If you have no idea what ...

Tue, 09 Jun 2009 10:54:00 GMT

If you have no idea what it might be, it's probably a good idea to check before starting the process - and not just the score, look at the whol ereport and make sure everything looks right. You can get a free report from each bureau once a year, but have to pay extra for the score. Don't go to one of those sites that says you get a free score but forces you to sign up for a service that you get charged for every month.

You should obviously have ...

Tue, 09 Jun 2009 07:25:00 GMT

You should obviously have an idea of what your credit history is like, but the scores you buy online are not going to be the same as the ones that will ultimately be used to determine your loan status. As I stated in my answer to your last question, you can get estimates without having your credit pulled. Requesting a quote here on Zillow is a good place to start. Select a few lenders that respond and speak with them. Once you have a good feel for who you are compatible with, go ahead and have them pull your credit. It's true that multiple mortgage inquiries within a short time span will not significantly lower your credit score, but you should have a good sense that you are ready to proceed with someone before having them run your credit.

Zillow Advice: Home Buying - Should I run Credit Score first then go to the lender?

If you have no idea what ...

You should obviously have ...