Zillow Advice: Mortgage - Are Homepath Mortgage Loans priced higher than 30FMR conventional loans? http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ Zillow Advice | Zillow Real Estate lainey, it depends on the ... http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ lainey, <br/>it depends on the <a href="http://www.zillow.com/mortgage-glossary/FICO/">fico</a> score and <a href="http://www.zillow.com/mortgage-glossary/Loan-To-Value-Ratio-%28LTV%29/">loan to value</a> (ltv). the <a href="http://www.zillow.com/mortgage-glossary/Fannie-Mae/">Fannie Mae</a> risked basd addon's for the higher ltv's are pretty steep. However, it is aunquie program and nothing else is like it. the one caution is buyer beware. with no appraisal make sure you have a soild CMA from your realtor;&nbsp;plus, use a&nbsp;trust worthy whole home inspector. good luck. Fri, 19 Mar 2010 02:01:00 GMT http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ 2010-03-19T02:01:00Z My Homepath rates are almost ... http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ My Homepath rates are almost identical to my standard Conforming rates.&nbsp; <br/>If you're over 80% LTV, the lack of <a href="http://www.zillow.com/mortgage/help/Private-Mortgage-Insurance.htm">mortgage insurance</a> will almost guarantee a lower payment for you.<br/><br/>Contact me for a specific quote.&nbsp; <br/><br/>Charles<br/><br/> Thu, 18 Mar 2010 23:04:00 GMT http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ 2010-03-18T23:04:00Z I'm also a Lender that offer ... http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ I'm also a <a href="http://www.zillow.com/directory/lenders/">Lender</a> that offer the Homepath program and yes the rate is a little higher, however since the program allows up to 6% sellers contribution you could use some of the sellers contribution&nbsp;to buy the rate down.&nbsp; Great program, specially if you have a low down pmt. Thu, 06 Aug 2009 03:57:00 GMT http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ 2009-08-06T03:57:00Z We are a prefered Homepath ... http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ We are a prefered Homepath Financing lender and I can show you how to set up the offer so buyer wont be stuck with all the high fee's.<br/>Its a great program as long as buyer is aware of how it works.<br/>Prospect Mortgage<br/><br/><a href="mailto:sergio.dealba@prospectmtg.com" rel="nofollow">sergio.dealba@prospectmtg.com</a> Wed, 05 Aug 2009 09:23:00 GMT http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ 2009-08-05T09:23:00Z To add to Rudi's information ... http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ To add to Rudi's information below, yes they are priced slightly higher than a typical <a href="http://www.zillow.com/30_Year_Fixed_Mortgage_Rates/">30 year fixed</a> rate.&nbsp; Homepath programs are exceptional and unique if you are lucky to find a home and offer is accepted.&nbsp; Take it if you can, otherwise conventional <a href="http://www.zillow.com/mortgage/">mortgages</a> will require larger down payments and appraisal fees. Wed, 29 Jul 2009 19:31:00 GMT http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ 2009-07-29T19:31:00Z You would have to contact&nbsp;some ... http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ You would have to contact&nbsp;some of the <a href="http://www.zillow.com/directory/lenders/">lenders</a> listed under "Financing" on their website&nbsp; to compare. .... You also need to consider&nbsp; that there is no <a href="http://www.zillow.com/mortgage/help/Private-Mortgage-Insurance.htm">Mortgage Insurance</a> and no appraisal fees. In addition to purchasing a property that is below current market price. .... Best wishes, Rudi Hofmann Wed, 29 Jul 2009 18:08:00 GMT http://www.zillow.com/advice-thread/Are-Homepath-Mortgage-Loans-priced-higher-than-30FMR-conventional-loans/261794/ 2009-07-29T18:08:00Z