimate-for-the-houde-at-26773-North-83rd-Drive-Peoria-AZ-85383/346746/ 2010-04-23T02:38:00Z PROFESSIONAL'S PLEASE HELP ON THIS TOPIC http://www.zillow.com/advice-thread/PROFESSIONAL%27S-PLEASE-HELP-ON-THIS-TOPIC/335891/ <p>i seen a home listed on here for $95.900 in peoria az other <a href="http://www.zillow.com/local-info/">home values</a> around are at a little more. There are a few minor things wrong like no fridge no burner for stove no clost door cieling fan gone and need new toilet an tile piece around tiolet it is a freddie mac&nbsp;&nbsp;home this is my first time buying (if i do) and im just curios to no if offering lower like 90 or less would fly!</p><br \><br \>6 replies Sat, 20 Mar 2010 22:02:00 GMT http://www.zillow.com/advice-thread/PROFESSIONAL%27S-PLEASE-HELP-ON-THIS-TOPIC/335891/ 2010-03-20T22:02:00Z do I qualify for the 8000 if I'm not on the mortgage but on the deed http://www.zillow.com/advice-thread/do-I-qualify-for-the-8000-if-I%27m-not-on-the-mortgage-but-on-the-deed/315304/ 5 replies Sat, 16 Jan 2010 03:52:00 GMT http://www.zillow.com/advice-thread/do-I-qualify-for-the-8000-if-I%27m-not-on-the-mortgage-but-on-the-deed/315304/ 2010-01-16T03:52:00Z