Zillow Advice: FHA and VA Loans - Can a person get an FHA loan purchase or a title 1 fixup loan with a Tax Lien on their credit report http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ Zillow Advice | Zillow Real Estate FHA - tax lien, you need ... http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ FHA - tax lien, you need to have payment plan set up by the IRS with&nbsp;3-6 months of payment history. in addition, IRS need to address in wriitng&nbsp;thier subordination to the 1st trust deed. the new payment must be included in the qualifing ratios. Fri, 03 Jul 2009 16:01:00 GMT http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ 2009-07-03T16:01:00Z It is possible to get a FHA ... http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ It is possible to get a FHA purchase <a href="http://www.zillow.com/mortgage/">mortgage</a> with a tax lien open, at least in the state of Maryland.&nbsp; Everything else about your file would have to be very strong and you would need to show that you have been making payments on the tax lien for quite some time (at least 1 year).&nbsp; Other states may not allow this, but MD purchases do not require a judgement/lien search on the buyer and the <a href="http://www.zillow.com/directory/lenders/">lender</a> is automatically in first lien position on a purchase.&nbsp; However, if you ever tried to <a href="http://www.zillow.com/refinance/">refinance</a>, the lien would prohibit you from doing so until it was paid off.<br/> Thu, 02 Jul 2009 17:06:00 GMT http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ 2009-07-02T17:06:00Z All title must be clear in ... http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ All title must be clear in order to be able to clear &amp; close. The best resource would be to talk to both a title attorney and a tax attorney to see how this could be solved.Good luck!Sincerely,Marney Kirk Sat, 20 Jun 2009 11:32:00 GMT http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ 2009-06-20T11:32:00Z No. http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ No. Sat, 20 Jun 2009 03:48:00 GMT http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ 2009-06-20T03:48:00Z No, Anything that could affect ... http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ No, Anything that could affect the <a href="http://www.zillow.com/directory/lenders/">lenders</a> position on the title of the home has to be cleared up prior to closing. Fri, 19 Jun 2009 13:15:00 GMT http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ 2009-06-19T13:15:00Z My guess (I do not originate ... http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ My guess (I do not originate <a href="http://www.zillow.com/fha-loan/">FHA LOANS</a>) is no.&nbsp;It is no with FNMA and FHLMC, but FHA is a US govt <a href="http://www.zillow.com/mortgage/">loan</a> and a person who owes the IRS (US GOVT) wants the GOVT to guarantee their <a href="http://www.zillow.com/mortgage/">home loan</a> although they did not pay the GOVT the income taxes owed.&nbsp; Makes very little sense to me, but I'm sure a rescue 911er may show up to come up with a plan.&nbsp; Good luck to you. Fri, 19 Jun 2009 03:32:00 GMT http://www.zillow.com/advice-thread/Can-a-person-get-an-FHA-loan-purchase-or-a-title-1-fixup-loan-with-a-Tax-Lien-on-their-credit-report/247448/ 2009-06-19T03:32:00Z