Zillow Advice: Mortgage Types - what kind of mortgage should we apply for. we owe $65,000 to a family member for construction http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ Zillow Advice | Zillow Real Estate As long as the construction ... http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ As long as the construction and final permits are complete, any first <a href="http://www.zillow.com/mortgage/">mortgage</a> (conforming, <a href="http://www.zillow.com/fha-loan/">FHA</a>) should work for you. Thu, 05 Mar 2009 21:13:00 GMT http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ 2009-03-05T21:13:00Z You will be applying for ... http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ You will be applying for a cash-out <a href="http://www.zillow.com/refinance/">refinance</a> if the home is used for the <a href="http://www.zillow.com/mortgage-glossary/Collateral/">collateral</a>. Joe Tue, 17 Mar 2009 22:20:00 GMT http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ 2009-03-17T22:20:00Z &nbsp;Assuming you have decent ... http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ &nbsp;Assuming you have decent credit 620 score and above), any broker can help you with a <a href="http://www.zillow.com/mortgage/">mortgage</a>. staying&nbsp;below 60% <a href="http://www.zillow.com/mortgage-glossary/Loan-To-Value-Ratio-%28LTV%29/">loan to value</a> value should allow you a rate of 5% with a couple points, closing costs andtitle fees. Also try a local independant bank for a secured line of credt or a low cost decent rate loan. Thu, 05 Mar 2009 22:55:00 GMT http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ 2009-03-05T22:55:00Z can someone tell me how to ... http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ can someone tell me how to respond to questions by persons answering the origenal question? Thu, 05 Mar 2009 22:39:00 GMT http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ 2009-03-05T22:39:00Z Are you trying to pay off ... http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ Are you trying to pay off the $65,000 <a href="http://www.zillow.com/mortgage/">loan</a> for the construction?&nbsp; Thu, 05 Mar 2009 20:22:00 GMT http://www.zillow.com/advice-thread/what-kind-of-mortgage-should-we-apply-for-we-owe-65-000-to-a-family-member-for-construction/206967/ 2009-03-05T20:22:00Z