Zillow Advice: Mortgage - lender or broker http://www.zillow.com/advice-thread/lender-or-broker/333065/ Zillow Advice | Zillow Real Estate "Brokers do charge extra ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ "Brokers do charge extra usually a point or half-point (point equals 1% of the loan amount)."<br/><br/>Pleae point out where that statement was disclaimed as "in my experience".<br/><br/>You should be very careful what you say because some people look to you for guidance and take your words as law. You should not be giving your "opinion" as if it were fact.&nbsp; Sun, 12 Jun 2011 20:24:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2011-06-12T20:24:00Z The study is unfortunately ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ The study is unfortunately releveant as the FED based their last set of pay rules for lenders on parts of that study. Fakakta indeed. Sun, 12 Jun 2011 19:57:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2011-06-12T19:57:00Z @BKJHNo need to be so abrasive. ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ @BKJH<br/><br/>No need to be so abrasive. Some do and some dont - that's fine. I'm only sharing my experience - and that is what has happened. If you don't charge it - then don't be so offended - just tell your clients that unlike the brokers I ran into - you don't charge. That doesn't mean that what is said is "<em>Absoulte lies</em>", because I obviously didn't say this without a personal experience. As simple as that. <br/><br/><br/>@shaprioamg<br/><br/>You're right, not sure why I answered a 2010 post, but somehow it showed up as new and I just answer from my phone without looking at the date. But what I find even more funny is that "someone" sent me an email late last night called 'Study Shows Loan Brokers' Better Side" (i'm assuming to prove that loan brokers are better). The funny part is that the article is written April 16, 2005. How in the world is that relevant in today's economy and real estate market?<!--plsfield:stop--> Sun, 12 Jun 2011 19:03:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2011-06-12T19:03:00Z "Brokers do charge extra ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ "Brokers do charge extra usually a point or half-point (point equals 1% of the loan amount)"<br/><br/>Absolute lies! I think every time an agent spouts ridiculous nonsense like this they should be forced to take a real estate finance class so they have a clue what they are talking about! In lieu of the RE finance class I would&nbsp;suggest&nbsp;public flogging! Sun, 12 Jun 2011 18:48:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2011-06-12T18:48:00Z Does anyone else find it ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ Does anyone else find it funny about offering an opinion on a 1+ year old thread? Sun, 12 Jun 2011 11:29:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2011-06-12T11:29:00Z These days most sellers will ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ <p>These days most sellers will only accept a pre-approval from a direct lender. So you will have to start working with one from the start. Brokers do charge extra usually a point or half-point (point equals 1% of the loan amount). Most of my clients prefer working directly with a lender, however some consult with a broker to shop around for rates and programs with different banks.<br/><br/>I wish you the best of luck!</p> Sun, 12 Jun 2011 07:14:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2011-06-12T07:14:00Z It must have been deleted ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ It must have been deleted the same day Tim Sutherland's 1/5 review was.... Fri, 26 Mar 2010 21:25:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2010-03-26T21:25:00Z A better question is why ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ A better question is why the <a href="http://www.zillow.com/directory/lenders/">Mortgage Broker</a> for TriStar Financial all of a sudden is "copy/pasting" the same post for 49 threads this morning for "Straight forward lending", and why he is all of a sudden quoting for Straight Forward Lending this morning... Fri, 26 Mar 2010 21:24:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2010-03-26T21:24:00Z Any idea who it was and have ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ Any idea who it was and have they been removed from zillow? Fri, 26 Mar 2010 20:30:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2010-03-26T20:30:00Z The false Pasedenan has been ... http://www.zillow.com/advice-thread/lender-or-broker/333065/ The false Pasedenan has been deleted, as have the posts.<br/><br/>-Geoff- Fri, 26 Mar 2010 20:29:00 GMT http://www.zillow.com/advice-thread/lender-or-broker/333065/ 2010-03-26T20:29:00Z