Zillow Advice: Home Buying - I just relocated to US from Canada . I want to buy a house. What sort of problems will i have? http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ Zillow Advice | Zillow Real Estate Hello well as a Candian my ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ Hello well as a Candian my self there are loan programs that will work for you &nbsp;Contact lenders in the area and they will be able to assit you&nbsp;<br/>There are a couple more hoops you have to go thru but it is done all of the time&nbsp; Wed, 27 Mar 2013 23:42:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2013-03-27T23:42:00Z We recommend that our Canadian ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ We recommend that our Canadian buyers that wish to finance their purchase seek program and rate infomation in both the US and Canada. Most eventually come to appreciate that it's probably best for them to borrow in Canada and transfer the funds for closing.<br/><br/>One of my Canadian buyers found an attorney licensed in both the US and Canada and found this to be both insightful and comforting. You may want to consider this option.<br/><br/>Best wishes,<br/><br/>Bill Wed, 27 Mar 2013 23:36:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2013-03-27T23:36:00Z I have seen hard money lenders ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ I have seen hard money lenders at work as well... higher rates, but at least you get the mortgage... Wed, 27 Mar 2013 21:36:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2013-03-27T21:36:00Z After reading all of this ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ After reading all of this I think if you have&nbsp;cash to <a href="http://www.zillow.com/learnmore/what-zillow-offers-buyers.htm">buy a home</a> you shouldn't have any problem. Fri, 19 Feb 2010 03:38:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-19T03:38:00Z The best advice comes from ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ The best advice comes from Robin, It's professional.<br/><br/>Dyeh makes some good points too.<br/><br/>Many here have resorted to hurling insults, take note of thier names. <br/><br/>We, the gentle people of zillow are trying to stop the unprofessional attacks. It is slow going, but we are trying to help people like you and others just get straight answers. Fri, 19 Feb 2010 03:36:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-19T03:36:00Z Hey James Ryan, Please read ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ <p class="MsoNormal">Hey James Ryan, Please read my comments carefully. I acknowledged my experiences are outdated, and I should be able to share my experiences as I wish. Beside, a MD's income may be qualify for <a href="http://www.zillow.com/fha-loan/">FHA loan</a> regardless H1B or not. Please keep your attitude to yourself.</p> Fri, 19 Feb 2010 03:24:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-19T03:24:00Z Check with a local bank.&nbsp; ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ Check with a local bank.&nbsp; Some banks have special "Doctor <a href="http://www.zillow.com/mortgage/">Loans</a>" they portfolio and don't require standard guidelines.&nbsp; Best of luck! Thu, 18 Feb 2010 22:13:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-18T22:13:00Z Dyeh, some of what you have ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ Dyeh, some of what you have stated is just plain wrong. What you may have experienced ten years ago, or even just 3 months ago, is just not the case today. <a href="http://www.zillow.com/fha-loan/">FHA</a> has very low rates, and is open to H1B visa holders. So please refrain from giving advice that you have no clue as to its veracity.&nbsp; Jim Thu, 18 Feb 2010 22:08:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-18T22:08:00Z As a Canadian relocated to ... http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ <p class="MsoNormal">As a Canadian relocated to <?null xml:namespace prefix = st1 /?>USA 10 yrs ago, here&nbsp;are my experiences.<br/>1) Your credit/history in Canada does not transfer to USA<br/>2) you need&nbsp;USA bank account, and credit card (good luck on getting them to start). I started by putting large sum of cash in the bank as the guarantee&nbsp;in order to get a low limit credit card.<br/>3) The number of the years on the job is also very important to the banks/lenders. Please prepare to bring your Med residency letter.<br/>4) If you manage to get a <a href="http://www.zillow.com/directory/lenders/">lender</a> to <a href="http://www.zillow.com/mortgage/">loan</a> you money now, your loan amount and rate will be limited base on your USA-VISA.&nbsp; If you are on TN, there would be no lending. If you are on student visa F- something, there would be no lending. If you are on H-1B, you need special USA Loan with high rate. If you are a US permanent residence, you can obtain <a href="http://www.zillow.com/mortgage/">mortgage</a> the normal way.</p><p class="MsoNormal">5) Beware the US lending practices are very different than the Canadians'. It's a lot less government regulated/monitored. Lender be ware.</p><p class="MsoNormal">6) Watch out for the title clearance on property. The property titles are not back up, or regulated by the gov. The USA title Insurance policy just have too many exceptions to cover their rear end. It's really not very useful.<br/><br/> These're just my experiences about 10 yrs ago. Maybe the lending practice had changed. oh! and I&nbsp;was not a MD-to-be. Maybe your occupation would make a different. Good luck!</p> Thu, 18 Feb 2010 21:23:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-18T21:23:00Z Nic,^5'sJim http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ Nic,<br/>^5's<br/>Jim Thu, 18 Feb 2010 18:59:00 GMT http://www.zillow.com/advice-thread/I-just-relocated-to-US-from-Canada-I-want-to-buy-a-house-What-sort-of-problems-will-i-have/325375/ 2010-02-18T18:59:00Z