Zillow Advice: Home Buying - What is the lowest score one can have to qualify for a firs time home buyer loan? http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ Zillow Advice | Zillow Real Estate It truly depends on the lender. ... http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ It truly depends on the lender. "I can originate loans with as little as 550 for a first time buyer, more requirements and documentation needed but I've done it" this looks interesting. Sat, 11 May 2013 05:35:00 GMT http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ 2013-05-11T05:35:00Z I can originate loans with ... http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ I can originate loans with as little as 550 for a first time buyer, more requirements and documentation needed but I've done it.<br/><br/><br/>Take care! Look forward to hearing from you..&nbsp;<br/><br/>Randall<br/><em>[deleted by Zillow moderator. please see our Good Neighbor policy for posting guidelines]<br/></em> Sat, 11 May 2013 05:19:00 GMT http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ 2013-05-11T05:19:00Z About the lowest score for ... http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ About the lowest score for a conventional I have read about recently is 580 with other conditions, but you can check with a local mortgage broker or the nice brokers on Zillow to see what programs they have available. Sun, 14 Aug 2011 02:53:00 GMT http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ 2011-08-14T02:53:00Z This will depend largely ... http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ This will depend largely on the specific lender, your borrowing capacity aside from the Fico, and any overlays that may exist with your lender/loan program. Let me know if you need a lender that is familiar with first time homebuyer loans in Apple Valley, California. Sat, 13 Aug 2011 23:17:00 GMT http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ 2011-08-13T23:17:00Z Lmar712 - that's tough to ... http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ Lmar712 - that's tough to answer because all home loans are dependent upon much more than just the credit score. You can have an acceptable score but have a specific credit issue like a foreclosure or judgment that will still&nbsp; preclude you from getting approved.<br/><br/>Having said that - the "standard" guideline for minimum FICO is 620.&nbsp; We do have specialty lenders that will approve FHA loans down to a 580 score but the criteria to fit into their programs is pretty tight and you will pay a higher interest rate.<br/><br/>The best suggestion is to find a lender you trust will walk&nbsp; you through the process - even if it takes 6 months or more.&nbsp; A professional mortgage lender can obtain a credit report for you (about $15 cost) and then analyze your entire situation.&nbsp; If your score is below minimums a credit analysis tool can be used to find out what plan of action is needed in order to get your score where it needs to be. Wed, 27 Jan 2010 17:06:00 GMT http://www.zillow.com/advice-thread/What-is-the-lowest-score-one-can-have-to-qualify-for-a-firs-time-home-buyer-loan/318973/ 2010-01-27T17:06:00Z