Zillow Advice RSS: Question-Discussion-Guide,Home Buying,UT http://www.zillow.com/advice/UT/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate seller not cooperative http://www.zillow.com/advice-thread/seller-not-cooperative/559963/ Hi...we're trying to purchase a home from a seller that just bought and "flipped" the house and wants to get as much out of it as he can (understandable) but isn't cooperative in any other way.&nbsp; He has stated that he wants to sell the home quickly because he wants to move on to other potential projects, but he refuses to hire a realtor (for him or us) and also refuses to pay any or all of our closing costs.&nbsp; Should we just hire a realtor anyway? Or is it just not worth fighting and should we walk away?<br \><br \>5 replies Sat, 20 Sep 2014 01:00:00 GMT http://www.zillow.com/advice-thread/seller-not-cooperative/559963/ 2014-09-20T01:00:00Z How bad is buyer my agent? http://www.zillow.com/advice-thread/How-bad-is-buyer-my-agent/455585/ <p>I am looking to buy.<br/><br/>1. First, thy tried to make me sign multiple papers "like due dilligence stuff, etc..."&nbsp; which I've never heard of before, and I dont even know what the other papers where, but sounded shady already.</p><p>2. She would not show me short sales, saying they were not good and take 6 months.</p><p>3. After finding a house, she agreed to send comps, and instead she asked me if I was ready to make an offer.</p><p>4. When I said I wanted to offer a lower price, she said I should not do that cause it was already a good deal (yeah, right).</p><br \><br \>12 replies Wed, 15 Aug 2012 01:37:00 GMT http://www.zillow.com/advice-thread/How-bad-is-buyer-my-agent/455585/ 2012-08-15T01:37:00Z Is it better to buy a house or an apartment ? http://www.zillow.com/advice-thread/Is-it-better-to-buy-a-house-or-an-apartment/527116/ Hi,<br/>I want to buy to invest: is it safer to buy house or apartment ?<br/>Thanks<br \><br \>7 replies Tue, 04 Feb 2014 15:14:00 GMT http://www.zillow.com/advice-thread/Is-it-better-to-buy-a-house-or-an-apartment/527116/ 2014-02-04T15:14:00Z like to know if Lease to Own is just a scam. See it everywhere. http://www.zillow.com/advice-thread/like-to-know-if-Lease-to-Own-is-just-a-scam-See-it-everywhere/559135/ 9 replies Sat, 13 Sep 2014 16:37:00 GMT http://www.zillow.com/advice-thread/like-to-know-if-Lease-to-Own-is-just-a-scam-See-it-everywhere/559135/ 2014-09-13T16:37:00Z Search filters not working http://www.zillow.com/advice-thread/Search-filters-not-working/559131/ How do I get the search filters to work when searching for homes for sale across the country? &nbsp;The worked for a few weeks and then were not available one day. Did I accidentally turn them off somehow? Please respond to alanv1947@yahoo.com<br \><br \>4 replies Sat, 13 Sep 2014 16:18:00 GMT http://www.zillow.com/advice-thread/Search-filters-not-working/559131/ 2014-09-13T16:18:00Z Buying a Bank owned home Title Company http://www.zillow.com/advice-thread/Buying-a-Bank-owned-home-Title-Company/558779/ I just made an offer on a bank owned home and it was excepted now the real estate agent over the property says we have to sign with the title company that is currently on the house is there something i am missing i though by law the buyer can pick whoever they want as title insurance<br \><br \>9 replies Wed, 10 Sep 2014 22:11:00 GMT http://www.zillow.com/advice-thread/Buying-a-Bank-owned-home-Title-Company/558779/ 2014-09-10T22:11:00Z Real Estate Myth: A Cash Offer Trumps All http://www.zillow.com/advice-thread/Real-Estate-Myth-A-Cash-Offer-Trumps-All/487291/ There's an assumption that a seller, considering two different offers, will always go with the cash offer because there's less risk. &nbsp;As a result, many buyers who hear they're competing with a cash offer assume they won't get the home. &nbsp;They may not even make a formal offer. &nbsp;At the same time, many cash buyers assume that because they're paying cash, they can make an offer below the asking price and it will likely be accepted.<br/><br/>However, a good buyer's agent, upon learning their client is competing with a cash offer, will arm the seller with lots of data supporting their client's finances, such as a credit report and verification of income or assets. &nbsp;The agent might even arrange a call between the seller and the buyer's lender.<br \><br \>4 replies Wed, 10 Apr 2013 19:35:00 GMT http://www.zillow.com/advice-thread/Real-Estate-Myth-A-Cash-Offer-Trumps-All/487291/ 2013-04-10T19:35:00Z Can I buy a home? http://www.zillow.com/advice-thread/Can-I-buy-a-home/551456/ My husband and I are between a rock and a hard place... We have 2 kids and are STILL living in my parent's basement..... We NEED our own space!! I am a stay-at-home mom and he works full time making $15/hr and doesn't have any loans to his name.. Is there an agent out there who thinks we can get a decent home loan??<br \><br \>6 replies Sat, 26 Jul 2014 12:54:00 GMT http://www.zillow.com/advice-thread/Can-I-buy-a-home/551456/ 2014-07-26T12:54:00Z Does being across the street from an elementary school raise or lower a home's value? http://www.zillow.com/advice-thread/Does-being-across-the-street-from-an-elementary-school-raise-or-lower-a-home%27s-value/202963/ We are looking to buy our first home and are considering a house that is across the street from an elementary school. I want to know how the location affects the home's value over time. The home was built in 2004 and is in a newer area.&nbsp;<br \><br \>6 replies Mon, 23 Feb 2009 22:28:00 GMT http://www.zillow.com/advice-thread/Does-being-across-the-street-from-an-elementary-school-raise-or-lower-a-home%27s-value/202963/ 2009-02-23T22:28:00Z how do i find out what the median home value for a particular city or state is? http://www.zillow.com/advice-thread/how-do-i-find-out-what-the-median-home-value-for-a-particular-city-or-state-is/552999/ 1 reply Mon, 04 Aug 2014 15:41:00 GMT http://www.zillow.com/advice-thread/how-do-i-find-out-what-the-median-home-value-for-a-particular-city-or-state-is/552999/ 2014-08-04T15:41:00Z Too Rich for My Blood? http://www.zillow.com/advice-thread/Too-Rich-for-My-Blood/552493/ I know an experienced agent through mutual interests and would really like to give her my business. However, I've noticed that her listings and recent sales are two or three times my budget. This is my first home and my budget is pretty modest for the area. Should I look for someone who does more deals in my price range?<br \><br \>5 replies Thu, 31 Jul 2014 20:27:00 GMT http://www.zillow.com/advice-thread/Too-Rich-for-My-Blood/552493/ 2014-07-31T20:27:00Z How do home values usually relate to county assessors values? http://www.zillow.com/advice-thread/How-do-home-values-usually-relate-to-county-assessors-values/547794/ Interested in Salt Lake City, Utah.<br/><br/>I sold a home in Alaska and the appraisal was close to Borough Appraisers value, but asking prices in Utah look to be 25-30% higher,&nbsp;<br \><br \>6 replies Mon, 30 Jun 2014 02:59:00 GMT http://www.zillow.com/advice-thread/How-do-home-values-usually-relate-to-county-assessors-values/547794/ 2014-06-30T02:59:00Z Buy, Rent, or rent-to-buy? http://www.zillow.com/advice-thread/Buy-Rent-or-rent-to-buy/538464/ My husband and I are about to move to Salt Lake City for me to begin my PhD program at the University of Utah. Since we're bringing our daughter (age two) who struggles with new environments, we would really love to move only once (meaning that the home we move into in Utah would be the only home we live in for the remainder of my PhD program.&nbsp;<br/><br/>We will be in Utah for 5 years, so obviously buying would be preferred, but since my husband hasn't found a new job yet, and most likely won't have one month's worth of paystubs at his new company in Utah at the time we're looking at buying, we're considering renting instead.&nbsp;<br/><br/>A lease purchase option seems like the perfect compromise, since it would lock us into a house that we can purchase and then stay in for the rest of our time in Salt Lake City, but I continue seeing agents advising against this option.&nbsp;<br/><br/>anyone have any advice for us?&nbsp;<br/><br/><br/>*I should note that my husband and I have lived in SLC before, so moving and getting used to the neighborhood isn't a concern for us. We know what areas we would like to live in.<br \><br \>7 replies Tue, 29 Apr 2014 02:31:00 GMT http://www.zillow.com/advice-thread/Buy-Rent-or-rent-to-buy/538464/ 2014-04-29T02:31:00Z How much to offer on a home http://www.zillow.com/advice-thread/How-much-to-offer-on-a-home/546117/ If a home was previously listed in 2012 for $165,000 then removed after 4 months (Not sold) just removed then re listed in the same condition in January 2014 for $190,000 then lowered to 180,000 then again to $169,000 would a offer of $150,000 be reasonable?<br \><br \>6 replies Wed, 18 Jun 2014 22:43:00 GMT http://www.zillow.com/advice-thread/How-much-to-offer-on-a-home/546117/ 2014-06-18T22:43:00Z What areas do I avoid in SLC? http://www.zillow.com/advice-thread/What-areas-do-I-avoid-in-SLC/371985/ We are looking to buy a house in SLC early next year and to move sometime around June. We have a 120K budget and would like to know if there are any areas that should be avoided.<br \><br \>5 replies Wed, 20 Oct 2010 14:55:00 GMT http://www.zillow.com/advice-thread/What-areas-do-I-avoid-in-SLC/371985/ 2010-10-20T14:55:00Z Refer an EBA http://www.zillow.com/advice-thread/Refer-an-EBA/543611/ Has anyone had a good experience with an Exclusive Buyer Agent in Salt Lake City?<br \><br \>2 replies Sun, 01 Jun 2014 23:50:00 GMT http://www.zillow.com/advice-thread/Refer-an-EBA/543611/ 2014-06-01T23:50:00Z Exclusive Buyer Broker http://www.zillow.com/advice-thread/Exclusive-Buyer-Broker/545123/ Can anyone recommend an exclusive Buyer Broker in Salt Lake City?<br/>Thanks<br \><br \>2 replies Wed, 11 Jun 2014 23:10:00 GMT http://www.zillow.com/advice-thread/Exclusive-Buyer-Broker/545123/ 2014-06-11T23:10:00Z Stated Income or Special Program loans http://www.zillow.com/advice-thread/Stated-Income-or-Special-Program-loans/544952/ Hello-<br/>I own a business and show minimal income. My wife gets a traditional W2 and makes about 45K before her ESPP and other self deductions. <br/><br/>We own our own home and probably have about 100K of equity in the current market. <br/><br/>My credit score is 740-770 range. I would like to buy a investment property 200K or &lt; and put between 50-100K down. This would be a rental basically. I have about 15K in revolving credit. So far Quicken and the other guys show me at about 60-70% monthly LTV or whatever the term they use, so I am having some trouble with a conventional due to lack of W2 on my end. Hard money and all those other loans seem a bit extreme. Any advice or programs other than pay off the credit cards and reapply?<br \><br \>2 replies Tue, 10 Jun 2014 20:00:00 GMT http://www.zillow.com/advice-thread/Stated-Income-or-Special-Program-loans/544952/ 2014-06-10T20:00:00Z Seller Lied on Disclosure, Do We Have an Recourse http://www.zillow.com/advice-thread/Seller-Lied-on-Disclosure-Do-We-Have-an-Recourse/431715/ Hi. We purchases our first home in November, and found out pretty quickly that the seller had lied about flooding issues in the Disclosure. For whatever reason, the inspector had failed to find the flooding issues during the inspection as well. Anyway, we discovered a temporary fix to the problem had actually caused more damage, a buckled support beam in a sun room, and water damage in several places. Worst of all, the cause of the problem was determined to be the fact that the rain gutters had not been cleaned for "5 to 6" years according to an expert. 200 to 300 pounds of debris and growth were eventually removed. I feel so hurt and angry, and this issue coupled with a few others have really caused me to hate the house now. Anyway, I'm not sure I can live here and it's only been a couple of months. What would you do in this situation?<br \><br \>33 replies Sun, 12 Feb 2012 20:59:00 GMT http://www.zillow.com/advice-thread/Seller-Lied-on-Disclosure-Do-We-Have-an-Recourse/431715/ 2012-02-12T20:59:00Z I want to know if it better rent to own or waiting for your credit to get cleared? http://www.zillow.com/advice-thread/I-want-to-know-if-it-better-rent-to-own-or-waiting-for-your-credit-to-get-cleared/543603/ 3 replies Sun, 01 Jun 2014 22:52:00 GMT http://www.zillow.com/advice-thread/I-want-to-know-if-it-better-rent-to-own-or-waiting-for-your-credit-to-get-cleared/543603/ 2014-06-01T22:52:00Z