Zillow Advice: Rent vs. Buy - I get SSI 1,212. and my boyfriend works 40hrw $9.hr,poor credit,1st timebuyer can we get a loan?

Please contact me. I am sure ...

Wed, 05 Aug 2009 17:08:00 GMT

Please contact me. I am sure we can find the right home for you below what you are paying currently. We do owner financing in Georgia right now and be in FL soon.

If you ask me, this question ...

Mon, 27 Jul 2009 13:35:00 GMT

If you ask me, this question was made by someone to see how low the lowest agents would go to grift a deal.

From the responses, it appears,

Agents: 2 / 2 say buy, preferably through them.
Lenders: 1 / 1 blindly spams
Confirmed Lenders: 0 / 2 say to buy. Both warn to actually save some money first.

A microcosm of what's wrong with the industry, I'd say.

You should talk with a financial ...

Sat, 25 Jul 2009 21:14:00 GMT

You should talk with a financial advisor at you bank or credit union. It sounds as though taking on a mortgage, even if you qualified, would be a very rishy move for you.

The first thing you need ...

Fri, 24 Jul 2009 21:59:00 GMT

The first thing you need to do is repair your credit. The second thing you need to do to save 3.5% plus another 3% for closing costs. If you need help with repairing your credit you back an e-mail, and I will guide you in the right direction

The best thing to do is fix ...

Fri, 24 Jul 2009 13:09:00 GMT

The best thing to do is fix work credit while shopping for a home so you can be prepared, because it takes awhile for things to move nowadays, I hope this helps.

I do not know where you are ...

Tue, 07 Jul 2009 21:51:00 GMT

I do not know where you are searching for a home but USDA-rural developement offers $0 down opportunities for those who qualify and they are very forgiving. Please, let me know in what city in NH are you interested and I will let you know if it is a USDA eligible area.

First, I am assuming you ...

Tue, 07 Jul 2009 20:18:00 GMT

First, I am assuming you are in Manchester, NH. If so, contact a mortgage broker, ask specifically about FHA and NH Rural Housing. Ideally you should have enough saved to put a 3.5% downpayment (could be less depending on your credit scores). If your credit score is 600 or better, you may qualify for an FHA loan.

We are a private mortgage ...

Mon, 29 Jun 2009 13:51:00 GMT

We are a private mortgage lender.We lend in Georgia, are you a resident of Ga.Please let me know, my email lordgj@bellsouth.net.
Thank you, Greg johnson

You should not get a loan, ...

Sun, 28 Jun 2009 09:31:00 GMT

You should not get a loan, if your score is poor there is a reason, and there will be plenty more reasons, I see by yer wr-iting... Did you have TV show? Bev... Hill.... something... or another? How much down can you put? 30% so as soon as you can put down 30% I would think you would have at least proven you can manage a budget. I am thinking you don't, nor do I... so I am not any better and that is not what I am saying, I am in same camp, I am not asking for a loan however and I never will.

You might try the calculators here like ...

Mon, 22 Jun 2009 16:42:00 GMT

You might try the calculators here like the how much can I afford and the credit score estimator. They might give you some idea if buying now would be an attainable goal or if you need to save up some for a down payment first. Ownership costs include more than the mortgage payment and things like taxes, insurance and maintenance have to be included in your budget up front so you will be able to comfortably afford what you buy. Do some research, talk to the lenders on the board and then you will have a better idea of what step you need to take to get on the road to ownership if that's what you want.