Zillow Advice: Home Buying - VA loan not getting us anywhere! http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ Zillow Advice | Zillow Real Estate VA is going to leave you ... http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ VA is going to leave you at a huge disadvantage. first off, VA requires certain repairs and conditions to get an appraisal, and most bank owned homes are unwilling to do any repairs. Thus, your deal is far more tentative and problematic to the bank asset manager. Also, VA requires certain expenses be paid by the seller, so the net amount to the seller is less than an equivalent cash offer would be. Just be patient, time is on your side, and this little buying rush will run out of steam. Tue, 19 May 2009 19:02:00 GMT http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ 2009-05-19T19:02:00Z Hello Panda1,Talk with your ... http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ Hello Panda1,Talk with your agent! He/she will explain how sellers can select according to ANY criteria - it's their call.&nbsp;Be sure&nbsp;that your offers are personally delivered by your agent to make certain that specific issues related to VA <a href="http://www.zillow.com/mortgage/">loans</a> are fully understood by the sellers and their agent. He/she will also give you the pep talk about how you need to hang in because you're competing with cash in hand investors. Do NOT back off or withdraw because the market is about to move away from your price range. REOs and short sales are being snatched up quickly. Reconsider short sales. VA <a href="http://www.zillow.com/mortgage/">loan</a> sales are just about as complex.<br/><br/>Questions?? Tue, 19 May 2009 18:10:00 GMT http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ 2009-05-19T18:10:00Z The multiple bid trend seems ... http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ The multiple bid trend seems to be occuring everywhere in the Bay Area too. Maybe look into making an aggressive offer with 20% down, and a short sale my be a good option since there is less competition. Tue, 19 May 2009 17:53:00 GMT http://www.zillow.com/advice-thread/VA-loan-not-getting-us-anywhere/236711/ 2009-05-19T17:53:00Z