Zillow Advice RSS: Question-Discussion-Guide,Home Buying,TX http://www.zillow.com/advice/TX/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate Is First Texas Homes builder better over Highland Homes, Grand Homes, Landon Homes, American Legend? http://www.zillow.com/advice-thread/Is-First-Texas-Homes-builder-better-over-Highland-Homes-Grand-Homes-Landon-Homes-American-Legend/430460/ 27 replies Tue, 31 Jan 2012 05:35:00 GMT http://www.zillow.com/advice-thread/Is-First-Texas-Homes-builder-better-over-Highland-Homes-Grand-Homes-Landon-Homes-American-Legend/430460/ 2012-01-31T05:35:00Z Who are the best rated home builders in n the Houston, Tx area? http://www.zillow.com/advice-thread/Who-are-the-best-rated-home-builders-in-n-the-Houston-Tx-area/573734/ I'm looking to build and I want info on the best builders to consider. Best in customer service, value, quality and continued service needs.<br \><br \>4 replies Wed, 28 Jan 2015 17:44:00 GMT http://www.zillow.com/advice-thread/Who-are-the-best-rated-home-builders-in-n-the-Houston-Tx-area/573734/ 2015-01-28T17:44:00Z Can you enter a street and get an email if any homes come up for sale on that street? http://www.zillow.com/advice-thread/Can-you-enter-a-street-and-get-an-email-if-any-homes-come-up-for-sale-on-that-street/573432/ 5 replies Mon, 26 Jan 2015 00:48:00 GMT http://www.zillow.com/advice-thread/Can-you-enter-a-street-and-get-an-email-if-any-homes-come-up-for-sale-on-that-street/573432/ 2015-01-26T00:48:00Z What does the zillow estimate mean? Is this the price I should pay for a home? How accurate is this http://www.zillow.com/advice-thread/What-does-the-zillow-estimate-mean-Is-this-the-price-I-should-pay-for-a-home-How-accurate-is-this/573703/ How accurate is this number?<br \><br \>9 replies Wed, 28 Jan 2015 14:11:00 GMT http://www.zillow.com/advice-thread/What-does-the-zillow-estimate-mean-Is-this-the-price-I-should-pay-for-a-home-How-accurate-is-this/573703/ 2015-01-28T14:11:00Z What's the next up and coming neighborhood in Austin, TX? http://www.zillow.com/advice-thread/What%27s-the-next-up-and-coming-neighborhood-in-Austin-TX/393142/ 7 replies Thu, 31 Mar 2011 17:19:00 GMT http://www.zillow.com/advice-thread/What%27s-the-next-up-and-coming-neighborhood-in-Austin-TX/393142/ 2011-03-31T17:19:00Z moving http://www.zillow.com/advice-thread/moving/572497/ I currently live in South Dakota and the mortgage policies here when you move is that you either have to live in that area for 6 months or you have to be transferring into a job that is either the same type as what your current job is or the same type as what you're going to school for. &nbsp;Is that the same policy in El Paso?<br \><br \>1 reply Sat, 17 Jan 2015 08:32:00 GMT http://www.zillow.com/advice-thread/moving/572497/ 2015-01-17T08:32:00Z income property http://www.zillow.com/advice-thread/income-property/566837/ what is the market for income properties in or around houston, texas<br \><br \>4 replies Sun, 16 Nov 2014 18:03:00 GMT http://www.zillow.com/advice-thread/income-property/566837/ 2014-11-16T18:03:00Z Termination Option on Contract http://www.zillow.com/advice-thread/Termination-Option-on-Contract/572695/ Does holidays count as business days<br \><br \>8 replies Mon, 19 Jan 2015 15:43:00 GMT http://www.zillow.com/advice-thread/Termination-Option-on-Contract/572695/ 2015-01-19T15:43:00Z Using a real estate agent for a New build http://www.zillow.com/advice-thread/Using-a-real-estate-agent-for-a-New-build/572582/ I met with a real estate agent two times, and got prequalified for a mortgage with a company through him that NEVER followed up with any sort of paperwork.&nbsp; Do I have to have him at closing?&nbsp; Will he get paid from sitting in on the first meeting with the builder (that I found and met with first before meeting him, so he literally did nothing to find me a house, and the lender he connected me with did NOTHING for me) and signing that he was there?<br/>Is it possible to end up financially owing a mortgage company something if I filled out an application, but ended up going with another lender because they never followed up, answered the phone, or returned my calls?<br/>I just am not sure what to do about the deadbeat real estate agent/mortgage lender.<br/>(Months after they were in the picture, I assumed they dropped off the planet, but then I got a voicemail from the real estate agent telling me that I should be hearing from his lender soon to start the closing process??!!?? He is back to not answering emails or phone calls).&nbsp; <br/><br/>And we are having a house built- do we need to have a real estate agent at closing?&nbsp; At this point, we have done everything without one, I am not sure why we would need one now?<br \><br \>5 replies Sun, 18 Jan 2015 06:16:00 GMT http://www.zillow.com/advice-thread/Using-a-real-estate-agent-for-a-New-build/572582/ 2015-01-18T06:16:00Z No money down program ! IF you are looking to move outside of the City of Houston! http://www.zillow.com/advice-thread/No-money-down-program-IF-you-are-looking-to-move-outside-of-the-City-of-Houston/401049/ <p>It is called the USDA (Rural Housing) loan program<br/>Please check out this website<br/><strong>http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction<br/></strong>to see if the home or area you are interested in is eligible.<br/><br/>Also, you can check to see if qualify for the No Down Payment Program on the site.<br/>*Borrower must meet income requirements<br/>*100% financing program plus Guarantee Fee<br/>*Can borrow up to the appraised value if it is higher than the sales price for closing cost and prepaids<br/>*Minimum FICO score of 620 with some exceptions<br/>*Cannot currently own any other real estate<br/>*DO NOT HAVE to be a 1st time home buyer!!!!!<br/><br/>USDA Income Limits<br/>*<strong>Brazoria County<br/></strong>1-4 Person $82,100<br/>5-8 Person $108,350<br/>*Houston,Baytown,Sugar Land, etc..<br/>*1-4 Person $73,600<br/>*5-8 Person $97,150<br/><br/><strong>&nbsp;Lots of new home builders have open arms with this program!<br/><br/></strong></p><br \><br \>6 replies Mon, 30 May 2011 17:21:00 GMT http://www.zillow.com/advice-thread/No-money-down-program-IF-you-are-looking-to-move-outside-of-the-City-of-Houston/401049/ 2011-05-30T17:21:00Z Can I bring a realtor before signing newbuilding contract, even if I walked in at first without one? http://www.zillow.com/advice-thread/Can-I-bring-a-realtor-before-signing-newbuilding-contract-even-if-I-walked-in-at-first-without-one/572610/ <p>Im looking to get a new house with dr Horton, but I walked in without an agent and ever since Ive been going back different occasions to talk to the builders agent about prices etc..</p><p>Im close to sign a contract but now im having second thoughts that im representing myself I don't doubt I can get a good deal but im still missing the realtors experience. first time home buyer. Can I still bring a realtor with me ??</p><br \><br \>14 replies Sun, 18 Jan 2015 17:02:00 GMT http://www.zillow.com/advice-thread/Can-I-bring-a-realtor-before-signing-newbuilding-contract-even-if-I-walked-in-at-first-without-one/572610/ 2015-01-18T17:02:00Z Interested in building an apartment complex on land I own, zoned commercial in SA, TX http://www.zillow.com/advice-thread/Interested-in-building-an-apartment-complex-on-land-I-own-zoned-commercial-in-SA-TX/572493/ I own a house built on a large piece of property that I also own, zoned commercial in San Antonio,TX. Located in a residential area that is listed in the city's revitilazation program. Could be eligible for development cost breaks. I am interested in a tear down to build a muli-family apartment complex. 6-8 units. Located near the city base development on the south side. I am unsure where to start this process, how I could go about obtaining financing as well as financing requirements. Would HUD be an option? Any advice on where I could begin would be greatly appreciated.<br \><br \>3 replies Sat, 17 Jan 2015 06:46:00 GMT http://www.zillow.com/advice-thread/Interested-in-building-an-apartment-complex-on-land-I-own-zoned-commercial-in-SA-TX/572493/ 2015-01-17T06:46:00Z Would the lack of a separate dining room hurt selling the house later? http://www.zillow.com/advice-thread/Would-the-lack-of-a-separate-dining-room-hurt-selling-the-house-later/572396/ We are thinking about buying this new house (3500 sq.ft. @ $115 per sq. ft.) in a very good location. But it doesn't have a separate/formal dining room. All it has is a dining area adjacent/open to the kitchen (it isn't a breakfast nook corner either). The house has everything else one would look for in that price range. My question is "Would the lack of a separate dining room hurt selling the house later?"<br \><br \>12 replies Fri, 16 Jan 2015 08:10:00 GMT http://www.zillow.com/advice-thread/Would-the-lack-of-a-separate-dining-room-hurt-selling-the-house-later/572396/ 2015-01-16T08:10:00Z Help! I'm trying to buy a house in DFW but not getting anywhere. http://www.zillow.com/advice-thread/Help-I%27m-trying-to-buy-a-house-in-DFW-but-not-getting-anywhere/489022/ I contacted a realtor suggested to me by a friend a little over a week ago. The first day went really smoothly. I was approved for an FHA loan for $100,000 and was told that we would start searching right then. I want to close on a house before June 3rd when the policy changed on private mortgage insurance. So far all I have received is automatic search results shot to me through email. I have notified her of 12 homes that I like but she has not let me know anything about them other than a response here and there that a house has foundation issues&nbsp; but haven't heard much on the other houses. Should I find a new realtor? She also told me that at this time that the market is for sellers and that I will have to offer list price if not more in order to close on a house. Is this true as well? Any help or advice would be appreciated. I am a first time buyer and not entirely sure how the process works.<br \><br \>10 replies Mon, 22 Apr 2013 18:36:00 GMT http://www.zillow.com/advice-thread/Help-I%27m-trying-to-buy-a-house-in-DFW-but-not-getting-anywhere/489022/ 2013-04-22T18:36:00Z What is CFR 206.125, and what does it mean for the buyer? http://www.zillow.com/advice-thread/What-is-CFR-206-125-and-what-does-it-mean-for-the-buyer/436010/ <br/><br/><br/><br/><br/><br/><p>This language is disclosed in foreclosure listings where the home bore a <u>reverse mortgage note</u> that defaulted due to the mortgagor's passing, failure to pay taxes, or both.&nbsp;</p><p>&nbsp;</p><p>HUD regulates the terms under which these properties can be acquired, sold, marketed, &amp; their listing treatment.&nbsp; If the property is an actively listed REO, a Buyer's Agent can represent a Buyer the same as a traditional foreclosure. &nbsp;Disclosing the subject conditions communicates that the seller has restrictions under which they are obligated.</p><p>&nbsp;</p><p style="text-align: right;">The <a href="http://portal.hud.gov/hudportal/documents/huddoc?id=hecm-svg_faqs.pdf" rel="nofollow">HECM Servicing Department of HUD</a> specializes in knowledge about reverse mortgages, &amp;&nbsp; they are in the best position to address code questions that govern the treatment of these REO assets.</p><br/><br/><br/><br/><br/><br/><br \><br \>13 replies Tue, 20 Mar 2012 23:56:00 GMT http://www.zillow.com/advice-thread/What-is-CFR-206-125-and-what-does-it-mean-for-the-buyer/436010/ 2012-03-20T23:56:00Z Va loan with a 650 credit score but wife with a 570 score http://www.zillow.com/advice-thread/Va-loan-with-a-650-credit-score-but-wife-with-a-570-score/571732/ i was wondering if it would be at all possible with those scores, together we both make just under 100,000 and have steady secure jobs .. Her low score is due to no credit or late payments on a credit card she had back in college (which was like 8 years ago) , other deragatories are collections issues for an unpaid gym membership from around 3 years ago , already paid<br \><br \>5 replies Fri, 09 Jan 2015 19:13:00 GMT http://www.zillow.com/advice-thread/Va-loan-with-a-650-credit-score-but-wife-with-a-570-score/571732/ 2015-01-09T19:13:00Z Also a First Time Home Buyers seeking advice http://www.zillow.com/advice-thread/Also-a-First-Time-Home-Buyers-seeking-advice/571005/ Looking for reviews on WestStar Mortgage and need a real estate agent in the Mansfield, TX or Keller, TX area. I'm really good at reading people, so if you are about turning a profit instead of what my needs are then please do not respond. I am looking to buy my first home, but fairly new to the home buying process. I need a real estate agent that can guide me through the process as well as work hand and hand with my mortgage broker. My time frame to buy is between March and June.&nbsp;<br \><br \>5 replies Fri, 02 Jan 2015 18:14:00 GMT http://www.zillow.com/advice-thread/Also-a-First-Time-Home-Buyers-seeking-advice/571005/ 2015-01-02T18:14:00Z How can I enter to an auction?, What Do I need to get into it? http://www.zillow.com/advice-thread/How-can-I-enter-to-an-auction-What-Do-I-need-to-get-into-it/535111/ I been checking some houses in your page and there are some stated as auctions, I would like to get more information about it<br \><br \>3 replies Fri, 04 Apr 2014 14:09:00 GMT http://www.zillow.com/advice-thread/How-can-I-enter-to-an-auction-What-Do-I-need-to-get-into-it/535111/ 2014-04-04T14:09:00Z Closing Date http://www.zillow.com/advice-thread/Closing-Date/570756/ Can a builder force you into a closing date?&nbsp; We are having a home built and do not want to close before the end of March.&nbsp; We have stressed that from the start of this build.&nbsp; The home is nearing completion.&nbsp;They start hanging dry wall tomorrow and then I guess the interior details to follow.&nbsp; My question is do we have to close when they say, or do we have any control.&nbsp; Our lender stated that our interest rate is good through the end of March.&nbsp; We are currenlty in a lease and it will not end until May 1.&nbsp; I am fine with closing end of March and having the month of April to move in, however I do not want to close any earlier than March.&nbsp; This was stated before we even began our build.&nbsp;<br \><br \>12 replies Tue, 30 Dec 2014 20:34:00 GMT http://www.zillow.com/advice-thread/Closing-Date/570756/ 2014-12-30T20:34:00Z buying and selling http://www.zillow.com/advice-thread/buying-and-selling/570766/ So here is my situation. I currently own a home I bought for 220k two years ago but now the home is worth 360k. The reason I know this is because 2 of my neighbors just sold their home for that amount and we all have the same floor plan in the downtown Houston area. I'd like to sell the house and use the profits as a down payment to my next home purchase. The next home will be in the 200k and one story. After doing some research I seen that I will have to pay 6% to sell the house and pay 6% when I purchase my next home. If I am able to sell my house for 360k I'm looking at roughly 21k in fees and another 12k in fees when I purchase the next house. Thats 33k and that seems to me a huge amount. I'm not trying to say that there shouldnt be any fees but I was wondering if there was a way to cut down that cost. I'd like to put more money into the down payment. Is there a way to negotiate that amount?<br/><br/>My second question is there a way to purchase a home or come to terms with an agreement that when I sell my home I'll purchase the home I'm currently interested in? Reason I'm asking is because right now I wouldnt have the money for a down payment on the next home but when me and my wife sell our home we would like to move right into our next home instead of finding a place to stay temporary until we find one.&nbsp;<br/><br/>Also will I have to pay a capital gain tax on the house I'm selling? It was my first home and the reason we are selling it is because we plan on starting a family and would like to switch from a 3 story to a 1 story home.&nbsp;<br/><br/>Some info on me that you might need to know to answer these questions<br/>House is under 2 names. me and my wife<br/>our income is approx 150k combined pre taxed<br/>we have no loans or bills except our mortgage<br/>our credit score is 760-820<br/><br/>Thanks you<br \><br \>15 replies Tue, 30 Dec 2014 21:14:00 GMT http://www.zillow.com/advice-thread/buying-and-selling/570766/ 2014-12-30T21:14:00Z