Zillow Advice RSS: Question-Discussion-Guide,Home Buying,Vancouver- WA http://www.zillow.com/advice/Vancouver-WA/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate usda said they couldnt process our app because of funds, does anyone know how the guaranteed way http://www.zillow.com/advice-thread/usda-said-they-couldnt-process-our-app-because-of-funds-does-anyone-know-how-the-guaranteed-way/302041/ works rather then the direct? could we do the guaranteed way? im really not sure how it all works but my wife and i are in need of a home soon. thanks!<br \><br \>2 replies Sat, 28 Nov 2009 01:58:00 GMT http://www.zillow.com/advice-thread/usda-said-they-couldnt-process-our-app-because-of-funds-does-anyone-know-how-the-guaranteed-way/302041/ 2009-11-28T01:58:00Z Zestimates off by an order of magnitude http://www.zillow.com/advice-thread/Zestimates-off-by-an-order-of-magnitude/266668/ Zillow's estimate for a typical McMansion is $7.3 MILLION.<br/><br/>9502 NW 23rd Ave Vancouver WA 98665<br/>4 beds, 2.5 baths, 1,971 sq ft<br/>Zestimate: $7,330,500<br/><br/>Amazingly, the home details appear correct.&nbsp; Is someone smoking Maui wowie, or is Zillow now valuating in Ameros?<br \><br \>4 replies Tue, 11 Aug 2009 04:41:00 GMT http://www.zillow.com/advice-thread/Zestimates-off-by-an-order-of-magnitude/266668/ 2009-08-11T04:41:00Z First Time Home Buyers - Time is running out to get your tax credit! http://www.zillow.com/advice-thread/First-Time-Home-Buyers-Time-is-running-out-to-get-your-tax-credit/278121/ If you are a 1st Time Home Buyer there is still time to cash in on the 1st Time Home Buyer's $8,000 Tax Credit.&nbsp; Your purchase must be closed, recorded, and in your name no later than November 30th. <br/><br/>Being a 1st Time Home Buyer has nothing to do with any income limits, if you have not owned a home in the last 3 years, you qualify as a 1st Time Buyer!&nbsp; To qualify for the full tax credit, you must purchase a home of at least $80,000. If you owe IRS any money they will withhold that amount of the tax credit, otherwise you actually get a check for $8,000!&nbsp; If you have any questions about the tax credit I have lots of sites I can refer you to. <br/><br/>Bank owned and fair market listings are the best choice for a fast close. Many buyers are staying away from Short Sales because of the fear of not closing on time - some Short Sales are still worth looking at, it just depends on what stage the process is in.&nbsp; <br/><br/>So, no matter what price range you are in, it is time to buy a home!<br \><br \>8 replies Sat, 12 Sep 2009 19:58:00 GMT http://www.zillow.com/advice-thread/First-Time-Home-Buyers-Time-is-running-out-to-get-your-tax-credit/278121/ 2009-09-12T19:58:00Z How can I tell when a photo was taken? http://www.zillow.com/advice-thread/How-can-I-tell-when-a-photo-was-taken/272436/ 1 reply Wed, 26 Aug 2009 17:48:00 GMT http://www.zillow.com/advice-thread/How-can-I-tell-when-a-photo-was-taken/272436/ 2009-08-26T17:48:00Z Im thinking about going through a builder and have questions... http://www.zillow.com/advice-thread/Im-thinking-about-going-through-a-builder-and-have-questions/268879/ i am thinking about going through the builder adair homes, i having been talking to one of the people there and he said that the construction <a href="http://www.zillow.com/mortgage/">loan</a> is 0% down and that the <a href="http://www.zillow.com/directory/lenders/">lender</a> will only lend 75% of the appraised value of the house. So i guess my question is: is the construction loan a one time loan? and what happens if the home doesnt appraise at what we need it too? the home will take an estimated amount of&nbsp;$147,000 so it would need to appraise at $200,000 right?&nbsp;i hope that all makes sense - Thanks<br \><br \>1 reply Mon, 17 Aug 2009 03:47:00 GMT http://www.zillow.com/advice-thread/Im-thinking-about-going-through-a-builder-and-have-questions/268879/ 2009-08-17T03:47:00Z How can I email your listing to my son's email? http://www.zillow.com/advice-thread/How-can-I-email-your-listing-to-my-son%27s-email/256447/ 1 reply Wed, 15 Jul 2009 08:46:00 GMT http://www.zillow.com/advice-thread/How-can-I-email-your-listing-to-my-son%27s-email/256447/ 2009-07-15T08:46:00Z how much does a duplex cost? http://www.zillow.com/advice-thread/how-much-does-a-duplex-cost/252643/ I'm thinking to buy a one sided duplex, how much does it cost?<br \><br \>1 reply Sat, 04 Jul 2009 03:54:00 GMT http://www.zillow.com/advice-thread/how-much-does-a-duplex-cost/252643/ 2009-07-04T03:54:00Z 2 bed , 1.5 duplex for how much? http://www.zillow.com/advice-thread/2-bed-1-5-duplex-for-how-much/252644/ how much does a 2 bed ,1.5 bath duplex cost?<br \><br \>0 replies Sat, 04 Jul 2009 04:06:00 GMT http://www.zillow.com/advice-thread/2-bed-1-5-duplex-for-how-much/252644/ 2009-07-04T04:06:00Z what does days on zillow mean? http://www.zillow.com/advice-thread/what-does-days-on-zillow-mean/249349/ 1 reply Wed, 24 Jun 2009 17:31:00 GMT http://www.zillow.com/advice-thread/what-does-days-on-zillow-mean/249349/ 2009-06-24T17:31:00Z can anyone get my wife and i a loan with a 701 credit score and a 586 credit score? http://www.zillow.com/advice-thread/can-anyone-get-my-wife-and-i-a-loan-with-a-701-credit-score-and-a-586-credit-score/245849/ my wife and i really want to get a home but are having trouble finding a <a href="http://www.zillow.com/directory/lenders/">lender</a> that will work with those scores<br \><br \>9 replies Sun, 14 Jun 2009 19:31:00 GMT http://www.zillow.com/advice-thread/can-anyone-get-my-wife-and-i-a-loan-with-a-701-credit-score-and-a-586-credit-score/245849/ 2009-06-14T19:31:00Z does the down payment go towards the purchase price? http://www.zillow.com/advice-thread/does-the-down-payment-go-towards-the-purchase-price/246710/ in other words if we get approved for 120,000 and we have 5000 down does that mean we can get a house for 125,000 or does that 5000 go towards the purchase?<br \><br \>3 replies Wed, 17 Jun 2009 04:25:00 GMT http://www.zillow.com/advice-thread/does-the-down-payment-go-towards-the-purchase-price/246710/ 2009-06-17T04:25:00Z ok so on the 5/1 arm loan can i refinance after say three years to a standard fixed rate loan? http://www.zillow.com/advice-thread/ok-so-on-the-5-1-arm-loan-can-i-refinance-after-say-three-years-to-a-standard-fixed-rate-loan/242573/ trying to figure out the best <a href="http://www.zillow.com/mortgage/">loan</a> for me<br \><br \>7 replies Thu, 04 Jun 2009 16:22:00 GMT http://www.zillow.com/advice-thread/ok-so-on-the-5-1-arm-loan-can-i-refinance-after-say-three-years-to-a-standard-fixed-rate-loan/242573/ 2009-06-04T16:22:00Z credit scores http://www.zillow.com/advice-thread/credit-scores/239747/ my wife and i are wanting to get a home but our credit scores are 584 and 701 does anyone know of a <a href="http://www.zillow.com/directory/lenders/">lender</a> or bank that will accept that low of a credit score?<br \><br \>4 replies Thu, 28 May 2009 00:55:00 GMT http://www.zillow.com/advice-thread/credit-scores/239747/ 2009-05-28T00:55:00Z Is there an income limit to the first time home buyers tax incentive? http://www.zillow.com/advice-thread/Is-there-an-income-limit-to-the-first-time-home-buyers-tax-incentive/232723/ I work outside the U.S. and most of my income isn't taxable. I plan on buying my first home within the next few months. I had heard that there are limits on income but wasn't too sure about all the fine print.<br \><br \>8 replies Fri, 08 May 2009 13:43:00 GMT http://www.zillow.com/advice-thread/Is-there-an-income-limit-to-the-first-time-home-buyers-tax-incentive/232723/ 2009-05-08T13:43:00Z Refinance asking BUYERS, Honest replys please NO sales pitches! http://www.zillow.com/advice-thread/Refinance-asking-BUYERS-Honest-replys-please-NO-sales-pitches/189151/ I will need to <a href="http://www.zillow.com/refinance/">Refinance</a> in 2 years. &nbsp; My house dropped in price of course like any other but with the work we put into this house it is was appraised at 409k fall of 08.<br/><br/>My Bank is offering me 5.1 percent.&nbsp;&nbsp; I def want at least 4.8% locked 30 year FIX&nbsp; for around $257k loan...&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br/><br/>1. Do you guys know of any banks that offer better deal then im looking for?&nbsp; If so list.&nbsp; <br/><br/>&nbsp;2. Can you safely say that at least for the next 1 year we will continue to be around 4.0 to 5.0 percentage rate?&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br/><br/>3.&nbsp; Should i try to lock a deal now or wait?&nbsp; If wait how long? <br/><br/>Thanks ahead of time for your help! <br/><br/><br \><br \>5 replies Fri, 16 Jan 2009 21:43:00 GMT http://www.zillow.com/advice-thread/Refinance-asking-BUYERS-Honest-replys-please-NO-sales-pitches/189151/ 2009-01-16T21:43:00Z