Zillow Advice: Mortgage Types - Applying mortgage after short sale http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ Zillow Advice | Zillow Real Estate After 12 mons you can apply ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ After 12 mons you can apply if your short sale was a result of unemployment, hardship, illness and some others. Check with your local lender as the rules just changed this month. Happy house hunting. Sun, 01 Sep 2013 18:04:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2013-09-01T18:04:00Z With Fannie Mae conventional ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ With Fannie Mae conventional loan, there is a waiting period of 7 years after short sale. With FHA, there is only 3 years. Sun, 01 Sep 2013 18:00:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2013-09-01T18:00:00Z Most lenders want to see ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ Most lenders want to see a 2 to 3 year waiting period before they will give you a mortgage. In the meantime, pay everything on time and maybe establish some new credit in the interim.&nbsp;&nbsp; Good Luck Wed, 25 Aug 2010 15:55:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2010-08-25T15:55:00Z Most lenders make you wait ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ Most lenders make you wait 2-3 years after a short sale. I've heard stories where the seller was able to get a mortgage months after a short sale on their home. Mon, 16 Aug 2010 19:59:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2010-08-16T19:59:00Z 706 after a short is excellent.&nbsp; ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 706 after a short is excellent.&nbsp; You might still have to wait as the "for less than the full balance" is still a major negative, but contact a local mortgage broker who has the ability to shop you around to many lenders.&nbsp; The mortgage broker should be able to get you a loan.<br/><br/>Simon Mills<br/>Mills Realty Mon, 16 Aug 2010 19:55:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2010-08-16T19:55:00Z I try banks but no luck my ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ I try banks but no luck my credit score is 733. Mon, 16 Aug 2010 19:46:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2010-08-16T19:46:00Z If your credit score is currently ... http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ If your credit score is currently 706 after a closed short sale, I would say you are lucky. It will be up to the <a href="http://www.zillow.com/directory/lenders/">lender</a> you choose whether they will give you at this time a <a href="http://www.zillow.com/mortgage/">mortgage</a> or not.&nbsp;It doesn't hurt to inquire. Consultation is free. Sun, 19 Jul 2009 08:09:00 GMT http://www.zillow.com/advice-thread/Applying-mortgage-after-short-sale/257934/ 2009-07-19T08:09:00Z