Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Chino- CA http://www.zillow.com/advice/Chino-CA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate How do I find a local real estate agent that is an expert in buying newly constructed homes? http://www.zillow.com/advice-thread/How-do-I-find-a-local-real-estate-agent-that-is-an-expert-in-buying-newly-constructed-homes/584985/ I currently live in Chino and there are plenty of new homes for sale, most of them are in the process of being built. I was wondering how do I find a real estate agent that specialize in newly constructed homes?&nbsp; Every agent at the new homes I visit tell me the prices are not negotiable. I tried searching on zillow to see what the current houses are being sold for but I can never find any information on these new houses. Would a real estate be able to access that information and be able to get be a better deal?<br/><br/>&nbsp;Thank you for taking the time to answer my questions.<br \><br \>3 replies Thu, 30 Apr 2015 17:34:00 GMT http://www.zillow.com/advice-thread/How-do-I-find-a-local-real-estate-agent-that-is-an-expert-in-buying-newly-constructed-homes/584985/ 2015-04-30T17:34:00Z I am in the process of going though credit card consulidation. http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ How long do I &nbsp;have to wait before I can look to buy or gat a co-signer? &nbsp;<br \><br \>6 replies Mon, 24 Jan 2011 20:09:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2011-01-24T20:09:00Z looking for 2houses on a lot http://www.zillow.com/advice-thread/looking-for-2houses-on-a-lot/536111/ 2 replies Fri, 11 Apr 2014 21:16:00 GMT http://www.zillow.com/advice-thread/looking-for-2houses-on-a-lot/536111/ 2014-04-11T21:16:00Z (Moved): Are we seen any mortgage standars easing? http://www.zillow.com/advice-thread/Moved-Are-we-seen-any-mortgage-standars-easing/528950/ This discussion has been moved to the following location: <a href="http://www.zillow.com/advice-thread/Are-we-seen-any-mortgage-standars-easing/528947/">http://www.zillow.com/advice-thread/Are-we-seen-any-mortgage-standars-easing/528947/</a><br \><br \>0 replies Tue, 18 Feb 2014 20:31:00 GMT http://www.zillow.com/advice-thread/Moved-Are-we-seen-any-mortgage-standars-easing/528950/ 2014-02-18T20:31:00Z what will underwriter say about 1 year forclosure ruling? http://www.zillow.com/advice-thread/what-will-underwriter-say-about-1-year-forclosure-ruling/512687/ 5 replies Tue, 24 Sep 2013 16:52:00 GMT http://www.zillow.com/advice-thread/what-will-underwriter-say-about-1-year-forclosure-ruling/512687/ 2013-09-24T16:52:00Z How does one find out about a foreclosure when the OWNER/LENDER does not have it in their files! http://www.zillow.com/advice-thread/How-does-one-find-out-about-a-foreclosure-when-the-OWNER-LENDER-does-not-have-it-in-their-files/475718/ 12019 Humboldt Ave. Chino, Ca.<br \><br \>4 replies Thu, 24 Jan 2013 19:10:00 GMT http://www.zillow.com/advice-thread/How-does-one-find-out-about-a-foreclosure-when-the-OWNER-LENDER-does-not-have-it-in-their-files/475718/ 2013-01-24T19:10:00Z First Time Home Buyers http://www.zillow.com/advice-thread/First-Time-Home-Buyers/229013/ <h3 style="text-align: left;">What a GREAT time for First Time Home Buyers (at least anyone who hasn't owned a home in the last 3 years)! Here's why:</h3><h3 style="text-align: left;">FHA is actually LENDING money. All you need is a credit score of 625 (right now) or higher, a job (obviously), and 3.5% down. Two different clients of mine just bought newer homes, in beautiful neighborhoods! Their monthly payments which include <a href="http://www.zillow.com/mortgage/">mortgage</a>, taxes, and insurance is just over $1,200 per month! Not to mention the $8000 tax credit they're going to get, and NOT have to pay back! Oh yeah...and most of the time the seller agrees to pay up to 6% of the buyer's closing costs and pre-paids! Anyone who has what's needed and doesn't do it now, is craaaaazy!</h3><h3 style="text-align: left;">FHA and Short Sales... First and most important...make sure the listing Agent has the price approved by the bank. That avoids any unseen disappointment. Make sure the buyer's Agent knows how to word the offer correctly, and uses a good pricing strategy in the offer. If all of the above is done correctly, it's a win - win for both sides.</h3><h3 style="text-align: left;">Makes me wish that I waited to buy my house! Talk about a "Buyer's Market"! The Buyer not only gets the kitchen sink, but practically served up on a silver platter too!!! Just remember...buying a new home should be a fun and happy occasion. If it's not...something, somewhere in the process isn't right.&nbsp;</h3><br \><br \>61 replies Wed, 29 Apr 2009 01:19:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyers/229013/ 2009-04-29T01:19:00Z I AM F-1 STATUS NOW,AND I WANT TO BUY A NEW HOME THIS YEAR.CAN I GET THE TAX RETURN ? http://www.zillow.com/advice-thread/I-AM-F-1-STATUS-NOW-AND-I-WANT-TO-BUY-A-NEW-HOME-THIS-YEAR-CAN-I-GET-THE-TAX-RETURN/273139/ I AM F-1 STATUS NOW,AND I WANT TO <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">BUY A NEW HOME</a> THIS YEAR.CAN I GET THE TAX RETURN ?<br \><br \>2 replies Fri, 28 Aug 2009 08:41:00 GMT http://www.zillow.com/advice-thread/I-AM-F-1-STATUS-NOW-AND-I-WANT-TO-BUY-A-NEW-HOME-THIS-YEAR-CAN-I-GET-THE-TAX-RETURN/273139/ 2009-08-28T08:41:00Z Biest against FHA loans http://www.zillow.com/advice-thread/Biest-against-FHA-loans/256985/ Do sellers have a biest against <a href="http://www.zillow.com/fha-loan/">FHA</a> loans?<br \><br \>6 replies Thu, 16 Jul 2009 16:24:00 GMT http://www.zillow.com/advice-thread/Biest-against-FHA-loans/256985/ 2009-07-16T16:24:00Z California offering tax credit http://www.zillow.com/advice-thread/California-offering-tax-credit/256984/ Is California offering tax credits to new home purchasers? How much?<br \><br \>11 replies Thu, 16 Jul 2009 16:22:00 GMT http://www.zillow.com/advice-thread/California-offering-tax-credit/256984/ 2009-07-16T16:22:00Z Earnest deposit in jeopardy http://www.zillow.com/advice-thread/Earnest-deposit-in-jeopardy/256963/ If my submitted offer gets approved by the seller how many days do I have to cancel a contract? Can I cancel the contract for any reason? Within this grace period can my earnest deposit ever be in jeopardy of being lost?<br \><br \>6 replies Thu, 16 Jul 2009 15:46:00 GMT http://www.zillow.com/advice-thread/Earnest-deposit-in-jeopardy/256963/ 2009-07-16T15:46:00Z Fastest buyer vs highest bidder? http://www.zillow.com/advice-thread/Fastest-buyer-vs-highest-bidder/256962/ If I find an available house without any backup offers and put the first offer down, does the seller take the property off the market immediately or do they continue to let offers come in and choice the highest one? Basically does the fastest buyer to find the property or the highest bidder get the seller to take the property off the market normally?<br \><br \>4 replies Thu, 16 Jul 2009 15:44:00 GMT http://www.zillow.com/advice-thread/Fastest-buyer-vs-highest-bidder/256962/ 2009-07-16T15:44:00Z Easy Question http://www.zillow.com/advice-thread/Easy-Question/256964/ If I find an available property what steps do I take before submitting an offer? Call up my lender? Call up my realtor? Get an inspector involved?<br \><br \>4 replies Thu, 16 Jul 2009 15:47:00 GMT http://www.zillow.com/advice-thread/Easy-Question/256964/ 2009-07-16T15:47:00Z Backup Offer Only http://www.zillow.com/advice-thread/Backup-Offer-Only/256961/ If the original transaction falls through in a "<strong>Backup Offer Only</strong>" sale how does the seller choose which backup buyer to proceed with if there are multiple people in line? First come first serve? Higher offer? Higher earnest money? Other?<br \><br \>2 replies Thu, 16 Jul 2009 15:43:00 GMT http://www.zillow.com/advice-thread/Backup-Offer-Only/256961/ 2009-07-16T15:43:00Z Probate sale http://www.zillow.com/advice-thread/Probate-sale/256970/ What is a probate sale with a conservator?<br \><br \>2 replies Thu, 16 Jul 2009 16:02:00 GMT http://www.zillow.com/advice-thread/Probate-sale/256970/ 2009-07-16T16:02:00Z Lost its value or retained its value? http://www.zillow.com/advice-thread/Lost-its-value-or-retained-its-value/256983/ Should I lean toward a home that has lost its value recently or retained its value recently? If my plan is to buy low and sell high in about 5 to 7 years.<br \><br \>2 replies Thu, 16 Jul 2009 16:21:00 GMT http://www.zillow.com/advice-thread/Lost-its-value-or-retained-its-value/256983/ 2009-07-16T16:21:00Z Buying home that needs repairs before the bank will lend on the property. http://www.zillow.com/advice-thread/Buying-home-that-needs-repairs-before-the-bank-will-lend-on-the-property/191494/ <p>We want to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> that has already been appraised at $440,000 after repairs.<br/>However, the bank that owned the property went under and the property is being sold by investors.&nbsp; They have accepted our offer of $280,000.&nbsp; It is a 2600 sq. ft. house on 1 acre and seems like a great investment.&nbsp; The investors do not want to make any improvements, but the bank will not lend until repairs are made.&nbsp; Our agent has suggested an addendum allowing us to make repairs before escrow closes with a contingency that we will be reimbursed in full if we cannot get funding.&nbsp; We have already been preapproved and the bank says it will lend if repairs are made.&nbsp;<br/>-Can you please tell me if this is an acceptable and&nbsp;safe legal&nbsp;arrangement.<br/>Thanks -Dave</p><br \><br \>7 replies Fri, 23 Jan 2009 04:18:00 GMT http://www.zillow.com/advice-thread/Buying-home-that-needs-repairs-before-the-bank-will-lend-on-the-property/191494/ 2009-01-23T04:18:00Z Does A 203k loan have to be owner's primary residance? --- http://www.zillow.com/advice-thread/Does-A-203k-loan-have-to-be-owner%27s-primary-residance-/191848/ Does A 203k <a href="http://www.zillow.com/mortgage/">loan</a> have to be owner's primary residance?<br \><br \>1 reply Sat, 24 Jan 2009 02:53:00 GMT http://www.zillow.com/advice-thread/Does-A-203k-loan-have-to-be-owner%27s-primary-residance-/191848/ 2009-01-24T02:53:00Z