Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Redlands- CA http://www.zillow.com/advice/Redlands-CA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate when buying a forclosure will the unpaid mortgage balance be assumed by the buyer or does buyer pay http://www.zillow.com/advice-thread/when-buying-a-forclosure-will-the-unpaid-mortgage-balance-be-assumed-by-the-buyer-or-does-buyer-pay/593865/ 5 replies Thu, 02 Jul 2015 13:49:00 GMT http://www.zillow.com/advice-thread/when-buying-a-forclosure-will-the-unpaid-mortgage-balance-be-assumed-by-the-buyer-or-does-buyer-pay/593865/ 2015-07-02T13:49:00Z Despite it being a seller's market, is it still a great time to buy a home? http://www.zillow.com/advice-thread/Despite-it-being-a-seller%27s-market-is-it-still-a-great-time-to-buy-a-home/520905/ 12 replies Thu, 05 Dec 2013 21:18:00 GMT http://www.zillow.com/advice-thread/Despite-it-being-a-seller%27s-market-is-it-still-a-great-time-to-buy-a-home/520905/ 2013-12-05T21:18:00Z Should we buy now in South Redlands, CA or wait another year? http://www.zillow.com/advice-thread/Should-we-buy-now-in-South-Redlands-CA-or-wait-another-year/438605/ We're planning to stay in South Redlands, California for at least 5 years. We're renting a home for around $1600. Should we purchase a home instead of renting or should we wait another year or two?&nbsp;<br/><br/>How stable is this market right now and it is safe to buy and start counting building equity or would the home still have losses?&nbsp;<br/><br/>Please advise! Thank you!<br/><br/>Marcus Soriano<br \><br \>10 replies Wed, 11 Apr 2012 00:39:00 GMT http://www.zillow.com/advice-thread/Should-we-buy-now-in-South-Redlands-CA-or-wait-another-year/438605/ 2012-04-11T00:39:00Z i had a short sale 2 years and 6 months ago- my credit score is about 650. when can i buy again? http://www.zillow.com/advice-thread/i-had-a-short-sale-2-years-and-6-months-ago-my-credit-score-is-about-650-when-can-i-buy-again/464274/ <p>There are no extenuating circumstances for the shortsale.&nbsp; We are so close to the 3 year mark, I was just wondering if&nbsp;FHA will consider with good credit and sufficient income.</p><br \><br \>4 replies Tue, 16 Oct 2012 04:42:00 GMT http://www.zillow.com/advice-thread/i-had-a-short-sale-2-years-and-6-months-ago-my-credit-score-is-about-650-when-can-i-buy-again/464274/ 2012-10-16T04:42:00Z are there any down payment assist program or first time buyer http://www.zillow.com/advice-thread/are-there-any-down-payment-assist-program-or-first-time-buyer/493910/ 9 replies Sun, 26 May 2013 05:44:00 GMT http://www.zillow.com/advice-thread/are-there-any-down-payment-assist-program-or-first-time-buyer/493910/ 2013-05-26T05:44:00Z (Moved): sticker shock from closing costs in NFCU http://www.zillow.com/advice-thread/Moved-sticker-shock-from-closing-costs-in-NFCU/472390/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/sticker-shock-from-closing-costs-in-NFCU/472384/">http://www.zillow.com/advice-thread/sticker-shock-from-closing-costs-in-NFCU/472384/</a><br \><br \>0 replies Sat, 29 Dec 2012 01:47:00 GMT http://www.zillow.com/advice-thread/Moved-sticker-shock-from-closing-costs-in-NFCU/472390/ 2012-12-29T01:47:00Z Submitting an offer... http://www.zillow.com/advice-thread/Submitting-an-offer/447571/ I currently own my own home and am in the process of refiancing my first mortgage. &nbsp;We live in this home. &nbsp;I want to put an offer in on another home but dont want to mess up the refi that is currently going on. &nbsp;This second home would become our primary residence. &nbsp;I dont want to miss the opportunity to make an offer on this home. &nbsp;Everyone I talk to says to wait until the refi goes through. &nbsp;Does anyone know of a way that I can inform the seller of the second home that I will purchase at full asking price if they give me the week I need to finalize the refi? &nbsp;Is there a contract or something I can submit?? &nbsp;Thank you!<br \><br \>4 replies Wed, 20 Jun 2012 15:59:00 GMT http://www.zillow.com/advice-thread/Submitting-an-offer/447571/ 2012-06-20T15:59:00Z is my exsisting mortgage payment added in caculating my DTI? http://www.zillow.com/advice-thread/is-my-exsisting-mortgage-payment-added-in-caculating-my-DTI/414303/ 1 reply Sun, 04 Sep 2011 15:22:00 GMT http://www.zillow.com/advice-thread/is-my-exsisting-mortgage-payment-added-in-caculating-my-DTI/414303/ 2011-09-04T15:22:00Z how much value is a home zoned for business and residence? http://www.zillow.com/advice-thread/how-much-value-is-a-home-zoned-for-business-and-residence/391284/ I am looking at purchasing a property that is a residence located in a commercial area so is zoned for both. How much more should I expect to pay for a residence with commercial zoning in place?<br \><br \>3 replies Fri, 18 Mar 2011 00:37:00 GMT http://www.zillow.com/advice-thread/how-much-value-is-a-home-zoned-for-business-and-residence/391284/ 2011-03-18T00:37:00Z Are you seriously buying a house? http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ <em>I was in escrow with a buyer and the buyer bought a car. They no longer qualified for the loan. If you are a buyer and are serious about owning a home, do not use your credit. Do not put it in your spouses name if the loan is under your name. Just wait until you have your&nbsp;house keys in your hand,&nbsp;you will be glad you did.</em><br \><br \>3 replies Tue, 25 May 2010 05:05:00 GMT http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ 2010-05-25T05:05:00Z I no longer know how to find a house on Zillow. It used to be easy. http://www.zillow.com/advice-thread/I-no-longer-know-how-to-find-a-house-on-Zillow-It-used-to-be-easy/348529/ 1 reply Wed, 05 May 2010 02:51:00 GMT http://www.zillow.com/advice-thread/I-no-longer-know-how-to-find-a-house-on-Zillow-It-used-to-be-easy/348529/ 2010-05-05T02:51:00Z What are the BEST public schools in Redlands Public Schools? http://www.zillow.com/advice-thread/What-are-the-BEST-public-schools-in-Redlands-Public-Schools/285575/ We are moving to Redlands and cannot decide which schools are the BEST.&nbsp; This will determine where we buy.&nbsp; Suggestions/comments?<br \><br \>0 replies Mon, 05 Oct 2009 21:07:00 GMT http://www.zillow.com/advice-thread/What-are-the-BEST-public-schools-in-Redlands-Public-Schools/285575/ 2009-10-05T21:07:00Z What should we offer for our "best and final" offer? http://www.zillow.com/advice-thread/What-should-we-offer-for-our-best-and-final-offer/277005/ There is a REO in Redlands, CA - the asking price is $74,250.&nbsp; It's in a nice area.&nbsp; The house needs some work, and some of the rooms might not be permitted.&nbsp; It's listed as 1300sqft, 2b/1.5b, 8850sqft lot.<br/>Every room in the house needs to be painted.&nbsp; ALL the floors need to be replaced (carpeting and linoleum).&nbsp; Some doors need to be replaced.&nbsp; The kitchen definitely need to be updated, and the half bath basically needs to be torn out and re-done.<br/>Our first offer was $90,000 asking for 3% closing costs.&nbsp; We really want this house - it's one of the few opportunities we've seen to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> in a nice part of Redlands that we can actually afford.&nbsp; What would you suggest?<br \><br \>8 replies Wed, 09 Sep 2009 16:06:00 GMT http://www.zillow.com/advice-thread/What-should-we-offer-for-our-best-and-final-offer/277005/ 2009-09-09T16:06:00Z How do I find out info about a forclosed/auctioned home? http://www.zillow.com/advice-thread/How-do-I-find-out-info-about-a-forclosed-auctioned-home/273631/ There is a home with a note posted on the front door that it has been forclosed and turned over to a bank.&nbsp; How can I find out how to place an offer on this house or when the auction is?&nbsp; Who do I contact about auctions?<br/>Thanks for any info you can give me.<br \><br \>2 replies Sat, 29 Aug 2009 22:40:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-out-info-about-a-forclosed-auctioned-home/273631/ 2009-08-29T22:40:00Z 2nd home, rental, or stay put http://www.zillow.com/advice-thread/2nd-home-rental-or-stay-put/255931/ homeowner with 100k <a href="http://www.zillow.com/mortgage/">mortgage</a> (6.875%)with around 150k equity (1994 home)...debt to income ratio= 20%...annual inc = 120k...ficos high 700 to low 800...planning to upgrade to a newer 2nd home (275-325k) to live in (make the former as a rental?)...is this viable???should we <a href="http://www.zillow.com/refinance/">refinance</a> first...whats the worst/best&nbsp; case scenarios...we r excellent savers/good investors...45 and 47 years of age ...need advise...thank you<br \><br \>2 replies Mon, 13 Jul 2009 22:47:00 GMT http://www.zillow.com/advice-thread/2nd-home-rental-or-stay-put/255931/ 2009-07-13T22:47:00Z if my wife and i have a credit score of in the high 600's to low 700's...what does this mean? http://www.zillow.com/advice-thread/if-my-wife-and-i-have-a-credit-score-of-in-the-high-600%27s-to-low-700%27s-what-does-this-mean/225336/ 5 replies Sun, 19 Apr 2009 04:03:00 GMT http://www.zillow.com/advice-thread/if-my-wife-and-i-have-a-credit-score-of-in-the-high-600%27s-to-low-700%27s-what-does-this-mean/225336/ 2009-04-19T04:03:00Z how do we go about getting a house with a V. A. home loan. http://www.zillow.com/advice-thread/how-do-we-go-about-getting-a-house-with-a-V-A-home-loan/214958/ We were approved/qualified appx 1 1/2 yr. ago for a V. A. loan<br \><br \>4 replies Wed, 25 Mar 2009 08:26:00 GMT http://www.zillow.com/advice-thread/how-do-we-go-about-getting-a-house-with-a-V-A-home-loan/214958/ 2009-03-25T08:26:00Z I want ot offer on a oroperty which is in the market now how much it wort at present market http://www.zillow.com/advice-thread/I-want-ot-offer-on-a-oroperty-which-is-in-the-market-now-how-much-it-wort-at-present-market/213705/ 1 reply Sun, 22 Mar 2009 18:38:00 GMT http://www.zillow.com/advice-thread/I-want-ot-offer-on-a-oroperty-which-is-in-the-market-now-how-much-it-wort-at-present-market/213705/ 2009-03-22T18:38:00Z