Zillow Advice RSS: Question-Discussion-Guide,Home Buying,AR http://www.zillow.com/advice/AR/home-buying/question-discussion-guide/ Zillow Advice search results | Zillow Real Estate is it possible to get a home loan with a 601 score? http://www.zillow.com/advice-thread/is-it-possible-to-get-a-home-loan-with-a-601-score/595516/ Every one seems to want a 620 but I'm 19 point shy of what I need with a 601 is it even possible to get a 30 year fixed mortgage with that kind of score?<br \><br \>2 replies Tue, 14 Jul 2015 02:29:00 GMT http://www.zillow.com/advice-thread/is-it-possible-to-get-a-home-loan-with-a-601-score/595516/ 2015-07-14T02:29:00Z how do i find an owner finance home http://www.zillow.com/advice-thread/how-do-i-find-an-owner-finance-home/594433/ 3 replies Tue, 07 Jul 2015 05:12:00 GMT http://www.zillow.com/advice-thread/how-do-i-find-an-owner-finance-home/594433/ 2015-07-07T05:12:00Z Bad credit, no down payment http://www.zillow.com/advice-thread/Bad-credit-no-down-payment/594392/ Is there anyway for a single mom with a credit score about 577 and no down payment to get a home loan? The place I'm currently renting is sucking away at all my income due to its condition my electric heating and cooling is through the roof! Making it to where I cant save up anything. I'm so ready to stop throwing my money away renting places like this and REALLY want a place my son and I can call home. If there's anyone out there that can help I'd love to hear from you!!! Thank you!<br \><br \>2 replies Mon, 06 Jul 2015 22:44:00 GMT http://www.zillow.com/advice-thread/Bad-credit-no-down-payment/594392/ 2015-07-06T22:44:00Z TAKE OVER MORTGAGE PAYMENTS http://www.zillow.com/advice-thread/TAKE-OVER-MORTGAGE-PAYMENTS/321282/ DOES ANY ONE HAVE A <a href="http://www.zillow.com/mortgage/">MORTGAGE</a> ON A NICE HOME THAT YOU WANT TO LET SOMEONE ELSE TAKE UP<br \><br \>2 replies Wed, 03 Feb 2010 14:59:00 GMT http://www.zillow.com/advice-thread/TAKE-OVER-MORTGAGE-PAYMENTS/321282/ 2010-02-03T14:59:00Z Is my realtor committing fraud? What do I do? http://www.zillow.com/advice-thread/Is-my-realtor-committing-fraud-What-do-I-do/584475/ I just sold my house using the same realtor I used when I bought it. He was also supposed to help us find a house. My house sold and closes in 2 weeks. We never found the right house and decided to buy land and build...a BIG commission cut for my agent.<br/>I had a ton of difficulty getting ahold of my agent so we went searching for land ourselves. We found the perfect property and thought it was FSBO and contacted the land owner. He also thought it was out of contract with his agent. We were both wrong and ended up having to make the deal through our respective agents. However we had established a relationship that neither of our agents knew about and talked 1-2 times/day about the property.<br/>I called to tell him what my offer was and that it was coming in. We discussed the terms. 2 days later he still had not received it so he called his agent, who apparently had "missed the email". He called me back and said he received the offer and had talked to his bank and we BOTH agreed on complete terms and price over the phone, $45,500. He said he was electronically signing the contract and that it was coming my way.<br/>A while later my agent texts me to say I had a counter coming in. I say great, and my agent texts me that the counter is $46,300. I ask if I can see the electronic contract and he tells me it was verbal and if I accept he will write up a new contract for us to sign. I tell him I'll talk to my husband and get back with him tomorrow. I then call the land owner-he says he has a copy of the $45,500 that he signed and sent.<br/>This is not about the extra $1,300, I actually would have agreed to that if I didn't know better. I am angry that my agent, or his, or both are trying to take advantage of us. So what should I do? I am still relying on this agent to close my current house.<br \><br \>8 replies Mon, 27 Apr 2015 13:07:00 GMT http://www.zillow.com/advice-thread/Is-my-realtor-committing-fraud-What-do-I-do/584475/ 2015-04-27T13:07:00Z When you make an offer on a home, how long does the seller have to come back with an answer? http://www.zillow.com/advice-thread/When-you-make-an-offer-on-a-home-how-long-does-the-seller-have-to-come-back-with-an-answer/358975/ I was just wondering in the state of AR, is there a deadline for the answer from the seller.<br \><br \>10 replies Thu, 22 Jul 2010 17:56:00 GMT http://www.zillow.com/advice-thread/When-you-make-an-offer-on-a-home-how-long-does-the-seller-have-to-come-back-with-an-answer/358975/ 2010-07-22T17:56:00Z I have no credit and want to buy a home. and need a loan what do I do? http://www.zillow.com/advice-thread/I-have-no-credit-and-want-to-buy-a-home-and-need-a-loan-what-do-I-do/325808/ 10 replies Thu, 18 Feb 2010 02:42:00 GMT http://www.zillow.com/advice-thread/I-have-no-credit-and-want-to-buy-a-home-and-need-a-loan-what-do-I-do/325808/ 2010-02-18T02:42:00Z vacant land has been on market atleast 2 years, asking 235k, would 170k be an unreasonable offer http://www.zillow.com/advice-thread/vacant-land-has-been-on-market-atleast-2-years-asking-235k-would-170k-be-an-unreasonable-offer/576730/ in Boone County, Arkansas<br \><br \>5 replies Mon, 23 Feb 2015 22:16:00 GMT http://www.zillow.com/advice-thread/vacant-land-has-been-on-market-atleast-2-years-asking-235k-would-170k-be-an-unreasonable-offer/576730/ 2015-02-23T22:16:00Z vacant land has been on market atleast 2 years, asking 235k, would 170k be an unreasonable offer http://www.zillow.com/advice-thread/vacant-land-has-been-on-market-atleast-2-years-asking-235k-would-170k-be-an-unreasonable-offer/576730/ in Boone County, Arkansas<br \><br \>2 replies Mon, 23 Feb 2015 22:16:00 GMT http://www.zillow.com/advice-thread/vacant-land-has-been-on-market-atleast-2-years-asking-235k-would-170k-be-an-unreasonable-offer/576730/ 2015-02-23T22:16:00Z I ALREADY DID.....WHY SEND ME HOUSES AS FAR AS 250 MILES AWAY? STOPIT.... http://www.zillow.com/advice-thread/I-ALREADY-DID-WHY-SEND-ME-HOUSES-AS-FAR-AS-250-MILES-AWAY-STOPIT/576182/ STOP ALL COMMUNICATIONS TO PATDOWNING331@YAHOO.COM &nbsp;STOPIT STOPIT. &nbsp;IT IS RIDICULOUS TO SEND INFO ON HOMES FROM 50 T0 250 MILES AWAY AND ALMOST EVERY ONE OF THEM ARE. &nbsp;SO JUST STOP IT PLEASE.<br \><br \>1 reply Wed, 18 Feb 2015 19:33:00 GMT http://www.zillow.com/advice-thread/I-ALREADY-DID-WHY-SEND-ME-HOUSES-AS-FAR-AS-250-MILES-AWAY-STOPIT/576182/ 2015-02-18T19:33:00Z I ALREADY DID.....WHY SEND ME HOUSES AS FAR AS 250 MILES AWAY? STOPIT.... http://www.zillow.com/advice-thread/I-ALREADY-DID-WHY-SEND-ME-HOUSES-AS-FAR-AS-250-MILES-AWAY-STOPIT/576182/ STOP ALL COMMUNICATIONS TO PATDOWNING331@YAHOO.COM &nbsp;STOPIT STOPIT. &nbsp;IT IS RIDICULOUS TO SEND INFO ON HOMES FROM 50 T0 250 MILES AWAY AND ALMOST EVERY ONE OF THEM ARE. &nbsp;SO JUST STOP IT PLEASE.<br \><br \>1 reply Wed, 18 Feb 2015 19:33:00 GMT http://www.zillow.com/advice-thread/I-ALREADY-DID-WHY-SEND-ME-HOUSES-AS-FAR-AS-250-MILES-AWAY-STOPIT/576182/ 2015-02-18T19:33:00Z What actions are available if seller refuses to do repairs on a signed (both parties) addendum http://www.zillow.com/advice-thread/What-actions-are-available-if-seller-refuses-to-do-repairs-on-a-signed-both-parties-addendum/575296/ Seller agreed to repair/replace windows via an addendum after inspection. Seller had window company in and said windows are not repairable and need replaced. Seller is now refusing to complete, and is licensed real estate agent. What options are available for buyer? Not closing is not an option, but can buyer have attorney at closing escrow funds, or is court only option?&nbsp;<br/><br/>thanks,&nbsp;<br \><br \>3 replies Wed, 11 Feb 2015 02:28:00 GMT http://www.zillow.com/advice-thread/What-actions-are-available-if-seller-refuses-to-do-repairs-on-a-signed-both-parties-addendum/575296/ 2015-02-11T02:28:00Z What actions are available if seller refuses to do repairs on a signed (both parties) addendum http://www.zillow.com/advice-thread/What-actions-are-available-if-seller-refuses-to-do-repairs-on-a-signed-both-parties-addendum/575296/ Seller agreed to repair/replace windows via an addendum after inspection. Seller had window company in and said windows are not repairable and need replaced. Seller is now refusing to complete, and is licensed real estate agent. What options are available for buyer? Not closing is not an option, but can buyer have attorney at closing escrow funds, or is court only option?&nbsp;<br/><br/>thanks,&nbsp;<br \><br \>3 replies Wed, 11 Feb 2015 02:28:00 GMT http://www.zillow.com/advice-thread/What-actions-are-available-if-seller-refuses-to-do-repairs-on-a-signed-both-parties-addendum/575296/ 2015-02-11T02:28:00Z TAKE OVER MORTGAGE PAYMENTS http://www.zillow.com/advice-thread/TAKE-OVER-MORTGAGE-PAYMENTS/321282/ DOES ANY ONE HAVE A <a href="http://www.zillow.com/mortgage/">MORTGAGE</a> ON A NICE HOME THAT YOU WANT TO LET SOMEONE ELSE TAKE UP<br \><br \>1 reply Wed, 03 Feb 2010 14:59:00 GMT http://www.zillow.com/advice-thread/TAKE-OVER-MORTGAGE-PAYMENTS/321282/ 2010-02-03T14:59:00Z My credit rating is 644 currently. Is that too low to purchase home in Arkansas. http://www.zillow.com/advice-thread/My-credit-rating-is-644-currently-Is-that-too-low-to-purchase-home-in-Arkansas/501005/ Moving out of CA in Oct.-how long is it necessary to start paperwork.<br \><br \>3 replies Tue, 09 Jul 2013 16:32:00 GMT http://www.zillow.com/advice-thread/My-credit-rating-is-644-currently-Is-that-too-low-to-purchase-home-in-Arkansas/501005/ 2013-07-09T16:32:00Z My credit rating is 644 currently. Is that too low to purchase home in Arkansas. http://www.zillow.com/advice-thread/My-credit-rating-is-644-currently-Is-that-too-low-to-purchase-home-in-Arkansas/501005/ Moving out of CA in Oct.-how long is it necessary to start paperwork.<br \><br \>3 replies Tue, 09 Jul 2013 16:32:00 GMT http://www.zillow.com/advice-thread/My-credit-rating-is-644-currently-Is-that-too-low-to-purchase-home-in-Arkansas/501005/ 2013-07-09T16:32:00Z info http://www.zillow.com/advice-thread/info/572128/ want info on a porperty.<br \><br \>4 replies Tue, 13 Jan 2015 21:04:00 GMT http://www.zillow.com/advice-thread/info/572128/ 2015-01-13T21:04:00Z Do FHA (HUD) and PMI go hand in hand? http://www.zillow.com/advice-thread/Do-FHA-HUD-and-PMI-go-hand-in-hand/571215/ <p>I am curious: Can a first time home buyer put a %20 downpayment (to escape the PMI) and still have that low HUD APR?&nbsp;Do HUD and PMI have to go hand in hand ?&nbsp;I tried to google to find the answer . . but it seems that there is no good FHA (.gov) website that would expalain all the details . THere are a couple of those (hud.gov) . But it does not have a very clear and detailed explanation .So, after all, do the HUD and PMI go hand in hand ?</p><br \><br \>3 replies Mon, 05 Jan 2015 03:02:00 GMT http://www.zillow.com/advice-thread/Do-FHA-HUD-and-PMI-go-hand-in-hand/571215/ 2015-01-05T03:02:00Z Why real estate prices in 2014 started to plummet (decrease) ? http://www.zillow.com/advice-thread/Why-real-estate-prices-in-2014-started-to-plummet-decrease/570079/ <div class="q-title mb10 ">It appears that the real estate prices will plummet in the near future<div class="content mb10 ">Recently, the US dollar has appreciated significantly . This can impact the real estate prices in the US in two ways :&nbsp;<br/>1) The USA Export volume will decrease because of the US dollar appreciation . And since the Export is a big chunk of the GDP equation , then the GDP should also go down . This should result in lower demand for the real estate (people have less money) . Ergo , real estate prices going down&nbsp;<br/>2) International investors will be more willing to invest in non US bases real estate . Hence , again the real estate domestic demand going down&nbsp;<br/><br/></div></div><br \><br \>6 replies Sun, 21 Dec 2014 02:57:00 GMT http://www.zillow.com/advice-thread/Why-real-estate-prices-in-2014-started-to-plummet-decrease/570079/ 2014-12-21T02:57:00Z your website is messed up. After you gave it a face lift the house pics won't ever load http://www.zillow.com/advice-thread/your-website-is-messed-up-After-you-gave-it-a-face-lift-the-house-pics-won%27t-ever-load/562091/ 2 replies Tue, 07 Oct 2014 23:05:00 GMT http://www.zillow.com/advice-thread/your-website-is-messed-up-After-you-gave-it-a-face-lift-the-house-pics-won%27t-ever-load/562091/ 2014-10-07T23:05:00Z