Zillow Advice: Refinance - So what is a load modification and should I try to get one of these from my present lender first bef http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ Zillow Advice | Zillow Real Estate Under HAFA you may qualify ... http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ <p>Under HAFA you may qualify for a Loan Modification, however it all depends on your Income level, household expenses and your lender. You should consult with a&nbsp; Real Estate Professional and evaluate your avaible options, if you do need help please feel free to call us.</p> Wed, 13 Jul 2011 23:41:00 GMT http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ 2011-07-13T23:41:00Z The Wisdom Companies is a ... http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ The Wisdom Companies is a premier provider of online marketing services. One in every 11 homeowners is facing foreclosure! Tue, 12 Jul 2011 18:04:00 GMT http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ 2011-07-12T18:04:00Z To get approve for loan modification ... http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ <p>To get approve for <a href="http://www.zillow.com/loan-modification/">loan modification</a> is very difficult. To get approve for loan modification is base on your hardship and debt to income. Your debt to income has to be around 80-90%. This is included all your month expenses.&nbsp;Getting approve, you don't have to be late on your <a href="http://www.zillow.com/mortgage/">mortgage</a>. You just have to show&nbsp;prove that you will be late in the future.&nbsp;&nbsp;</p> Mon, 02 Mar 2009 21:18:00 GMT http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ 2009-03-02T21:18:00Z It depends on whether or ... http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ It depends on whether or not you're having payment issues.&nbsp; If you qualify to <a href="http://www.zillow.com/refinance/">refinance</a>, it's easier.&nbsp; If you don't qualify, modifications are a viable option.&nbsp; Do your research before calling the lender. Mon, 02 Mar 2009 21:08:00 GMT http://www.zillow.com/advice-thread/So-what-is-a-load-modification-and-should-I-try-to-get-one-of-these-from-my-present-lender-first-bef/205687/ 2009-03-02T21:08:00Z