Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Stone Mountain- GA http://www.zillow.com/advice/Stone-Mountain-GA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Looking for a lender to help with my credit score http://www.zillow.com/advice-thread/Looking-for-a-lender-to-help-with-my-credit-score/602993/ Im looking to purchase a house when my current lease runs out in June 2016. At the moment my credit scores are around 560. Im looking for the best/quickest way i can get to 620 if possible so i can qualify for a loan. I have seen that some lenders will take a middle score of 580 as well with more down. Can someone contact me and review my report and give me some advice on what to pay off first? I dont have many accounts.<br/><br/>Thanks<br \><br \>4 replies Wed, 02 Sep 2015 14:08:00 GMT http://www.zillow.com/advice-thread/Looking-for-a-lender-to-help-with-my-credit-score/602993/ 2015-09-02T14:08:00Z can i buy a home after bankruptcy and foreclosure http://www.zillow.com/advice-thread/can-i-buy-a-home-after-bankruptcy-and-foreclosure/581972/ <p>we are rying to purchase a home,&nbsp;&nbsp; chapter 7 bankruptcy discharge 4 years ago, I also did a short sale on previous residence 4 years ago and a foreclosure on an investment property 5 years ago.my wife also did a short sale 5 years ago on her property. We have spoken to a few mortgage brokers and been getting the run around because we show enough income. Our credit score is around 640 with minimal debt. The problem we are having is we own our business and been paying our self very low in form of w2 the last two years, since the year started we've upgrade our pay to double the amount. we are able to put 20% down on the property. The property range we are looking at is 200k-320k</p><p>Any advise how to proceed</p><br \><br \>4 replies Tue, 07 Apr 2015 20:55:00 GMT http://www.zillow.com/advice-thread/can-i-buy-a-home-after-bankruptcy-and-foreclosure/581972/ 2015-04-07T20:55:00Z Lovence Realty http://www.zillow.com/advice-thread/Lovence-Realty/242413/ I am writing this to warn people against doing business with Lovence Realty and Wayne Lovence. He stole our earnest money of $1000.00. Wayne Lovence of Lovence Realty was the listing agent of a property we put a contract on. This contract was canceled on 4/30 which was well within the contingency period. We have been calling and emailing him since then regarding the return of our $1000.00. He ignores our calls most of the time, and when he does answer, he says the check is in the mail ( which it never was) He has lied to us time and time again and as of 6/03 we still have not gotten back our money. Do not do business with Wayne Lovence or Lovence Realty. He will lie to you and steal your earnest money!!! We are filing complaints with the Georgia <a href="http://www.zillow.com">Real Estate</a> Commission, Georgia Attorney State General, Consumer Affairs, Georgia Banking and Finance Commission and any other authority to make sure Lovence Realty and Wayne Lovence knows he just can't steal from hard working people.<br \><br \>5 replies Wed, 03 Jun 2009 23:24:00 GMT http://www.zillow.com/advice-thread/Lovence-Realty/242413/ 2009-06-03T23:24:00Z If a house your interested in buying is in pre foreclosure, what is the next step regarding purchasi http://www.zillow.com/advice-thread/If-a-house-your-interested-in-buying-is-in-pre-foreclosure-what-is-the-next-step-regarding-purchasi/524698/ 8 replies Thu, 16 Jan 2014 14:00:00 GMT http://www.zillow.com/advice-thread/If-a-house-your-interested-in-buying-is-in-pre-foreclosure-what-is-the-next-step-regarding-purchasi/524698/ 2014-01-16T14:00:00Z 5952 Marbut Rd Lithonia, GA http://www.zillow.com/advice-thread/5952-Marbut-Rd-Lithonia-GA/542580/ I need property lines<br \><br \>0 replies Mon, 26 May 2014 20:40:00 GMT http://www.zillow.com/advice-thread/5952-Marbut-Rd-Lithonia-GA/542580/ 2014-05-26T20:40:00Z What can I do to get more (or better) quotes for my loan request ZR-XPWPVTX? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-XPWPVTX/527525/ Greetings,<br/>I reside at 1598 GOLF LINK DR, STONE MOUNTAIN GA. I've rented this home for the past 2 years and would love to purchase it since my credit score is 6 ponits away from 640 (the score you need to qualify for a mortgage). I've never dealt with buying and selling property. I would be etremely appreciative if you'd advise me on the procedure needed to buy the house and complete pre-existing structural issues. I am 100% disabled through the military and social security. I still have my VA home loan available for purchase<br/><br/>Veonica Oliver<br/>4048575959 &nbsp;<br \><br \>1 reply Fri, 07 Feb 2014 16:40:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-XPWPVTX/527525/ 2014-02-07T16:40:00Z Can anyone tell me what is available for purchase in Stone Mountain area 30087, Conyers and Covingto http://www.zillow.com/advice-thread/Can-anyone-tell-me-what-is-available-for-purchase-in-Stone-Mountain-area-30087-Conyers-and-Covingto/510736/ n in the price range up to 100,000.<br \><br \>0 replies Tue, 10 Sep 2013 16:43:00 GMT http://www.zillow.com/advice-thread/Can-anyone-tell-me-what-is-available-for-purchase-in-Stone-Mountain-area-30087-Conyers-and-Covingto/510736/ 2013-09-10T16:43:00Z What can I do to get more (or better) quotes for my loan request ZR-DPLFNGY? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-DPLFNGY/505907/ 0 replies Thu, 08 Aug 2013 20:23:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-DPLFNGY/505907/ 2013-08-08T20:23:00Z How can I get a mortgage loan? http://www.zillow.com/advice-thread/How-can-I-get-a-mortgage-loan/496132/ I am currently in the market to buy my first home. I am however a waitress at a restaurant. The money is good but I have no way of proving how much I make in tips at my job. Are there any other alternatives to me owning my first home or would a rent/lease to own be a better option for me?<br \><br \>1 reply Sun, 09 Jun 2013 01:19:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-mortgage-loan/496132/ 2013-06-09T01:19:00Z What can I do to get more (or better) quotes for my loan request ZR-QWRRRHK http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-QWRRRHK/435210/ I DON'T HAVE A CREDIT SCORE.AND I AM ON DISABLITY.I AM TRYING TO GET A&nbsp;FIRST BUYER LOAN. CAN YOU HELP ME?<br \><br \>0 replies Thu, 15 Mar 2012 01:19:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-QWRRRHK/435210/ 2012-03-15T01:19:00Z what type down payment on a home 150k is required with challenged credit? http://www.zillow.com/advice-thread/what-type-down-payment-on-a-home-150k-is-required-with-challenged-credit/287632/ 6 replies Mon, 12 Oct 2009 14:59:00 GMT http://www.zillow.com/advice-thread/what-type-down-payment-on-a-home-150k-is-required-with-challenged-credit/287632/ 2009-10-12T14:59:00Z How do you screen your listings? http://www.zillow.com/advice-thread/How-do-you-screen-your-listings/372985/ I ahve been trying to find out info re a property that is listed as being sold at auction. Auction.com does not know about this property and the contact person REDC REDC says they have no information on this prperty.<br \><br \>3 replies Thu, 28 Oct 2010 18:37:00 GMT http://www.zillow.com/advice-thread/How-do-you-screen-your-listings/372985/ 2010-10-28T18:37:00Z My credit scores range from 636, 624, 616 and 598-fluctuating. Can I still get qualified for a home? http://www.zillow.com/advice-thread/My-credit-scores-range-from-636-624-616-and-598-fluctuating-Can-I-still-get-qualified-for-a-home/343071/ <p>The lender I was working with says my middle score keeps changing from TransUnion to Equifax and it fluctuates. I want to know am I eligible for an FHA loan still even tho the middle score seems to go up and up and cause Me to miss out. Thanks guys...</p><br \><br \>4 replies Sun, 11 Apr 2010 20:12:00 GMT http://www.zillow.com/advice-thread/My-credit-scores-range-from-636-624-616-and-598-fluctuating-Can-I-still-get-qualified-for-a-home/343071/ 2010-04-11T20:12:00Z i just had my first mortgage modified but my 2nd loan is more than my house is worth http://www.zillow.com/advice-thread/i-just-had-my-first-mortgage-modified-but-my-2nd-loan-is-more-than-my-house-is-worth/233040/ 2 replies Sat, 09 May 2009 13:02:00 GMT http://www.zillow.com/advice-thread/i-just-had-my-first-mortgage-modified-but-my-2nd-loan-is-more-than-my-house-is-worth/233040/ 2009-05-09T13:02:00Z