Zillow Advice: Mortgage - Hall of Shame...No Way That's Happening http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ Zillow Advice | Zillow Real Estate I can't get over how the ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ I can't get over how the fees are no longer broken down...confusing... Tue, 05 Apr 2011 12:48:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2011-04-05T12:48:00Z I guess I could start it ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ I guess I could start it off:&nbsp;<a href="http://www.zillow.com/mortgage/QuotesForLoanRequest.htm?request=ZR-TLMLZPF">No way</a><br/><br/>The only way to be sure is to do a mystery shop and get an actual GFE with lock, but there's no way those guys are closing those loans with that fee combination. I know which lender the first guy is using and he's not disclosing the lender charge, which he admits to in his comments. Obviously, this doesn't fly with the new Reg Z and Respa requirements.&nbsp; Tue, 05 Apr 2011 12:39:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2011-04-05T12:39:00Z Drew,&nbsp;Are you suggesting ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>Drew,</p><p>&nbsp;</p><p>Are you suggesting that this Thread is unfair?&nbsp;</p> Tue, 06 May 2008 16:29:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T16:29:00Z As for this thread, Drew, ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>As for this thread, Drew, does Zillow approve or disapprove? It actually seems to be keeping some people honest.</p> Tue, 06 May 2008 16:10:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T16:10:00Z Sorry for joining the conversation ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>Sorry for joining the conversation late, but I wanted to address something Jennifer said early on-</p><p>"Zillow needs to institute a policy where ONLY people who have initiated contact through Zillow can leave feedback."</p><p>We do have a policy (<a href="http://www.zillow.com/mortgage/help/CodeOfConduct.htm">Code of Conduct</a>) that requires that anyone giving a rating has to have contacted the lender.</p><p>&nbsp;</p><p>&nbsp;</p> Tue, 06 May 2008 16:03:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T16:03:00Z By localizing just thinking ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>By localizing just thinking by region, i.e. midwest, west coast, northeast, southeast,&nbsp;maybe a California broker/lender not quoting West Virgina.</p><p>&nbsp;</p><p>"<em>I dont feel its as much an issue about localizing as it is getting rid of the BS quoters."</em></p><p>&nbsp;</p><p>Point was that the two were synonymous to an extent.&nbsp; Not all by any means but perhaps a step in the right direction.</p> Tue, 06 May 2008 14:45:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T14:45:00Z When you say localize, to ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>When you say localize, to what extent? I am in Buffalo and do alot of business in Manhattan. Not exactly local. I feel I have a competitive advantage this way and the consumers benefit. I dont feel its as much an issue about localizing as it is getting rid of the BS quoters. I welcome competition as long as its honest competition.</p> Tue, 06 May 2008 14:34:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T14:34:00Z Kinda my point George, although ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>Kinda my point George, although it is the WWW. I was under the impression Zillow was attempting to provide a service with a little more quality and maybe, just maybe integrity. So maybe having different rules than say ebay or eloan or ditech etc.... May change things up a bit.&nbsp;&nbsp; But again just a thought</p> Tue, 06 May 2008 14:27:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T14:27:00Z I think the web will "localize" ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>I think the web will "localize" <a href="http://www.zillow.com/directory/lenders/">lenders</a> for those who have "experienced" lending in the past and they know RE and services, etc. are more local, but the next breed of 1st time (and doesn't have to be <a href="http://www.zillow.com/fha-loan/">FHA</a>) buyer does not "know" service and has nothing to compare it to.&nbsp; They are the "Myspacers" and Facebookers and so, our product is a commodity at inception (same end product) so we old toads need to get&nbsp; grip on that wave and how to serve them.&nbsp; A 25 year old will not use MOM's realtor (age 50).. They might use GD for the <a href="http://www.zillow.com/mortgage/">loan</a> because he is a celebrity (TODAY SHOW), but I am toast (wanted in most areas).&nbsp; The national/out of towners will catch eyes initially, but may have issues reataining, but also remember the appraisal change in '09.&nbsp; We don't have the "I know this local market" schtick.. not that I use it.&nbsp; As our "networking" wondertwin powers are being diminished bbecause of past abuses. For locals, I think we need to be "close enough" to justify the enhancement of epidermis touching if needed.&nbsp; Keep "rockin".</p> Tue, 06 May 2008 11:57:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T11:57:00Z CO,&nbsp;I share your thoughts ... http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ <p>CO,</p><p>&nbsp;</p><p>I share your thoughts on the local quotes, but this is the "world wide web", not the "rocky mountain web".</p> Tue, 06 May 2008 11:17:00 GMT http://www.zillow.com/advice-thread/Hall-of-Shame-No-Way-That%27s-Happening/31505/ 2008-05-06T11:17:00Z