Zillow Advice: Buying Process - first time home buyer http://www.zillow.com/advice-thread/first-time-home-buyer/309862/ Zillow Advice | Zillow Real Estate Hello:The VA loan is a national ... http://www.zillow.com/advice-thread/first-time-home-buyer/309862/ Hello:<br/><br/>The VA <a href="http://www.zillow.com/mortgage/">loan</a> is a national program and with this plan the seller can contribute up to 6% towards your closing costs and pre paid costs so that not only can they be wrapped into your loan, but the seller can pay for them.&nbsp; The only thing you have to do to qualify for the tax credit is to have a signed purchase and sale by April 30, 2010 and as a single person be making less than $150,000.&nbsp; Best of luck.&nbsp; Tue, 29 Dec 2009 13:23:00 GMT http://www.zillow.com/advice-thread/first-time-home-buyer/309862/ 2009-12-29T13:23:00Z