http://www.zillow.com/advice-thread/Any-advice-on-the-best-HELOC-deal-in-San-Diego-now-May-09-Thanks/242324/ Zillow Advice | Zillow Real Estate http://www.zillow.com/advice-thread/Any-advice-on-the-best-HELOC-deal-in-San-Diego-now-May-09-Thanks/242324/ Ozo,<br/>I would recommend you try filling out a loan request on <a href="http://www.zillow.com/mortgage/">Zillow Mortgage Marketplace</a>. There are thousands of lenders who will give you quotes if they can meet your criteria.&nbsp; It is the best way to shop for loans and find lenders because it is free, anonymous, competitive, and you can decide if you want to contact a lender.&nbsp; The lenders also have reviews from other users and profiles so you can learn about them before you decide to contact them.<br/>Good luck,<br/>Nate Thu, 04 Jun 2009 17:26:00 GMT http://www.zillow.com/advice-thread/Any-advice-on-the-best-HELOC-deal-in-San-Diego-now-May-09-Thanks/242324/ 2009-06-04T17:26:00Z http://www.zillow.com/advice-thread/Any-advice-on-the-best-HELOC-deal-in-San-Diego-now-May-09-Thanks/242324/ Your local bank may be your best choice. Currently, most <a href="http://www.zillow.com/directory/lenders/">lenders</a> are at Prime 3.75% + 1% = 4.75% if you fit their guidelines. ... Good luck, Rudi Wed, 03 Jun 2009 19:47:00 GMT http://www.zillow.com/advice-thread/Any-advice-on-the-best-HELOC-deal-in-San-Diego-now-May-09-Thanks/242324/ 2009-06-03T19:47:00Z